Standchart eSaver

ThreeSteps

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those of you who received special invite last month (May to July 1.55% BI), did you get this round of invite for June too?
Here is my actual situation with invites for e$aver Exclusive BI :
Received 1st invite for e$aver Exclusive BI (D‌ecember 2‌025C), Promotion period : Dec 2025-Feb 2026
Received 2nd invite for e$aver Exclusive BI (March 2026B), Promotion period : Mar-May 2026
Received 3rd invite for e$aver Exclusive BI (June 2026C), Promotion period : June-Aug 2026

It may be difficult for the bank to calculate interest if the same person receive multiple invites with overlapping Promotion periods.

Although my 1st & 2nd invites have lower interest rates, I still participated with small funds to show my interest for the promotions, hoping that they keep me in the invite list.
 

ericcsn

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Here is my actual situation with invites for e$aver Exclusive BI :
Received 1st invite for e$aver Exclusive BI (D‌ecember 2‌025C), Promotion period : Dec 2025-Feb 2026
Received 2nd invite for e$aver Exclusive BI (March 2026B), Promotion period : Mar-May 2026
Received 3rd invite for e$aver Exclusive BI (June 2026C), Promotion period : June-Aug 2026

It may be difficult for the bank to calculate interest if the same person receive multiple invites with overlapping Promotion periods.

Although my 1st & 2nd invites have lower interest rates, I still participated with small funds to show my interest for the promotions, hoping that they keep me in the invite list.
i could never get esaver interests to reconcile, unlike all other banks.

Have personal esaver, joint esaver (not main account holder), esaver kids and currently am having money in personal esaver , other 2 at zero.

If i swapped indirectly using a non SCB bank account to move from personal esaver to esaver kids, will it reward me the Exclusive BI and see this as fresh fund or will it aggregates the total for personal and esaver kids and say no
 

addict951

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i received this offer, didnt see that I need to register.

e$aver Exclusive Bonus Interest (June 2026C) promo, promotion period: 1 June to 31 Aug 2026 :
Firstly, you must have received the invite.
You are auto registered if you can show that your 30June balance is higher than 31May balance according to this criteria :
t&cs : “ 2c. you must deposit fresh funds of minimum S$100,000 into your Eligible Account(s), such that the end-of-day deposit balance on 30 June 2026 is at least S$100,000 higher than the end-of-day deposit balance on 31 May 2026. “Fresh funds” means funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period; “

Calculation of bonus interest is based on ADB (not incremental ADB) for June, July, Aug. If you have ready suitable fresh funds, you can deposit in early June & enjoy BI for all 3 months (on the first $5m ADB, refer t&cs).

I received invite B, only 1.6% but similar terms. Any idea how they decide whuch customers get which class of invite?
Eh yall received a notification in your app hor? Thx
 

ericcsn

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Eh yall received a notification in your app hor? Thx
yes. in the banking app in Home, go to the bell icon (displayed at the top of the screen). Click on it, go to Offers and look for it.

But the 1.6% vs a 1.5% (without invite), is only 0.1% difference. For every $100K, that is only 0.1/100*100K/12 = $8.33 superior per month over the regular 1.5% esaver.

Of course, if you have kung fu skills then another level.
 
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Nanonited

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yes. in the banking app in Home, go to the bell icon (displayed at the top of the screen). Click on it, go to Offers and look for it.

But the 1.6% vs a 1.5% (without invite), is only 0.1% difference. For every $100K, that is only 0.1/100*100K/12 = $8.33 superior per month over the regular 1.5% esaver.

Of course, if you have kung fu skills then another level.
Why you so many kungfu. Grandmaster level
 

nobody1968

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yes. in the banking app in Home, go to the bell icon (displayed at the top of the screen). Click on it, go to Offers and look for it.

But the 1.6% vs a 1.5% (without invite), is only 0.1% difference. For every $100K, that is only 0.1/100*100K/12 = $8.33 superior per month over the regular 1.5% esaver.

Of course, if you have kung fu skills then another level.
What kung fu skills are you referring to? Care to elaborate?
 

lzydata

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Still no update on public offer...

e$aver Savings Account Bonus Interest Promotion (1 June 2026 to 31 July 2026)​

From 1 June 2026 to 31 July 2026, earn up to 1.60% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to May 2026 average daily balance)

Prevailing Interest Rate on Deposit BalanceBonus Interest Rate on eligible Incremental BalanceTotal Interest Rate on eligible Incremental Balance
Qualifying account(s) where the primary account holder is a customer with wealth holding0.05% p.a.1.55% pa1.60% p.a.
Qualifying account(s) where the primary account holder is a customer without wealth holding^0.05% p.a.1.15% p.a.1.20% p.a.

* “Fresh funds” mean funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period.
^“Customers with wealth holdings” are defined as customers who hold either an Eligible Investment Product(s) or Eligible Insurance Product purchased through the bank at the end of each calendar month during the promotion period.

https://www.sc.com/sg/save/savings-accounts/esaver/
 

ahchan

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e$aver Savings Account Bonus Interest Promotion (1 June 2026 to 31 July 2026)​

From 1 June 2026 to 31 July 2026, earn up to 1.60% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to May 2026 average daily balance)

Prevailing Interest Rate on Deposit BalanceBonus Interest Rate on eligible Incremental BalanceTotal Interest Rate on eligible Incremental Balance
Qualifying account(s) where the primary account holder is a customer with wealth holding0.05% p.a.1.55% pa1.60% p.a.
Qualifying account(s) where the primary account holder is a customer without wealth holding^0.05% p.a.1.15% p.a.1.20% p.a.

* “Fresh funds” mean funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period.
^“Customers with wealth holdings” are defined as customers who hold either an Eligible Investment Product(s) or Eligible Insurance Product purchased through the bank at the end of each calendar month during the promotion period.

https://www.sc.com/sg/save/savings-accounts/esaver/

Thanks.
Not too bad rate...
 

Shalom_555

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i could never get esaver interests to reconcile, unlike all other banks.

Have personal esaver, joint esaver (not main account holder), esaver kids and currently am having money in personal esaver , other 2 at zero.

If i swapped indirectly using a non SCB bank account to move from personal esaver to esaver kids, will it reward me the Exclusive BI and see this as fresh fund or will it aggregates the total for personal and esaver kids and say no
If u are not the primary account holder of kid esaver eg. Signatory authorised person it will work as per experience.. But this BI invite is only for primary account holders.
 
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