Standchart eSaver

[addict951]

Hokay, I also just received the letter.
Good leh, no need every 2-months trsf out then in nonsense anymore.

 

[chiokcc]

Just one way to lock your funds for long term. But I think it's quite a good deal.

 

[S1mpleGuy]

Just one way to lock your funds for long term. But I think it's quite a good deal.

i thought no lock? can transfer in and out as you wish and still get the stated interest

 

[chiokcc]

i thought no lock? can transfer in and out as you wish and still get the stated interest

Ya no lock like FD.

What I meant was, to reap max benefit, you must "lock" voluntarily ...

 

[henrylbh]

Hokay, I also just received the letter.
Good leh, no need every 2-months trsf out then in nonsense anymore.

Beginning Jul, I switched SCB (1.35% for Jun/Jul) to MBB at 1.45% for Jul/Dec. Then CIMB came along with offer of 1.65% for 6 mths or 1.8% for 12 mths. So I emptied MBB and took up CIMB 6 mths FDs with several FDs in sum of 20k each (in case I need to withdraw)

 

[Alwaysb]

SCb Esaver

Hi Guys,

I am also trying to learn how i could get the best rate for my savings. Is this esaver account best for now? i June to 31st July 2018 at 1.35%?

What other choice do i have? I know cimb only 1%

 

[shpesft]

Hi Guys,

I am also trying to learn how i could get the best rate for my savings. Is this esaver account best for now? i June to 31st July 2018 at 1.35%?

What other choice do i have? I know cimb only 1%

Have a look at Maybank iSavvy (think max 1.45%) and Citibank maxigain accounts

 

[maumu]

Have a look at Maybank iSavvy (think max 1.45%) and Citibank maxigain accounts

maybank 1.45% requires min. $200k. it's 1.33% for $50k to $200k. just below 1.35% of eSaver.

Citibank needs to roll the money for 12 mths before can enjoy higher rates than current FDs.

 

[Alwaysb]

Thanks. Its not a fd right. After the promo, i can always take out? Is that why you guys switch between maybank isavy and scb esaver?

Have a look at Maybank iSavvy (think max 1.45%) and Citibank maxigain accounts

 

[shpesft]

Thanks. Its not a fd right. After the promo, i can always take out? Is that why you guys switch between maybank isavy and scb esaver?

iSavvy is not a FD. Works like the eSaver.

 

[henrylbh]

Thanks. Its not a fd right. After the promo, i can always take out? Is that why you guys switch between maybank isavy and scb esaver?

Yes. You need to take out after promo period and move to other banks as interest would go back to base rate which can be as low as 0.1%.

 

[hwarzoner]

never received this letter maybe i not valued customer, i only received cardboard letter.

 

[IronMan123]

This letter only send to priority banking customers..

never received this letter maybe i not valued customer, i only received cardboard letter.

 

[henrylbh]

This letter only send to priority banking customers..

Me priority with only $1138 in esaver

 

[maple96]

Me priority with only $1138 in esaver

me priority with nothing

 

[IronMan123]

LOL, all millionaires here are so humble...

Me priority with only $1138 in esaver

 

[Alwaysb]

Thank you for the info

iSavvy is not a FD. Works like the eSaver.

 

[peppermint7]

me priority with nothing

I'm not sure about esaver. but i experience lately after leaving 80k with maybank for a month or so, i was offered the upgrade to my horizon card to special invite card which i didn't take up cos there are no goodies given. i guess if u ever place a sum up to their "standard" they are actually quietly observing and will privately offer u special add ons. just my guess.

 

[Acetone]

The eSaver promo is pretty good... left my money inside till end July next year.

 

[dork32]

The eSaver promo is pretty good... left my money inside till end July next year.

it is only high interest for the first two months. after that it is quite low unless you play the transfer game.