Standchart eSaver

[pinpinpin]

got to pair this $500 promo with 1-year exclusive esaver promo

my rm never offer me this.

have to merry go round.

 

[Squaredot]

have u done the Financial Needs Analysis ?

must it be done with RM or can just do it at any Branch staff ?

I did it at taka branch (which is also my account branch), not with my RM.

 

[Squaredot]

Last time lucky got paired but don't need Simi financial analysis. $500 bonus song song gao jurong.

now still $500 song song gao Jurong mah
just drop in for a FNA nia, chat chat laugh laugh over a mocha

 

[xPastx]

Hmm this eSaver account can only enjoy the bonus interest rates only if there is a constant deposit of fresh funds?

Since their promotional bonus interest only lasts for 2 mth

 

[havetheveryfun]

Hmm this eSaver account can only enjoy the bonus interest rates only if there is a constant deposit of fresh funds?

Since their promotional bonus interest only lasts for 2 mth

Read the first latest ten pages of this thread.

 

[Alwaysb]

Hi, this is close invite right?

The $500 for $200k fresh funds promo finally credited today

Reference: https://av.sc.com/sg/content/docs/sg-topup-tc1.pdf

 

[RangerSnake]

I have e$aver account since 2007 when they encouraged me to open an account by they depositing $1 into the account. After so many years and after upgraded to priority, I just received a letter informing me that they are going to close my savings and security account as well as credit card by early next month

As for the credit card, I have paid a sum of money as Lifetime Member years before opening a savings account. Can they just closed my credit card just like that?

Bro, I'm facing the same issue as you. Been a customer since 2012 or 2013. They enquired about some transactions and I provided docs. All of a sudden just received letter to terminate everything, no reasons given, asked RM to check also couldn't give an answer. Asked my RM to try appeal but still pending.

 

[Squaredot]

Bro, I'm facing the same issue as you. Been a customer since 2012 or 2013. They enquired about some transactions and I provided docs. All of a sudden just received letter to terminate everything, no reasons given, asked RM to check also couldn't give an answer. Asked my RM to try appeal but still pending.

Curious.
Is it very big amount transactions?
who call u to enquire? your RM or backroom staff?

 

[revhappy]

Bro, I'm facing the same issue as you. Been a customer since 2012 or 2013. They enquired about some transactions and I provided docs. All of a sudden just received letter to terminate everything, no reasons given, asked RM to check also couldn't give an answer. Asked my RM to try appeal but still pending.

I guess, the fact that you have an RM means you are dealing with a lot of money. The docs you submitted do not explain sufficiently how you garnered so much wealth, so as a safety measure they close your account.

They have been fined badly before so they don't want to take any chances.

 

[kehyi4]

I have e$aver account since 2007 when they encouraged me to open an account by they depositing $1 into the account. After so many years and after upgraded to priority, I just received a letter informing me that they are going to close my savings and security account as well as credit card by early next month

As for the credit card, I have paid a sum of money as Lifetime Member years before opening a savings account. Can they just closed my credit card just like that?

Bro, I'm facing the same issue as you. Been a customer since 2012 or 2013. They enquired about some transactions and I provided docs. All of a sudden just received letter to terminate everything, no reasons given, asked RM to check also couldn't give an answer. Asked my RM to try appeal but still pending.

This is quite worrisome

edit: after reading Uncle Henry's story of him vs SCB, I'm not so worried anymore ...

 

[qwertyuiop59]

Same situation here

 

[pinpinpin]

Same situation here

are you getting alot of rewards from SCB?

 

[henrylbh]

Curious.
Is it very big amount transactions?
who call u to enquire? your RM or backroom staff?

50k considered large?

 

[henrylbh]

I guess, the fact that you have an RM means you are dealing with a lot of money. The docs you submitted do not explain sufficiently how you garnered so much wealth, so as a safety measure they close your account.

They have been fined badly before so they don't want to take any chances.

No wealth. But they queried me when I deposited 4 cashier orders of about 480k from different banks relating from sale of my EC.

Then I loan 50k to X.

Then I paid 3 shares transactions amounting to about 40k.

Then I transferred 3x amounting to about 48k to my sis.

So simple, yet they are speculating.

Only I refused to disclosed my salary and amount of shares holdings.

 

[vddgnd]

50k considered large?

Was it transferred to 3rd party or account of your own name? They questioned about the transfer in or the out?

 

[henrylbh]

They are the one to encourage me to open an esaver by they depositing $1 into my account to start off

They increased my credit card limit unilaterally (without any supporting doc from me), even though I told them I don't need

They encouraged me apply for credit card lifetime member by paying a special fee.

Now my credit card has been dormant for a few years

They upgraded me to priority even though I told them I don't need and don't want any RM to bother me

Now they want me to close my esaver and credit card

 

[henrylbh]

Was it transferred to 3rd party or account of your own name? They questioned about the transfer in or the out?

50k was a loan to X. They want supporting doc

They asked for silly evidence like sms or whatsapp for the loan. Told them there is none. Like that no happy

 

[Squaredot]

No wealth. But they queried me when I deposited 4 cashier orders of about 480k from different banks relating from sale of my EC.

Then I loan 50k to X.

Then I paid 3 shares transactions amounting to about 40k.

Then I transferred 3x amounting to about 48k to my sis.

So simple, yet they are speculating.

Only I refused to disclosed my salary and amount of shares holdings.

What so suspicious about your transaction???
Deposit property sale proceeds and transfer moola to sister and x are considered dubious ??

Probably they find your original source of funds dubious as u did not disclose your salary or income. My guess.

 

[oceanicmanta]

Only I refused to disclosed my salary and amount of shares holdings.

for such purpose, I usually give them any number as salary or equity holdings ...they still accept it without asking for further proof

I think they just need some reason / justification ... so better provide something, rather than nothing at all

but now, I will also think twice before consolidating family's $ with my account

 

[wutawa]

for such purpose, I usually give them any number as salary or equity holdings ...they still accept it without asking for further proof

I think they just need some reason / justification ... so better provide something, rather than nothing at all

but now, I will also think twice before consolidating family's $ with my account

Just do it progressively, not in large sums to trigger an alert. If u suay suay "selected" for investigation, just comply with the required supporting docs so that they can close the case with a "pass".