Standchart eSaver

[EveMuffins]

Shifted from iSavvy as well

 

[pantss]

did not shifted any funds from other accounts past few months due to low interest rates across all banks.

shifted funds back today with esaver interest active again.

This time round shift and hold until end May or need to musical chairs with another esaver at end of April?

 

[vsvs24]

This time round shift and hold until end May or need to musical chairs with another esaver at end of April?

From now till 31 May 2021, earn up to 0.50% p.a. interest on eligible deposit balance of S$1 million with no lock-in period when you bring in incremental fresh funds* (compared to March 2021’s average daily balance)

 

[hwarzoner]

From now till 31 May 2021, earn up to 0.50% p.a. interest on eligible deposit balance of S$1 million with no lock-in period when you bring in incremental fresh funds* (compared to March 2021’s average daily balance)

so do we still need merry go round?

 

[Imhthc]

so do we still need merry go round?

Depending on the adb of your account in March 2021. U just have to transfer the money to ur esaver with the lowest adb in March 2021.

 

[hwarzoner]

Depending on the adb of your account in March 2021. U just have to transfer the money to ur esaver with the lowest adb in March 2021.

Ok ty, got it.

 

[Imhthc]

In any case if u have 2 esaver accts and they happened to be Low amt, coz u transferred ur fund out prior to this month. Remember not to load both ya. Just focus on one for this time so u can do ur merry go round in the subsequent period promo.

 

[hwarzoner]

In any case if u have 2 esaver accts and they happened to be Low amt, coz u transferred ur fund out prior to this month. Remember not to load both ya. Just focus on one for this time so u can do ur merry go round in the subsequent period promo.

Yupz I know. Cheers

 

[streetfighter]

But feds rate still low. At least for short term

US gov bond yield up 1%+ since last month. People holding us gov bonds seeing bond price drop & negative capital?

 

[streetfighter]

0.5% is actually not that bad in this climate considering banks rates are 0.05% (10x lesser).

and also all the popular products are also 1% or <1% nowadays (vanilla ones).

Put in cpf better, hee hee

 

[reddevil0728]

US gov bond yield up 1%+ since last month. People holding us gov bonds seeing bond price drop & negative capital?

Diff tenor

 

[Imhthc]

Put in cpf better, hee hee

True especially SA but bear in mind that the fund transferred into cpf can no longer considered as spare cash u wanna withdraw anytime. u can put in and cannot take out till a certain age and only when u met the minimum sum.

 

[streetfighter]

Diff tenor

Which tenor you referring to?

 

[reddevil0728]

Which tenor you referring to?

Short term bond usually not as sensitive

 

[streetfighter]

Short term bond usually not as sensitive

Short term US Gov bond pays you <1% pa, much worst than putting in cpf oa. Even 10y us gov bond is paying only 1.6% pa! I rather buy 10y China gov bond paying >3.2% pa

 

[reddevil0728]

Short term US Gov bond pays you <1% pa, much worst than putting in cpf oa. Even 10y us gov bond is paying only 1.6% pa! I rather buy 10y China gov bond paying >3.2% pa

Eh ok. But that’s not what I’m addressing

 

[reddevil0728]

What is the Overdraft limit for SCB individual current account?

SCB CSO wasn’t able to provide you with the answer?

 

[demoforce1]

promo interest rate ends today, will they extend?
https://www.sc.com/sg/save/savings-accounts/esaver/

 

[reddevil0728]

promo interest rate ends today, will they extend?
https://www.sc.com/sg/save/savings-accounts/esaver/

Probably know tmr what’s the new promo

 

[demoforce1]

Probably know tmr what’s the new promo

updated https://www.sc.com/sg/save/savings-accounts/esaver/

e$aver Bonus Interest (1 June 2021 to 31 July 2021) Promotion​

When we will get the extra interest for May 2021?