Standchart eSaver

[twosix]

anyone still have trouble logging in SCB internet banking via Chrome or Edge? After input the ID and pwd, it just throw me back to log in page or after I managed to log in, after i click "Account", instead of mobile token validation, it log me off back to home page again.

Mobile app banking is ok

I login very frequently, like yesterday .No problem at all.

 

[Mickey01]

I login very frequently, like yesterday .No problem at all.

lucky you
For me
Chrome - both my office laptop and home computer unable to sign in at all
Edge - office laptop not OK, home compueter OK
mobile app - no problem

 

[touchring1]

I transferred $1k from bonussaver to esaver on 1 feb. Then out to other bank and back to esaver. Hope it works.

Which other bank you guys are transferring to?

 

[PC-User]

Which other bank you guys are transferring to?

Next to consider should be iSAVvy ba. Unless RHB HYSA......

 

[wutawa]

Which other bank you guys are transferring to?

Just to posb then transfer back immediately

 

[touchring1]

Next to consider should be iSAVvy ba. Unless RHB HYSA......

Thanks!

 

[touchring1]

Just to posb then transfer back immediately

Oh, can do that even now? I thought the balance must be higher than January than counted? Actually, I forgot about the 31 Jan renewal, wasted 15 days interest.

 

[wutawa]

Oh, can do that even now? I thought the balance must be higher than January than counted? Actually, I forgot about the 31 Jan renewal, wasted 15 days interest.

My esaver in jan was $0.

 

[touchring1]

My esaver in jan was $0.

If $0, any amount you put in Feb will be considered new funds. But my funds were already inside since mid-Dec.

 

[wutawa]

If $0, any amount you put in Feb will be considered new funds. But my funds were already inside since mid-Dec.

Oic, i tot fresh fund must not from scb.

 

[touchring1]

Oic, i tot fresh fund must not from scb.

On SC website, it says "From now till 31 March 2023, earn up to 3.80% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to January 2023 average daily balance)".

It says incremental, so I thought the funds must be more than the amount already in the account on the 31 Jan? So in this sense, transferring out and back in again don't matter for the amount already in the account on the 31 Jan? Correct me if I'm wrong.

https://www.sc.com/sg/save/savings-accounts/esaver/

 

[sohguanh]

It says incremental, so I thought the funds must be more than the amount already in the account on the 31 Jan? So in this sense, transferring out and back in again don't matter for the amount already in the account on the 31 Jan? Correct me if I'm wrong.

I have same thinking as you. When they announced Jan already over so will compare with that month. If in Feb you txfr in out don't matter. It is same gameplay as Maybank iSavvy

 

[touchring1]

I have same thinking as you. When they announced Jan already over so will compare with that month. If in Feb you txfr in out don't matter. It is same gameplay as Maybank iSavvy

How about if on the 31 Jan, transfer all out? Then on 1st Feb transfer back in again.

 

[havetheveryfun]

On SC website, it says "From now till 31 March 2023, earn up to 3.80% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to January 2023 average daily balance)".

It says incremental, so I thought the funds must be more than the amount already in the account on the 31 Jan? So in this sense, transferring out and back in again don't matter for the amount already in the account on the 31 Jan? Correct me if I'm wrong.

https://www.sc.com/sg/save/savings-accounts/esaver/

ya but if u read the T n C, it is based on incremental ADB
thats the catch

 

[touchring1]

ya but if u read the T n C, it is based on incremental ADB
thats the catch

Ok, so, if it's the average daily balance, moving money out on the last day won't matter then.

 

[wutawa]

On SC website, it says "From now till 31 March 2023, earn up to 3.80% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to January 2023 average daily balance)".

It says incremental, so I thought the funds must be more than the amount already in the account on the 31 Jan? So in this sense, transferring out and back in again don't matter for the amount already in the account on the 31 Jan? Correct me if I'm wrong.

https://www.sc.com/sg/save/savings-accounts/esaver/

My esaver in jan was $0.

my concern wasnt abt incremental since my balance in jan was $0. my concern was this:

* “Fresh funds” means funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period.

 

[touchring1]

my concern wasnt abt incremental since my balance in jan was $0. my concern was this:

Ok, it says within 30 days, so if the funds are withdrawn after 30 days, I guess it's fine?

 

[rajeev3001]

Next to consider should be iSAVvy ba. Unless RHB HYSA......

iSAvvy gives only 0.4% right?
HYSA is 1.5%+.

 

[PC-User]

iSAvvy gives only 0.4% right?
HYSA is 1.5%+.

Of course considering the 'promotional' bonus interest mah.

 

[revhappy]

Ok, it says within 30 days, so if the funds are withdrawn after 30 days, I guess it's fine?

my concern wasnt abt incremental since my balance in jan was $0. my concern was this:

30 days here mean before the promotion. So let's say you had 100k on Jan 10th and you withdraw it. Then in Feb 1st you deploy it back. Then you don't get interest.

If you had 100k on 28th December and you withdraw it on the same day, then it is okay because is it more than 30 days before start of promotion