Standchart eSaver

[wutawa]

30 days here mean before the promotion. So let's say you had 100k on Jan 10th and you withdraw it. Then in Feb 1st you deploy it back. Then you don't get interest.

If you had 100k on 28th December and you withdraw it on the same day, then it is okay because is it more than 30 days before start of promotion

oic, so it is "are not withdrawn and re-deposited within 30 days before of the Promotion Period.".
tat means i wont get the bonus since i did it on 1st feb.

 

[touchring1]

oic, so it is "are not withdrawn and re-deposited within 30 days before of the Promotion Period.".
tat means i wont get the bonus since i did it on 1st feb.

So we need to alternate between another account for this to work. 2 months here, 2 months there.

 

[rajeev3001]

CIMB fast saver gives 1.5% for the first 25k and then 2.0% for the next 25k.
RHB HYSA 1.5% for first 50k.

No one here is talking about cimb as alternate option after 2 months. Any hidden conditions or any other issue?

 

[sohguanh]

CIMB fast saver gives 1.5% for the first 25k and then 2.0% for the next 25k.
RHB HYSA 1.5% for first 50k.

No one here is talking about cimb as alternate option after 2 months. Any hidden conditions or any other issue?

Sing Investment GoSaver 2.5% first 100K. 3% next 150K

 

[havetheveryfun]

CIMB fast saver gives 1.5% for the first 25k and then 2.0% for the next 25k.
RHB HYSA 1.5% for first 50k.

No one here is talking about cimb as alternate option after 2 months. Any hidden conditions or any other issue?

most esaver old account holders have 2 esaver accs.. hee hee

 

[WoShiPro]

I have not been using scb acc ever since I stop using their platform to trade.

If I deposit cash to esaver will they claw back the fall below fees for the past years? Since account is $0..

In order to enjoy the 3.8% I should transfer on 1st March since if I transfer now daily avg balance is below $1k and will incur fall below fees?

 

[rajeev3001]

Good ideas. Thanks.

Sing Investment GoSaver 2.5% first 100K. 3% next 150K

most esaver old account holders have 2 esaver accs.. hee hee

 

[joesph]

going to close, opened more than a decade ago @ computer fair, they gave $1 to open


Read HWZ Forum Rules!

 

[sohguanh]

going to close, opened more than a decade ago @ computer fair, they gave $1 to open


Read HWZ Forum Rules!

Reminder if still want to be their customer your phone must be android 9 above else monies trapped inside cannot take out. Even online also cannot as it refer to app to authenticate.

 

[sglandscape]

Reminder if still want to be their customer your phone must be android 9 above else monies trapped inside cannot take out. Even online also cannot as it refer to app to authenticate.

Don't think that's a major consideration for most though? A budget new phone goes for under 300 these days and they most certainly have android 11 at least.

 

[DevilPlate]

Reminder if still want to be their customer your phone must be android 9 above else monies trapped inside cannot take out. Even online also cannot as it refer to app to authenticate.

Better to upgrade our mobile phones every 3-4 years or so for better security updates since we do alot of transactions via mobile phones.
https://www.tomsguide.com/us/old-phones-unsafe,news-24846.html
Anyway, my previous samsung S11 only lasted 2.5years lol

i think you can withdraw over the counter for $5 fee. Alternatively, can transfer via ATM

 

[sglandscape]

Better to upgrade our mobile phones every 3-4 years or so for better security updates since we do alot of transactions via mobile phones.
https://www.tomsguide.com/us/old-phones-unsafe,news-24846.html
Anyway, my previous samsung S11 only lasted 2.5years lol

i think you can withdraw over the counter for $5 fee. Alternatively, can transfer via ATM

Getting the flagship, assuming the hardware holds up and the battery life remains decent is one of the best bet, since Samsung at least provides software update for 3 years, and security updates for 4 years. This is almost unheard of (except for Apple) previously.

Good direction to reduce premature ewaste.

 

[sohguanh]

Don't think that's a major consideration for most though? A budget new phone goes for under 300 these days and they most certainly have android 11 at least.

For working ppl ok but what if you are retired no more monthly salary? That means in your yearly spending need allocate some monies to buy new phone. I already update this item in my list when DBS and even RHB send email out. CIMB need android 8 now

 

[crystalnox]

For working ppl ok but what if you are retired no more monthly salary? That means in your yearly spending need allocate some monies to buy new phone. I already update this item in my list when DBS and even RHB send email out. CIMB need android 8 now

Get a basic iPhone SE, they’ll easily be supported for 5 years and more. Alternatively buy a rubbish budget Android phone every 3 years, ~$150 for the lowest end Samsung A0* series.

 

[sglandscape]

For working ppl ok but what if you are retired no more monthly salary? That means in your yearly spending need allocate some monies to buy new phone. I already update this item in my list when DBS and even RHB send email out. CIMB need android 8 now

Budget it as part of living expenses for "digital" living if not could always revert back to branch banking.

A budget android phone costs around 300 and lasts around 3-4 years. That's a monthly depreciation of 9 bucks (assuming 3 years). Imho that's entirely reasonable.

A round trip to a bank would probably cost you more each month

 

[sohguanh]

Budget it as part of living expenses for "digital" living if not could always revert back to branch banking.

A budget android phone costs around 300 and lasts around 3-4 years. That's a monthly depreciation of 9 bucks (assuming 3 years). Imho that's entirely reasonable.

A round trip to a bank would probably cost you more each month

That is what I say in my earlier post. Besides monthly groceries etc need to budget for this item once a year. Dunno when bank happy next release jump 2-3 versions ahead. So best get cheap phones but cheap phone cannot beat bank hardware token about $20 can replace. But some banks phase out hardware token liao

 

[sglandscape]

That is what I say in my earlier post. Besides monthly groceries etc need to budget for this item once a year. Dunno when bank happy next release jump 2-3 versions ahead. So best get cheap phones but cheap phone cannot beat bank hardware token about $20 can replace. But some banks phase out hardware token liao

Option 2 would be to only bank with banks that offer hardware token then.

 

[sohguanh]

Option 2 would be to only bank with banks that offer hardware token then.

I post that also in the other thread. BOC ICBC China banks best.

 

[V_for_Vanilla]

Just received this 'By invitation'.

As our valued client, you can enjoy up to 4.20% p.a. interest on your e$aver balances for up to 6 months.

From now till 31‌ July 2‌023, you may earn interest on balances in your eligible e$aver account(s) in the manner set out below.

Simply top up your account with fresh funds^ such that your deposit balance on 31‌ March 2‌023 is at least S$100,000 higher as compared to your deposit balance on 31‌ January 2‌023 to qualify for the promotion.

Prevailing Interest Rate on Deposit Balance ​ 0.05% p.a.​

Bonus Interest Rate on Eligible Incremental Balance ​ 4.15% p.a.​

 

[royalmix]

wow, more good news coming, I hope!