Standchart eSaver

[vsvs24]

Think it's likely a time zone issue for the new microservice for their new ibank app when they do a filter condition to pull out the transactions, resulting in the bug/delay

Don't think it is time zone issue. Only interest not shown. Transfers are shown. Maybe they missed out the internal transactions

 

[SantyBalls]

Internal batch job is mainframe. Mainframe cannot routinely sync 1.

Other form of xfer using more modern tech, can straight update all servers

 

[Squaredot]

Internal batch job is mainframe. Mainframe cannot routinely sync 1.

Other form of xfer using more modern tech, can straight update all servers

but no such issues with app before "upgrade".

 

[SantyBalls]

but no such issues with app before "upgrade".

Last time interest also at month end?

 

[vsvs24]

Last time interest also at month end?

Yes. For years.

 

[limjohnny]

I am more kancheong than anyone, always use my desktop to check and transfer every thing out immediately on June 1. Was already zero on May 31!
I just use app, interest is there, but I never check June 1 or yesterday, I am old school!

No need keep 1K?

 

[sohguanh]

No need keep 1K?

So far for SCB leave 0 they nothing to deduct. Until SCB intend to follow maybank last 10 cannot withdraw or go into negative balance for uob as shared by wenguang reader. This is a game customers and banks play with each other. SCB havent play yet give them time as new app many issues.

 

[SantyBalls]

but no such issues with app before "upgrade".

Yes. For years.

So it's a new mobile app from last time?

 

[sglandscape]

Don't think it is time zone issue. Only interest not shown. Transfers are shown. Maybe they missed out the internal transactions

Inbound transfers are missing for me too in the earlier version, but all SCB initiated transactions are shown

 

[FlyGuardX]

Not joint. 2 esavers. I was able to do that many years back. But wondering if it can be done again. So just move the funds between the two for each promo cycle.

in the past i had 2 esavers account as well but i chose to close one after interest rate drop quite a lot. does anyone remember how we can sign up for two under same name (not joint)?

 

[royalmix]

No need keep 1K?

My ADB for May is more than 1k, so I was confident to get my interest with no fall below fee. Balance was zero since 18 May, to earn more interest with another bank!

Even if ADB is below 1k, keeping zero balance on last day of mth will not attract fall below fee. It has been like this for donkey years, how esaver works!

 

[zeroX26]

in the past i had 2 esavers account as well but i chose to close one after interest rate drop quite a lot. does anyone remember how we can sign up for two under same name (not joint)?

Yes, this was btw 2014-17 I think. I also alternate btw the 2 accounts for the promo interest then.

 

[vsvs24]

Inbound transfers are missing for me too in the earlier version, but all SCB initiated transactions are shown

Really ? I don't have missing transactions in earlier version of app.

What kind of inbound transfers ? I only have FAST (in and out) and interest transactions and don't recall missing transactions (have habit of checking immediately after transfers as I update my excel)

 

[AlvinDj]

Anyone on the 'new e$aver signup app exclusive 4% promo' since last month?

Did you receive 3.8% or 4.0% interest?

 

[rubicon]

do people check their base interest calculation? is it 0.05%/365 per day? I can't get it to tie and it's driving me nuts. Off by a few cents.

 

[sglandscape]

Really ? I don't have missing transactions in earlier version of app.

What kind of inbound transfers ? I only have FAST (in and out) and interest transactions and don't recall missing transactions (have habit of checking immediately after transfers as I update my excel)

FAST ones specifically if done at night

 

[zeroX26]

do people check their base interest calculation? is it 0.05%/365 per day? I can't get it to tie and it's driving me nuts. Off by a few cents.

A FEW CENTS ???? Give and take lah. Mine's off by a few dollars.

 

[SantyBalls]

do people check their base interest calculation? is it 0.05%/365 per day? I can't get it to tie and it's driving me nuts. Off by a few cents.

A FEW CENTS ???? Give and take lah. Mine's off by a few dollars.

You guys are bad at math

 

[lzydata]

do people check their base interest calculation? is it 0.05%/365 per day? I can't get it to tie and it's driving me nuts. Off by a few cents.

Yes it's 0.05%/365, multiply by each day's daily balance and sum up. I have found that Stanchart's interest is easiest to calculate and matches with the eventual number. Maybe you missed out a day or two?

 

[wutawa]

A FEW CENTS ???? Give and take lah. Mine's off by a few dollars.

likely to be the same mistake, only that your esaver balance is much more to earn the 0.05%