4e.：For the avoidance of doubt, any deposit, withdrawal or otherwise transaction in relation to your Qualifying Account(s) that takes place on the last day of a calendar month, falling on either a Sunday, a public holiday or a bank holiday, will not be taken into consideration for the purposes of the Bank’s computation of ADB and crediting of Bonus Interest.
1 Sep 2023 being a public holiday will not fall under the above clause as it is not the the last day of the calendar month. Realized alot of ppl here have comprehension disability, just like the SCB RM who need to read like 10 over times to understand the clause. Also, I clarified with a SCB branch manager in black and white confirmation for 500K FAST transfer on public holiday. FAST transfer (supposed to be 24/7 instantaneous) is deemed to be same day transaction even on public holidays. This concurs with the entry (value date 1 Sep) for fast transfer although the posted date is 2 Sep. "Ledger Balance" is not visible to customer. His response below:
"With regards to the $500k FAST transfer on public holiday, FAST inward transfer on public holiday/ system holiday will be posted on the next business day but the amount will be included to ledger balance based on value date. EOD ledger balance is used to calculate prevailing interest and monthly ADB."
