Standchart eSaver

[Hulky8]

no leh. it used to be accurate to the 0.01 cent but strange last month's quite off by $2.90 in total BI.



I used an excel sheet to track daily in/out actually... a bit OCD but helps me understand the way the interest is calculated.

Did you lose any sleep over that 2.90 loss,,,,,,haha just kidding

 

[zippo1979]

wow not a single message since Thursday...

anyway wonder if there will be improved Esaver public rates in October!

 

[Suprememan]

Yes. It is under invitation 3.4% based ADB until 31Aug23.

All the time interest credit is on time but this time is out.

Just have a update from RM.

I didn't get the exclusive bonus on 20th for Aug23 I didn't meet the TnC the min balance is equal or higher than balance on 31May23.

I did withdraw all the balance left 2k balance on 30Aug23 as I am thinking marry go round to get the new promotion new fresh fund 100k compare to balance on 31Aug23.

Now my worry if the merry go round workable. Else my Sep23 interest also gone to drain later again.

 

[GrandJedi]

Time to think about moving all my funds out of eSaver for a month again.... Maybank iSavvy?

 

[iduncheckmail]

Time to think about moving all my funds out of eSaver for a month again.... Maybank iSavvy?

Every cycle isn’t it 2mth, why u 1mth ?

 

[hwarzoner]

Not sure what is the October rate?

 

[bargin]

Time to think about moving all my funds out of eSaver for a month again.... Maybank iSavvy?

CIMB Please check CIMB thread

 

[Imhthc]

I received a notification from scb that I am eligible for 6 months fd for 3.3%. Guess that can send some hints for the upcoming interest for esaver.

 

[GrandJedi]

move

Every cycle isn’t it 2mth, why u 1mth ?

move money 31 sept.. come back 1st Nov.... keep in eSaver until 31 dec

 

[getreal88]

I received a notification from scb that I am eligible for 6 months fd for 3.3%. Guess that can gone some hints for the coming interest for esaver.

Am on special invite 3.55%fr jul-sep23. initially thinking to move out fr esaver in 1oct23 but 30mins ago, i recd a renewed special invite at 3.55% fr 1oct-31jan24, but criteria now is min$100k fresh fund by 31oct (diff to my prev invite). As am new to this arrangement, does that mean as long as my 31oct bal is $100k higher than my 30sep balance, i will get 3.55% for oct23-jan24? ie no need to meet the $100k fresh fund reqm for 30nov, 31dec, 31jan? appreciate any advice. thx

 

[crystalnox]

I received a notification from scb that I am eligible for 6 months fd for 3.3%. Guess that can gone some hints for the coming interest for esaver.

Isn’t that open to everyone on priority banking tier? 3.2% for regular customers.

 

[farmers]

Am on special invite 3.55%fr jul-sep23. initially thinking to move out fr esaver in 1oct23 but 30mins ago, i recd a renewed special invite at 3.55% fr 1oct-31jan24, but criteria now is min$100k fresh fund by 31oct (diff to my prev invite). As am new to this arrangement, does that mean as long as my 31oct bal is $100k higher than my 30sep balance, i will get 3.55% for oct23-jan24? ie no need to meet the $100k fresh fund reqm for 30nov, 31dec, 31jan? appreciate any advice. thx

That is my understanding as well

 

[getreal88]

That is my understanding as well

thank you

 

[sglandscape]

Am on special invite 3.55%fr jul-sep23. initially thinking to move out fr esaver in 1oct23 but 30mins ago, i recd a renewed special invite at 3.55% fr 1oct-31jan24, but criteria now is min$100k fresh fund by 31oct (diff to my prev invite). As am new to this arrangement, does that mean as long as my 31oct bal is $100k higher than my 30sep balance, i will get 3.55% for oct23-jan24? ie no need to meet the $100k fresh fund reqm for 30nov, 31dec, 31jan? appreciate any advice. thx

You need to check your tnc, since this isn't public

 

[reiser]

I transferred my funds from another bank account to my old Esaver account since 1 Sep. Does that automatically entitle me to the 3.something percent interest? I read that you guys have received your interest but I haven’t so I am a little worried that there was something I didn’t do that disqualifies me from earning the interest.

 

[sglandscape]

I transferred my funds from another bank account to my old Esaver account since 1 Sep. Does that automatically entitle me to the 3.something percent interest? I read that you guys have received your interest but I haven’t so I am a little worried that there was something I didn’t do that disqualifies me from earning the interest.

What was your balance for July (average balance)

 

[zeroX26]

I transferred my funds from another bank account to my old Esaver account since 1 Sep. Does that automatically entitle me to the 3.something percent interest? I read that you guys have received your interest but I haven’t so I am a little worried that there was something I didn’t do that disqualifies me from earning the interest.

If you are not on the special promo program but the typical e-saver one tat lasts for only 2 months, your interest will only come in on the last day of the month lah.

 

[reiser]

What was your balance for July (average balance)

$1000 or the minimum to prevent being charged fall-below fee. It was an old account for its last promo.

 

[reiser]

If you are not on the special promo program but the typical e-saver one tat lasts for only 2 months, your interest will only come in on the last day of the month lah.

I see. Thanks!

 

[maumu]

just received the email invite for special 3.55% promo rate till jan'24... heng arh, can transfer out tomorrow before transferring back in on Monday cos the condition is that 31 oct end-day balance must be $100k more than 30 sep end-day balance.