Standchart eSaver

[zeroX26]

The 3.8% promo is very good. TnCs say 100K fresh funds as determined by comparing 30 Nov and 31 Dec balance.

So actually just need to meet that criteria for 1 day, Dec 31. Jan 1 can withdraw already and still be eligible for 3.8% until Apr 30.

of course interest is calculated on the balance in the acct so there’s incentive to keep the funds there.

Jiat lat for me loh coz I didn't drain down to 0 on 30 Nov sighzzzz. Means The whole 5-mth cycle I cant use stand chart.

 

[zippo1979]

Can someone paste the link to the 3.8% special invite TNC?

I can see the TNC only in my SCB Mobile App push notification but i cannot download it.

I did not receive any email notification for the special invite.

 

[NTTDoCoMo]

Can someone paste the link to the 3.8% special invite TNC?

I can see the TNC only in my SCB Mobile App push notification but i cannot download it.

I did not receive any email notification for the special invite.

https://www.sc.com/sg/terms-and-conditions/esav-d23

If you are selected then it should be in the Mobile App Notifications.

Edit: Email came later than app notification.

 

[Devilsire]

https://www.sc.com/sg/terms-and-conditions/esav-d23

If you are selected then it should be in the Mobile App Notifications.

my 3.65% invitation (Sep23) ending in Jan, wishful hope 4% for next invitation

 

[maumu]

my 3.65% invitation (Sep23) ending in Jan, wishful hope 4% for next invitation

how did you get 3.65%? mine is only 3.55%... so arbitrary. now 3.8%

 

[Devilsire]

how did you get 3.65%? mine is only 3.55%... so arbitrary. now 3.8%

your 3.55% invitation probably earlier than mine (sep23), just like how your current Dec23 invitation 3.8% higher than my current 3.65%

 

[maumu]

your 3.55% invitation probably earlier than mine (sep23), just like how your current Dec23 invitation 3.8% higher than my current 3.65%

nah, I've not (yet?) been invited for the 3.8%...
well, even the public promo rate is 3.6% now so I'll just enjoy it while it lasts.
hopefully HSBC EGA will respond with a better rate for January.

 

[cherry6]

The 3.8% promo is very good. TnCs say 100K fresh funds as determined by comparing 30 Nov and 31 Dec balance.

So actually just need to meet that criteria for 1 day, Dec 31. Jan 1 can withdraw already and still be eligible for 3.8% until Apr 30.

of course interest is calculated on the balance in the acct so there’s incentive to keep the funds there.

Suspicious wording...

Somewhere is like it's a benefit tied to the bank customer, another place says it's a benefit tied to only certain selected accounts of the customer, considering that one customer can have many accounts.

Bankers too free, play semantics with customers now?

Maybe they wanna spy and see who has $100k although the amt could also be borrowed, so just add $100k on Dec31 overnight to the Nov30 overnight balance to get the 3.8% rate till like April.

 

[sglandscape]

Suspicious wording...

Somewhere is like it's a benefit tied to the bank customer, another place says it's a benefit tied to only certain selected accounts of the customer, considering that one customer can have many accounts.

Bankers too free, play semantics with customers now?

Maybe they wanna spy and see who has $100k although the amt could also be borrowed, so just add $100k on Dec31 overnight to the Nov30 overnight balance to get the 3.8% rate till like April.

Don't think this is the case. The incremental balance is to encourage you to bring fresh funds in to enjoy the promo. Of course you can move it out the next day, but if the rate is better than elsewhere (which it is), would you?

 

[linusz]

hmm I got the new promo
but i was moving from scb account a to b all along

so I need to move out then move to back in scb to enjoy it?

 

[sglandscape]

hmm I got the new promo
but i was moving from scb account a to b all along

so I need to move out then move to back in scb to enjoy it?

Which new promo? But yes

 

[0218crawford]

Jus saw this in my email. Song Song gao joolong...

 

[maumu]

Jus saw this in my email. Song Song gao joolong...

Hope to receive soon as well

 

[linusz]

Jus saw this in my email. Song Song gao joolong...

it mean put 100k before Dec is over
and qualify?

 

[zeroX26]

it mean put 100k before Dec is over
and qualify?

No, means put 100k above your end of day amount for 30 Nov.

 

[creatrixnator]

Can clarify why we need to move money every 2 months for the public promo ?
should it not be 2 months on and 1 month of ?
I’ve been doing 2 months for a long time and now can’t recall why
Since its nov adb , and last 30 days …

 

[sglandscape]

Can clarify why we need to move money every 2 months for the public promo ?
should it not be 2 months on and 1 month of ?
I’ve been doing 2 months for a long time and now can’t recall why
Since its nov adb , and last 30 days …

Promo is every 2 months, based on the month prior to the start of the 2 months.

 

[wira]

if i received this only via app notification, still counted as invited right as i didnt rec the email

 

[sglandscape]

if i received this only via app notification, still counted as invited right as i didnt rec the email

Yes check your notification inbox on the app

 

[yuppieboy]

can anyone verify that the bonus interests is only for incremental balance of min 100k compared to end Nov ADB. Is this bonus interests calculation applicable for the rest of the months until end April?

For instance, I have 100k balance at end Nov, and I top up 100k in Dec for the promotion. Even though my total balance is 200k, is the bonus interests based only on the incremental amount of $100k. if so, Does it means for the months of Jan till Apr, I will get to receive bonus interests based on the $100k or will it be for the full $200k?