Standchart eSaver

sohguanh

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Not sure if the amount transferred in will be valued today because it is a PH. Ggwp if the amount is not considered as today deposit.
Public holiday and weekend is always tricky so for me promo I try not to chut pattern on those days.
 

Mickey01

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thanks for pointing it out. didn't expect to overlap as I thought the deadline to register is end Oct so the promo period starts from Nov. but you're right I guess, Oct already is the start of the promo

oh well... back to the drawing board.
ThreeSteps already pointed out clause 15 in the Marathon Saver Promo T&Cs. Even if you don't believe participating in 2 overlapping promotions falls under this clause, there is definitely a conflict :oops:

1. Your exclusive invite from Aug to Oct. BI is payable on full account balance
2. The Marathon Saver starts from Oct to Dec with step up BI rates on incremental fresh funds. So for the month of Oct 2024, what BI interest do you expect SCB to pay you?
 

sglandscape

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ThreeSteps already pointed out clause 15 in the Marathon Saver Promo T&Cs. Even if you don't believe participating in 2 overlapping promotions falls under this clause, there is definitely a conflict :oops:

1. Your exclusive invite from Aug to Oct. BI is payable on full account balance
2. The Marathon Saver starts from Oct to Dec with step up BI rates on incremental fresh funds. So for the month of Oct 2024, what BI interest do you expect SCB to pay you?
There is no conflict, the tnc is quite in line with past special invite promo (though in the early days they pay BI for all balances but switched to incemental balances). The incemental fresh funds refer to the top up to 100k incremental against the Sep ADB.
 

Imhthc

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Can transfer in 1 dollar to check.
I had a transfer in and an atm withdrawal this morning and the date showing in my app were showing all on Nov 1st. However, I cannot be sure that in the bank backend it will be taken as today credit and debit.
If u wanna try, might as well do the full amount. And if u r eligible for the promotion, u r eligible. Otherwise, the $1 won’t help.
 

sglandscape

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I had a transfer in and an atm withdrawal this morning and the date showing in my app were showing all on Nov 1st. However, I cannot be sure that in the bank backend it will be taken as today credit and debit.
If u wanna try, might as well do the full amount. And if u r eligible for the promotion, u r eligible. Otherwise, the $1 won’t help.
Having known of this, most people who want to take part would have funded it way in advance since Oct pays BI too. If not latest by 30th instead of taking the risk.
 

Mickey01

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There is no conflict, the tnc is quite in line with past special invite promo (though in the early days they pay BI for all balances but switched to incemental balances). The incemental fresh funds refer to the top up to 100k incremental against the Sep ADB.
1. How to qualify for Marathon promo - see Clause 2c of the T&Cs
2. What qualify for BI - see Clause 8 of the Marathon T&Cs
3. For exclusive invite Aug to Oct 2024, BI is paid on full ADB for that month. No mentioned of incremental ADB. This has been the case for many years.
 

sd0711

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New to esaver. I only put in 12K around 10 days ago. I didn't participate in the marathon promotion My interest is just a few cents. I thought it is 3.35%. How does it work?
 

hwarzoner

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New to esaver. I only put in 12K around 10 days ago. I didn't participate in the marathon promotion My interest is just a few cents. I thought it is 3.35%. How does it work?
yours is public/normal esaver, so the base interest is few cents, the bonus interest will be credited either tomorrow or by 20th of next month which is nov.
 
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