Standchart eSaver

Mickey01

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Received this invite. Does it stack with wealth holding?


Don't miss out on up to 2.40% p.a. interest for 3 months on your e$aver balances.
From now till 30 September 2025, you will earn interest on balances in your eligible eSaver account(s) in the manner as set out below.
This is exclusive invite. No need for wealth holdings.

You are lucky .... you received the higher one. My colleague received the 0.05% + 1.95% version (also no need wealth holding up to max ADB of $5 million)
 

yiron

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@yiron, where are your millions today?
Is it with esavers or bonussavers or at ega??
Don’t have millions la bro (unless u count in JPY then maybe got :s13:)

Bonus saver highest yield for first $100k if u can get Invest bonus. The rest pump into EGA.
 

ckman3

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Received this invite. Does it stack with wealth holding?


Don't miss out on up to 2.40% p.a. interest for 3 months on your e$aver balances.
From now till 30 September 2025, you will earn interest on balances in your eligible eSaver account(s) in the manner as set out below.
How does one interpret clause 5 of the TnC for this invitation promotion that compares Jul ADB against May ADB and the incremental ADB gets 2.6%?
 

AST781

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How does one interpret clause 5 of the TnC for this invitation promotion that compares Jul ADB against May ADB and the incremental ADB gets 2.6%?
Huh what do you mean how? If your May ADB is $50 and your Jul ADB is $150, only the difference which is $100 will get the bonus 2.6% (provided you got hold the products needed).
 

Mickey01

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How does one interpret clause 5 of the TnC for this invitation promotion that compares Jul ADB against May ADB and the incremental ADB gets 2.6%?
My colleague show me the T&C and ask me the same question. This is what I think -
1. 100% ADB for Jul - Sep gets 2.35% BI (subjected to a max of $5,000,000)
2. Jul ADB (for example $100) compared to May ADB (for example $30) - the difference $70 gets additional BI of 0.25% p.a. (2.6% - 2.35%)
 

Mickey01

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Huh what do you mean how? If your May ADB is $50 and your Jul ADB is $150, only the difference which is $100 will get the bonus 2.6% (provided you got hold the products needed).
The July 2025 eSaver Exclusive Invite is for 3 months Jul to Sep do not need Wealth Holdings (public eSaver Promo Jul & Jul).
 

AST781

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The July 2025 eSaver Exclusive Invite is for 3 months Jul to Sep do not need Wealth Holdings (public eSaver Promo Jul & Jul).
Is there public esaver promo from Jul to Sep? No right? Coz on the website its still the June / July promo.
 

Mickey01

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Is there public esaver promo from Jul to Sep? No right? Coz on the website its still the June / July promo.
no .... the next launch for public esaver promo should be for months Aug-Sep (probably will be announced on 31 Jul 2025. if not announce on 1 Aug 2025)
 

ckman3

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My colleague show me the T&C and ask me the same question. This is what I think -
1. 100% ADB for Jul - Sep gets 2.35% BI (subjected to a max of $5,000,000)
2. Jul ADB (for example $100) compared to May ADB (for example $30) - the difference $70 gets additional BI of 0.25% p.a. (2.6% - 2.35%)
That is what I thought. Believe in the past, the TnC mentioned that should the public rate exceed the invitation rate, they will top up the rate. Since current public promotion overlaps the new invitation period, the incremental ADB is pegged to 2.6 just for July ADB only.
 
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