Standchart eSaver

[peppermint7]

??? Sorry, don't know what you mean

he means buy and hold 1 share of Apple share to activate the weath BI to get 2.65%

 

[ahnyaahnya]

he means buy and hold 1 share of Apple share to activate the weath BI to get 2.65%

Oic.
Was this offer for all account holders or for priority/ premier ( or whatever they call it )?

 

[peppermint7]

Oic.
Was this offer for all account holders or for priority/ premier ( or whatever they call it )?

This is for Public who join their e$aver Savings Account Promotion (1 June 2025 to 31 July 2025)

To get 2.65% u need to fulfill the wealth portion. Otherwise u only get 2.15%

What’s the definition of “Customers with wealth holdings”?

Customers with wealth holding are defined as customers who hold either an Eligible Investment Product or Insurance Product purchased through the bank. An “Eligible Investment Product” refers to (i) Unit Trust(s), (ii) Bonds, (iii) Structured Notes, or (iv) Equities, with exclusion of foreign currency exchange transactions; and investments using the Central Provident Fund Investment Scheme / Supplementary Retirement Scheme.

Your eligible Bonus Interest Rate is assessed based on your wealth holdings at the end of each calendar month during the promotion period.

https://www.sc.com/sg/save/savings-accounts/esaver/

 

[Devilsire]

Oic.
Was this offer for all account holders or for priority/ premier ( or whatever they call it )?

https://www.sc.com/sg/save/savings-accounts/esaver/

 

[ahnyaahnya]

Your eligible Bonus Interest Rate is assessed based on your wealth holdings at the end of each calendar month during the promotion period.

https://www.sc.com/sg/save/savings-accounts/esaver/

Does the % depend on how much your holdings are?

 

[peppermint7]

Does the % depend on how much your holdings are?

No. I personally think even 1 share also qualify

 

[Listopad]

No. I personally think even 1 share also qualify

Yes, same thoughts

 

[xoxozone]

I have securities settlement account is it the same? coz i see there's another tab under investment account (SC Invest) ?

 

[twosix]

I have securities settlement account is it the same? coz i see there's another tab under investment account (SC Invest) ?

But do u own any stocks in ur SCB investment acct? If no then dun qualify.

 

[xoxozone]

But do u own any stocks in ur SCB investment acct? If no then dun qualify.

Not yet. Coz wanted to check 2.65% with Wealth holding - is it referring to only the SG Invest Portfolio under Investment Account? or also can buy any equities via Securities Settlement Account (online trading account)?

 

[peppermint7]

Not yet. Coz wanted to check 2.65% with Wealth holding - is it referring to only the SG Invest Portfolio under Investment Account? or also can buy any equities via Securities Settlement Account (online trading account)?

Personally i think any equities is eligible. Cos i called up Equities hotline and ask. The cs also not sure. She looked through the tnc and told me she can't see any description on what is eligible what is not. So she also think anything goes.

 

[twosix]

Not yet. Coz wanted to check 2.65% with Wealth holding - is it referring to only the SG Invest Portfolio under Investment Account? or also can buy any equities via Securities Settlement Account (online trading account)?

Someone mentioned earlier he bought 1 aapl shares.

 

[ahnyaahnya]

No. I personally think even 1 share also qualify

Qualify. But does it make a difference to the % given. The % is " up to"... or fixed amount?
Anyway, that is over already? Or still on?

 

[peppermint7]

Qualify. But does it make a difference to the % given. The % is " up to"... or fixed amount?
Anyway, that is over already? Or still on?

If you do it for this month you should still get the 2.65% BI for this month. This is my interpretation. I think to be very certain you have to check with SC as this tnc is newly designed and many of us are interpreting based on what we think.

 

[ahnyaahnya]

If you do it for this month you should still get the 2.65% BI for this month. This is my interpretation. I think to be very certain you have to check with SC as this tnc is newly designed and many of us are interpreting based on what we think.

But wouldn't that 2.65% be only on fresh funds i deposit this month?
I don't have much money elsewhere to do this

 

[Devilsire]

Personally i think any equities is eligible. Cos i called up Equities hotline and ask. The cs also not sure. She looked through the tnc and told me she can't see any description on what is eligible what is not. So she also think anything goes.

only way to confirm is to wait till latest 25th to find out
i asked RM & ServiceManager via myRM they also unsure

personally i think its eligible too, threw in 30cents for it

 

[peppermint7]

only way to confirm is to wait till latest 25th to find out
i asked RM & ServiceManager via myRM they also unsure

personally i think its eligible too, threw in 30cents for it

Precisely. Not only this account, even their BonusSaver acc some tnc is also a mystery. Got to test to find out at later date. This has always been the way. For those very scared to test or risk can only go for FD.

 

[xRenol]

But wouldn't that 2.65% be only on fresh funds i deposit this month?
I don't have much money elsewhere to do this

Yes but is incremental fresh funds compared to May 2025 average daily balance.

 

[xRenol]

Precisely. Not only this account, even their BonusSaver acc some tnc is also a mystery. Got to test to find out at later date. This has always been the way. For those very scared to test or risk can only go for FD.

BonusSaver T&C is slightly different as compared to eSaver.

One has to invest with your BonusSaver account, subscribe to an eligible Unit Trust with a minimum ticket size of S$20,000 in a single transaction, or invest in eligible Online Equities with a minimum cumulative buy trade volume of S$20,000 within a calendar month. Following that, you will be able to earn an additional 2.50% p.a. bonus interest for 6 months on the deposit balance in your BonusSaver Account.

 

[havetheveryfun]

Precisely. Not only this account, even their BonusSaver acc some tnc is also a mystery. Got to test to find out at later date. This has always been the way. For those very scared to test or risk can only go for FD.

not much other places have more than 2.15% anyway.. so even if dont qualify for wealth bonus still decent interest.