Standchart eSaver

[dayowl]

the cap...1.68% with no lock in is probably the best rate now for anything below $2m

1.60 or 1.68. Website showing 1.6

 

[frustrateddude]

Think you can open as many esaver as long you can maintain 1k each.

how many esaver account u currently have?

 

[cybercom8]

1.60 or 1.68. Website showing 1.6

its 1.53, 1.58 and 1.68 depending on the incremental balance.

maybe refresh your browser?

 

[cybercom8]

do SCB eSaver allow us to have 2 personal accounts?

yes i used to have 4 accounts

 

[dork32]

yes i used to have 4 accounts

you have 2 million cash?

 

[henrylbh]

you have 2 million cash?

Ha ha possible if one includes all debit balances like housing loan account etc

 

[cybercom8]

you have 2 million cash?

Haha no but more than the max limit then so need 2 accts for each promo cycle

 

[dork32]

Haha no but more than the max limit then so need 2 accts for each promo cycle

wow. you are powerful.

 

[gnixer]

cannot shift in and out to pretend as fresh fund

 

[hOp3SoT]

nice..but their max amount is lower than other banks

rich guy spotted.

 

[Soul77]

When 2 e-saver account opened under same person, then even though you transfer from A to B, it is technically not fresh fund right? does scb still give you the bonus interest?

 

[cybercom8]

Cannot do fast, artician says can go down to branch ask for cash withdrawal, then deposit cash into the other esaver acct.

Last time I issued sc cheque via xtrasaver to uob and then issued Uob cheque to sc the next day. Wasted 1 day interest but bo pian haha

 

[timothybo]

Dont want to spell things out too clearly, but anyone faced a negative balance if you dont have enough for the fall below fee? So far I do not think it happened?

 

[zeroX26]

Dont want to spell things out too clearly, but anyone faced a negative balance if you dont have enough for the fall below fee? So far I do not think it happened?

I was hit with a negative balance by Stand Chart before for not meeting the minimal average daily balance but that's under another account that's not e-savers. However, that implies a negative balance is indeed possible.

 

[blengend]

Who said cannot?
FAST out from Esaver A to POSB. Next day, FAST from POSB to Esaver B for 2 month then vice versa.

Sent from Artliner using GAGT

Can anyone confirm this works?

They have one clause in their T&C that states:

you must deposit fresh funds into your Qualifying Account(s) during the Promotion Period .For the purposes of these terms and conditions, "fresh funds" arefunds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period

 

[timothybo]

I was hit with a negative balance by Stand Chart before for not meeting the minimal average daily balance but that's under another account that's not e-savers. However, that implies a negative balance is indeed possible.

Hi is that the bonus saver account? Or can you share which account? Thanks

 

[timothybo]

Adding on to my own post, I have just got a negative balance in my xtrasaver account. Thus a negative balance is possible though I do not know if it applies to esaver.

Just a heads up.

 

[henrylbh]

Who said cannot?
FAST out from Esaver A to POSB. Next day, FAST from POSB to Esaver B for 2 month then vice versa.

Sent from Artliner using GAGT

I doubt very much it can work this way. Any way I will call the bank tomorrow and if can, I will open another esaver account.

Today, I started fast transferring money from esaver to cimb as money in esaver will be earning normal interest of between 0.1 to 0.25% only. No way I can have incremental savings in esaver over Jan's ADB.

 

[Average]

I doubt very much it can work this way. Any way I will call the bank tomorrow and if can, I will open another esaver account.

Today, I started fast transferring money from esaver to cimb as money in esaver will be earning normal interest of between 0.1 to 0.25% only. No way I can have incremental savings in esaver over Jan's ADB.

Can work, got ppl try and post here b4. This kind of thing also need call meh? Lol its an exploit, dun spoil leh.

Sent from your gal nex door using GAGT

 

[Average]

I gonna do the dash ocbc esavers transfer now.

Sent from your gal nex door using GAGT