Standchart eSaver

[wts2013]

Isn't the ocbc360 easier? Dont have to keep transferring here and there, and the interest is slightly higher, no?

hahaha ocbc360 also need to transfer alt mths to earn the extra 1% then got meat lor, then people likely already max out all the high interest earning savings accounts like 360, uob1, smartsaver, multiplier, bonusaver, etc, so now play with this lor hahaha

 

[wts2013]

Not sure how it works
Does it mean after 31 March 2016 (current promo period), same incremental interest will be given till Jan 2017?
What if new bonus rate increase?

hmmm think bo hua, maybe for those lazy to keep track and play transfer game, rates have been increasing lor, hahaha

moi hope it will continue to increase beyond 1.88%, then push up bonusaver interest then huat ah! hahaha

 

[henrylbh]

Can work, got ppl try and post here b4. This kind of thing also need call meh? Lol its an exploit, dun spoil leh.

Went SC just before lunch to enquire about opening a second esaver. The officer said cannot have 2 esaver accounts under same name. If want another esaver, it has to be a joint account. Even with joint account, the other one must be the main applicant to qualify for bonus interest and cannot transfer fund from first account to the joint account directly.

 

[stjoe1]

Loophole closed liao ..

Went SC just before lunch to enquire about opening a second esaver. The officer said cannot have 2 esaver accounts under same name. If want another esaver, it has to be a joint account. Even with joint account, the other one must be the main applicant to qualify for bonus interest and cannot transfer fund from first account to the joint account directly.

 

[naro]

Dont need 2 esaver accounts

 

[frustrateddude]

Loophole closed liao ..

that was what i thought initially
but on second thought
it is ppl like him that "kept" this alive
anyway it is the bank's decision lar not us!

 

[Average]

Apply 2nd account via ibanking cannot?

Sent from your gal nex door using GAGT

 

[Scuderia]

Esaver to Dash and back to Esaver. Although Dash under sc, is not really considered "normal" account, as told by teller. Don't know whether it works is one thing.

 

[happy_bear]

Esaver to Dash and back to Esaver. Although Dash under sc, is not really considered "normal" account, as told by teller. Don't know whether it works is one thing.

I trf in from my other scb ac (xtra savers) .it works and got e incremental bonus.but thinking of this scheme, since it is renewed on a 2 month basis, can i say over in 12 months ( assuming principal is same) , your effective interest earning period is only 6 mths? ( eif will be divided by2).like that isnt it better to put into cimb an earn the solid 1% for 12 mths. No need to monitor and trf in/out every 2 mths

 

[stjoe1]

Use esaver and cimb .. 2 months parked at esaver, 2 mths at cimb .. effective int higher: esaver 1.58% and cimb 1% .. effective will be ard 1.29% ..

I trf in from my other scb ac (xtra savers) .it works and got e incremental bonus.but thinking of this scheme, since it is renewed on a 2 month basis, can i say over in 12 months ( assuming principal is same) , your effective interest earning period is only 6 mths? ( eif will be divided by2).like that isnt it better to put into cimb an earn the solid 1% for 12 mths. No need to monitor and trf in/out every 2 mths

 

[happy_bear]

Use esaver and cimb .. 2 months parked at esaver, 2 mths at cimb .. effective int higher: esaver 1.58% and cimb 1% .. effective will be ard 1.29% ..

Haha ok lah. 0.29 % extra for the effort of trf in and out. Provided esaver contd to give better rates

 

[naro]

Heavenly trio:
Scb esaver
Maybank isavvy
Cimb fastsaver

 

[bin8lee]

http://www.uob.com.sg/personal/promotions/deposits/2014/index.html

 

[Average]

I trf in from my other scb ac (xtra savers) .it works and got e incremental bonus.but thinking of this scheme, since it is renewed on a 2 month basis, can i say over in 12 months ( assuming principal is same) , your effective interest earning period is only 6 mths? ( eif will be divided by2).like that isnt it better to put into cimb an earn the solid 1% for 12 mths. No need to monitor and trf in/out every 2 mths

Waiting for next cimb promo.

Sent from your gal nex door using GAGT

 

[naro]

Waiting for next cimb promo.

Sent from your gal nex door using GAGT

whats the cimb promo?

 

[Average]

whats the cimb promo?

Last dec got bonus for new accounts.

Sent from your gal nex door using GAGT

 

[naro]

Last dec got bonus for new accounts.

Sent from your gal nex door using GAGT

ah!!! i missed the boat. but its okay.

 

[zeroX26]

I trf in from my other scb ac (xtra savers) .it works and got e incremental bonus.but thinking of this scheme, since it is renewed on a 2 month basis, can i say over in 12 months ( assuming principal is same) , your effective interest earning period is only 6 mths? ( eif will be divided by2).like that isnt it better to put into cimb an earn the solid 1% for 12 mths. No need to monitor and trf in/out every 2 mths

Your maths is

 

[mdax23]

cannot transfer back to your original account. have to open another account to play around.
fast transfer can up to 100k.

How to increase fast transfer to 100K? They only allow me $50K nia.

 

[henrylbh]

How to increase fast transfer to 100K? They only allow me $50K nia.

Log in and go to My Preference to amend your limit. Each transfer is limited to 50k so you need to transfer twice.