STI ETF

Mecisteus

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Kojo0403

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No doubt STI has under-performed against global indices e.g. S&P 500.
But it does have its own advantages - no FX risk, decent dividend yield, no tax on capital gain/ dividend.

During it's re-balancing, the better companies would get included over time and I am happy that its reserve list consist of mainly REITs since it means higher dividend-yield for STI ETF. Its over-allocation in banking and REIT sector is hardly surprising since Singapore is known as a financial hub and REITs hub for not only local REIT but also global REIT listings.

The are more options in the local ETF market these days e.g. REITs and Bonds ETFs. No doubt Covid19 has hammered REITs heavily. But one who invests into REIT ETF would have at least diversified their holding across various REITs sectors. In the long run, REITs would probably be a good asset to have in your portfolio.

Having said that, I also invest into other markets such as China and India which are available on SGX and US tech/ ESG ETFs listed on NYSE
 
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TehSi99

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Some say the virus thing will drag on till a vaccine is found. Economy continues to be hammered, unemployment continues, small companies close down, restriction on travels continues, etc. This sure to impact stock market. Is now a true stock market recovery? This is confusing times.
 

d5dude

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STI does not really reflect the true fundamentals of the market.

Ya propped by 3 banks only. Its been that way for many years... but the banks too will fall at some point, debt moratorium AKA extend and pretend will only go so far before reality hits.
 

wutawa

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If the ETF that you are investing in makes its investments through other funds, be careful of the fees stacking up.

Using robo advisor to buy reits etf will induce 3 layers, the robo advisor fees, the etf manager fees, and the reit manager fees :(
 

peppermint7

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If the ETF that you are investing in makes its investments through other funds, be careful of the fees stacking up.

Using robo advisor to buy reits etf will induce 3 layers, the robo advisor fees, the etf manager fees, and the reit manager fees :(

What about this ES3? Do we need to pay annual mgt fee?
 

crystalnox

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Referring to this article

https://bit.ly/2LqIHXe

Any idea if we need to pay the annual management fee upon selling of our holdings?
You're "paying" this fee annually, it's deducted automatically from the value of the fund itself. No need to worry about it, it's transparent to you. All you pay is the brokerage fee to buy or sell the etf.

If the ETF that you are investing in makes its investments through other funds, be careful of the fees stacking up.

Using robo advisor to buy reits etf will induce 3 layers, the robo advisor fees, the etf manager fees, and the reit manager fees :(
So don't use robos or buy reits yourself instead of going through a reit etf.
 

peppermint7

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You're "paying" this fee annually, it's deducted automatically from the value of the fund itself. No need to worry about it, it's transparent to you. All you pay is the brokerage fee to buy or sell the etf.


So don't use robos or buy reits yourself instead of going through a reit etf.

0.3% of what you have annually. Which is call the expense ratio

Thank you for the confirmation 😊
 
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