The new Frank Card by OCBC... any good?

[highsulphur]

Anyone got cashback for iPayMy transactions that made in May? I haven't received any cashback till now.

as long as you didn't get any cash back, there is a good chance you will get later. OCBC is known to pay its cash back on a delayed basis

 

[highsulphur]

Anyone received the $50 cashback foreign currency promotion? Does it mean you need to spend at least 1k sgd worth of foreign currency to get the $50? The original Frank cashback of 8% (capped at $25) can be stacked right?

So effectively need to spend 1k sgd of foreign currency to get $75 cashback (7.5% rebate)

Am I correct?

 

[saver$]

Anyone received the $50 cashback foreign currency promotion? Does it mean you need to spend at least 1k sgd worth of foreign currency to get the $50? The original Frank cashback of 8% (capped at $25) can be stacked right?

So effectively need to spend 1k sgd of foreign currency to get $75 cashback (7.5% rebate)

Am I correct?

Seem like cannot.
The Promotion shall not apply in conjunction with any other privileges or promotions.

 

[highsulphur]

Seem like cannot.
The Promotion shall not apply in conjunction with any other privileges or promotions.

I called and was told can stack. Frank card cash rebate isn't a promotion

 

[saver$]

I called and was told can stack. Frank card cash rebate isn't a promotion

Any idea if it’s posting date or transaction date?

 

[highsulphur]

Any idea if it’s posting date or transaction date?

should be posting date as per OCBC practice

 

[sohguanh]

I guess I am late in the game. Received their marketing email.

FRANK by OCBC | Sign up now and get a stylish luggage (worth S$319) on us!

If one can do a minimum spend of $800 this card is not bad for the cashback they give. But the luggage is useless to me it would be better they give cold hard cash haha then I may consider also apply this card just for the cash.

 

[shengliang1981]

Anyone knows if EZ link top up is counted towards the $800 minimum spending? Thank you.

 

[sglandscape]

Anyone knows if EZ link top up is counted towards the $800 minimum spending? Thank you.

Obviously not

 

[GrandJedi]

anyone know if CardUp spends will get more than 0.3% with OCBC Frank credit card?

 

[Trazora]

anyone know if CardUp spends will get more than 0.3% with OCBC Frank credit card?

considered online spend for 8% cap at $25, if meet $800 monthly spend

 

[saintgtril]

considered online spend for 8% cap at $25, if meet $800 monthly spend

Hi trazora, I am aware that this card changes its T&C a couple of times. This is the latest one right? https://sethisfy.com/review-ocbc-frank-late-2022-edition/ Thanks!

 

[highsulphur]

Hi trazora, I am aware that this card changes its T&C a couple of times. This is the latest one right? https://sethisfy.com/review-ocbc-frank-late-2022-edition/ Thanks!

Just get straight from the bank website

 

[shengliang1981]

Made a transaction of SGD 718.00 to Airbnb and kena CCY conversion fee of SGD7.18.

Anyone knows why there is a fee imposed when Airbnb charges me in SGD? Is this fee waivable?

And for this transaction, will I get the 8% cashback under FX transactions or local currency transaction? Thanks

 

[Laneige]

Made a transaction of SGD 718.00 to Airbnb and kena CCY conversion fee of SGD7.18.

Anyone knows why there is a fee imposed when Airbnb charges me in SGD? Is this fee waivable?

And for this transaction, will I get the 8% cashback under FX transactions or local currency transaction? Thanks

I use some other cards also kena such thing
Shld be Citibank
Then I use amex liao

 

[highsulphur]

Made a transaction of SGD 718.00 to Airbnb and kena CCY conversion fee of SGD7.18.

Anyone knows why there is a fee imposed when Airbnb charges me in SGD? Is this fee waivable?

And for this transaction, will I get the 8% cashback under FX transactions or local currency transaction? Thanks

Think it's charged by Visa or vendor rather than by the issuer bank

 

[iadpotato]

Made a transaction of SGD 718.00 to Airbnb and kena CCY conversion fee of SGD7.18.

Anyone knows why there is a fee imposed when Airbnb charges me in SGD? Is this fee waivable?

And for this transaction, will I get the 8% cashback under FX transactions or local currency transaction? Thanks

i think this is the 1% direct conversion charge when the servers are based overseas. I get this 1% charge for my apple i-Cloud+ subscription when they charge in SGD...got no choice to charge in USD...

is there an optionin AiRBNB to choose to be charged in the local currency like USD?

 

[shengliang1981]

i think this is the 1% direct conversion charge when the servers are based overseas. I get this 1% charge for my apple i-Cloud+ subscription when they charge in SGD...got no choice to charge in USD...

is there an optionin AiRBNB to choose to be charged in the local currency like USD?

I don't recall seeing any option to change the currency but I could have missed out, first time booking thru Airbnb.

 

[CrashWire]

i think this is the 1% direct conversion charge when the servers are based overseas. I get this 1% charge for my apple i-Cloud+ subscription when they charge in SGD...got no choice to charge in USD...

You have a choice to charge iCloud subscription in USD?

Can always pay for it using one of the no FX fee debit/credit cards or Amex.

 

[gnooliew]

I don't recall seeing any option to change the currency but I could have missed out, first time booking thru Airbnb.

Airbnb has option to change currency. However, fx transaction has fees also at least for this card. So perhaps consider using a no fx fee card. For me I just pay the 1% as I use cards with benefits > 1% and pay fx doesn't make sense for my case as fx charge is 3.25%.