The Watch Thread - Part 8

[a562140]

Not in response to any grail watches trains but something in this morning papers... All dai-kors pls dun be offended..

Cheesy, hole-y watch anyone? Haha...

this is excellent advice. way overdue. but gotta blame the govt for insensitizing us with high prices of government housing in the first place. after that, a 100K car and 10K watch seems relatively a whole lot cheaper.

 

[nicjer]

this is excellent advice. way overdue. but gotta blame the govt for insensitizing us with high prices of government housing in the first place. after that, a 100K car and 10K watch seems relatively a whole lot cheaper.

A bit like how the Japanese spent money.

Long time ago, the old generations owned land. Then those who could not buy land, bought houses.

As those two assets kept getting held on, they got ever more expensive. Then the newer gens bought other big money items. Cars > Country Clubs > Watches > Haute couture.

So it became like, "too poor to buy a house. then buy the other forms of status symbols".

 

[i_got_a_question_to_ask]

I dun think any bros or sis here bought watch on installament plan..all use cold hard cash

I buy from sincere with installment.

0% interest, 0% admin

Split into min monthly payback 1,500

Every quarter can earn back 150 cash rebate.

I cheapo Gian png.

 

[sneggg]

uob one ? monthly installment can get cash rebate meh ?

 

[mksing]

uob one ? monthly installment can get cash rebate meh ?

Yes, interest free installment counted as spending

 

[slow_mo]

I dun think any bros or sis here bought watch on installament plan..all use cold hard cash

I use credit card all the time. Don't carry so much cold hard cash.

 

[soilwork]

Back then i only bought my first watch when i bought my house. That was a m series 16610LV.

Speaking of which, this aug is my last installment of reno loan yeah!!!

Nowadays very different, i see very youngster all wearing TT rollies and AP. people are getting richer i feel. 10k 20k seems like nothing.

 

[confusedboi]

sunday afternoon shot.

Still waiting for north flag to arrive zz
One month since paying for it, new stock hasnt arrive

 

[bencheongcm]

Back then i only bought my first watch when i bought my house. That was a m series 16610LV.

Speaking of which, this aug is my last installment of reno loan yeah!!!

Nowadays very different, i see very youngster all wearing TT rollies and AP. people are getting richer i feel. 10k 20k seems like nothing.

I think most are spending future monies and pocket could be very empty to present a very beauty shell out the outside

 

[bencheongcm]

I buy from sincere with installment.

0% interest, 0% admin

Split into min monthly payback 1,500

Every quarter can earn back 150 cash rebate.

I cheapo Gian png.

which card you used ?

 

[soilwork]

I think most are spending future monies and pocket could be very empty to present a very beauty shell out the outside

If spend future money aka credit card, their credit limit is very high so they earn alot also woh

 

[Henabi]

Not in response to any grail watches trains but something in this morning papers... All dai-kors pls dun be offended..

Cheesy, hole-y watch anyone? Haha...

For every practical minded person, i am sure there will be someone who will use 48 months credit card plan to buy a watch.

 

[Henabi]

I buy from sincere with installment.

0% interest, 0% admin

Split into min monthly payback 1,500

Every quarter can earn back 150 cash rebate.

I cheapo Gian png.

Really?!?! Which credit card so good? Share leh...
sounds like UOB one
If not true then don't trash talk

 

[Jeremy1]

I also used monthly installment to pay for some items. Just need to know your limit and don't over spend it will do.

 

[iamxinw]

I buy from sincere with installment.

0% interest, 0% admin

Split into min monthly payback 1,500

Every quarter can earn back 150 cash rebate.

I cheapo Gian png.

bro can check the price point you get and what watch? is the cash rebate more wuhua then the cash discount upfront? if i'm not mistaken sincere is 2.5% if cc.

 

[charleslin]

I dun think any bros or sis here bought watch on installament plan..all use cold hard cash

Actually as long as budget properly, installment is better.

You're paying the same price over a longer period, the actual cost of the way is lower relatively when you're paying $250 2 years later compared to $250 now.

Plus if got the excess cash flow, might as well throw it inside the bank and let it deduct off by giro, still have cash flow for emergency.

But don't rack up too much instalment plans then it will be very tough.

 

[Henabi]

For direct cash off, pay by cash usually better. Credit card instalment plans the AD can't give much further discounts because of the credit card processing fees.

I agree that such instalment plans are more for fellows who have spare disposable cash. Put a watch purchase on 36months, den link monthly giro to a bank account.

 

[i_got_a_question_to_ask]

bro can check the price point you get and what watch? is the cash rebate more wuhua then the cash discount upfront? if i'm not mistaken sincere is 2.5% if cc.

Amount divided by installment period. That's all. No hidden amount.

And I know the manager so got extra discount.

 

[amoro123]

I'm curious, why bank allow monthly installment plans on items with CC? Somemore no interest. What they earning?

Sent from my handphone using GAGT

 

[Strawberry_Cream]

I'm curious, why bank allow monthly installment plans on items with CC? Somemore no interest. What they earning?

Sent from my handphone using GAGT

watch shop give bank $&