TRUST Bank

[sohguanh]

Thanks bro sohguan, I msged the live agent, if I need to opt for saving plan since I already created a level up pot. She said don't need to opt for saving plan, and will get the full 2.2% payment by 15 feb.

If you playing this Trust Level Up 100k maybe CIMB FastSaver better for 75k and then 25k play this. Unless CIMB you also full at 75k already then wow you got 175k and more cold hard cash !

 

[whatheheck]

Thank you for answering what their live agent could not

I'm just referring to their level up t&c pdf
Under points to note section.

 

[sohguanh]

For anyone info if today 04 Nov 2026 you do the Level Up pot you need put about 30k to qualify for that 25k tier. 30k*27/30 = 27k ADB. 05 Nov then put will be 26k ADB.

By right this promo should give ppl know before 01 Nov but I only know on 02 Nov so even if you manage to get monies on 02 Nov still need put more than 25k already

 

[Squaredot]

Thank you for answering what their live agent could not

He is our trusted live agent for Trust account

 

[Squaredot]

For anyone info if today 04 Nov 2026 you do the Level Up pot you need put about 30k to qualify for that 25k tier. 30k*27/30 = 27k ADB. 05 Nov then put will be 26k ADB.

By right this promo should give ppl know before 01 Nov but I only know on 02 Nov so even if you manage to get monies on 02 Nov still need put more than 25k already

Good point. Same goes for $100k tier, ppl pls take note of ADB.

 

[yslvlys]

I'm just referring to their level up t&c pdf
Under points to note section.

Omg top up interest paid only in Feb 2027?! I'm gonna transfer out liao.

 

[whatheheck]

Omg top up interest paid only in Feb 2027?! I'm gonna transfer out liao.

You have to put till 31st Jan (inclusive) , there is no way the bank can conclude your promotion eligibility before Feb ,isn't it....

 

[sohguanh]

You have to put till 31st Jan (inclusive) , there is no way the bank can conclude your promotion eligibility before Feb ,isn't it....

Actually if got better lobang in Dec you can pull all out and just participate for Nov but promo interest still wait until Feb then can get. It is same as CIMB FastSaver. Or can withdraw partial on 01 Dec e.g got 30k can withdraw 5k go back to 25k so you still participate in Dec

But nowadays transfer big sum high chance kena locked 24 hrs unless you call in ask to release and even that is no guarantee also.

 

[whatheheck]

Ahh true also ,for those cases ,it will be a long wait then

 

[yslvlys]

You have to put till 31st Jan (inclusive) , there is no way the bank can conclude your promotion eligibility before Feb ,isn't it....

There is no requirement to maintain deposit for 3 mths, so interest can be paid monthly like Maybank 2.2%pa promo. I will just settle with esaver 1.8%pa (cos already maxed out Maybank last month), then participate in Trust promo in Jan'27, so I can get the promo interest next mth in Feb'27.

 

[ericcsn]

Encountered quite a lot of block by other banks trying to transfer big money into trust.

 

[CanberraRamenFloor]

follow the instructions from trust, transfer the money to savings pot named as Level Up , saving account will not get the promo interest

My understanding is will get. But better just xfer just incase

 

[whatheheck]

There is no requirement to maintain deposit for 3 mths, so interest can be paid monthly like Maybank 2.2%pa promo. I will just settle with esaver 1.8%pa (cos already maxed out Maybank last month), then participate in Trust promo in Jan'27, so I can get the promo interest next mth in Feb'27.

Yes my bad , I was assuming you're following through the event to the last day ya true ,if high chance jumping after Nov/dec and not comfortable with the remaining promo interests paid out at Feb then no choice, need to find others

 

[sohguanh]

Encountered quite a lot of block by other banks trying to transfer big money into trust.

I don't think they block based on big transfer to trust solely. Think they block based on the amount too. I use posb block transfer to CIMB only auto release 24 hrs later.

Another reader say nowadays he do 1 day earlier but this can be tricky as CIMB look at last day of month vs comparison month last day.

 

[ericcsn]

I don't think they block based on big transfer to trust solely. Think they block based on the amount too. I use posb block transfer to CIMB only auto release 24 hrs later.

Another reader say nowadays he do 1 day earlier but this can be tricky as CIMB look at last day of month vs comparison month last day.

so in my case a $49k from dbs went through and fro with trust without issues- but this was an account that has transfers experience with trust account .
Tried varying amounts from uob and citibank ($40k - $100k) ; these were blocked.

For CIMB, similar problems.
Overcame those in CIMB, by limiting total account to $50k otherwise 50% withdrawal would trigger.
Deposits into CIMB limited to $19k to prevent 24 hours hold.

 

[yslvlys]

Those who are going for Trust 2.2%pa promo (pays bonus only in Feb'27), can share why are you all going for this instead of Maybank 2.2%pa which pays interest monthly ?is it cos you have maxed out Maybank last month already?

 

[hmyoth]

I don't think they block based on big transfer to trust solely. Think they block based on the amount too. I use posb block transfer to CIMB only auto release 24 hrs later.

Another reader say nowadays he do 1 day earlier but this can be tricky as CIMB look at last day of month vs comparison month last day.

Tried 4 bank recently . Maybank no on hold but called me to verify after the transaction went thru. DBS SCB on hold 24 hours. SIF no on hold no call to verify

 

[itchying]

Anyone experience will future dated transfer 1day in adv trigger block as well?

 

[sohguanh]

Those who are going for Trust 2.2%pa promo (pays bonus only in Feb'27), can share why are you all going for this instead of Maybank 2.2%pa which pays interest monthly ?is it cos you have maxed out Maybank last month already?

Since same 2.20% obvious choice is Maybank pay every month and ADB 20k. Most likely reason is play finish last round with Oct high ADB so cannot play lor

 

[CanberraRamenFloor]

Those who are going for Trust 2.2%pa promo (pays bonus only in Feb'27), can share why are you all going for this instead of Maybank 2.2%pa which pays interest monthly ?is it cos you have maxed out Maybank last month already?

No maybank acct.