Can I interpret in this way? Assuming that I have $3100 at the end of Oct, the adb for oct is $100? Then if I top up 100K in November, the adb will be calculated base on the daily balance, e.g. $103100 divided by the number of days in November. If the adb is higher than the october adb, I will get the 2.2% for Nov? Coming to December, the daily balance divided by the number of days, still cannot be lower than the adb in October? If my interpretation is correct, as long as we don't withdraw close to $100K, we will be getting 2.2%? The banking account cannot be stagnant, there will money in and out, if we divide the daily balance by the number of days lapsed for the month and if the adb is still higher than the adb of October, we are safe to receive 2.2%?