UOB EVOL vs OCBC FRANK vs DBS Live Fresh

[Trazora]

yes. Celine Gelato at myVillage at Serangoon Gardens.

And then there is some travel insurance I bought online as well. Didnt know was in exclusions list as well.
My idea of insurance in exclusion list is those life, endowment insurance premiums that are paid annually/monthly.

Yes it is my mistake but still .....
$770+ worth of eligible spends amounting to $2-3 cashback.

insurance mcc excluded

 

[Ceschfab]

insurance mcc excluded

now there is no card remotely close to Citibank Cashback.

 

[CrashWire]

yes. Celine Gelato at myVillage at Serangoon Gardens.

Are they using those atas looking POS terminals by startups like Qashier?

Those usually don't have MCC set correctly.

 

[Ceschfab]

Are they using those atas looking POS terminals by startups like Qashier?

Those usually don't have MCC set correctly.

i have no idea. What usually falls under non-durable goods though?

 

[Trazora]

now there is no card remotely close to Citibank Cashback.

what u mean? citi cashback card also exclude insurance MCC

 

[Trazora]

It’s so hard to follow the exclusions.
suddenly I have some item that fall under nondurable goods. Bought and ate gelato btw. As a result, all cash back gone

how u know the MCC for the transaction btw

 

[Ceschfab]

what u mean? citi cashback card also exclude insurance MCC

yes I know... i mean overall, the categories allow me to earn more cashback

 

[Ceschfab]

how u know the MCC for the transaction btw

I online chat with agent to ask which transaction is ineligible.

 

[iadpotato]

Sian, today my EVOL card unable to waive annual fee coz rarely used I guess. End up cancelled. The cashback is not say fantastic, but for somewhat “big” ticket item $800 give you $30 rebate which is not too shabby about 3.75% rebate.

any idea if just cancelled card and immediately apply for new one can? Will Kenna charge d annual fee immediately or not?

 

[sglandscape]

Sian, today my EVOL card unable to waive annual fee coz rarely used I guess. End up cancelled. The cashback is not say fantastic, but for somewhat “big” ticket item $800 give you $30 rebate which is not too shabby about 3.75% rebate.

any idea if just cancelled card and immediately apply for new one can? Will Kenna charge d annual fee immediately or not?

Wait for 1-2 months if not will auto reject

 

[FlyGuardX]

Sian, today my EVOL card unable to waive annual fee coz rarely used I guess. End up cancelled. The cashback is not say fantastic, but for somewhat “big” ticket item $800 give you $30 rebate which is not too shabby about 3.75% rebate.

any idea if just cancelled card and immediately apply for new one can? Will Kenna charge d annual fee immediately or not?

wait for 12 months then go singsaver apply and get welcome gift

 

[sglandscape]

wait for 12 months then go singsaver apply and get welcome gift

Provided not holding any other of their cards, quite tough cause UOB has one of the better cards out there

 

[highsulphur]

Provided not holding any other of their cards, quite tough cause UOB has one of the better cards out there

Impossible for me since uob one is my main card

 

[iadpotato]

Impossible for me since uob one is my main card

same for me. UOB ONE cared is my main card for charging recurring bills, as well as Shopee, Macs and the super occasional Grab rides. The UOB CP Visa debit card 10% rebate for EVERYTHING is impossible to beat.

 

[highsulphur]

same for me. UOB ONE cared is my main card for charging recurring bills, as well as Shopee, Macs and the super occasional Grab rides. The UOB CP Visa debit card 10% rebate for EVERYTHING is impossible to beat.

What's cp card

 

[iadpotato]

What's cp card

Cash Plus

 

[highsulphur]

Cash Plus

Do you need to have a cash plus credit facility and paying fees to use the debit card to earn 10% rebate?

 

[iadpotato]

Do you need to have a cash plus credit facility and paying fees to use the debit card to earn 10% rebate?

Yes, and no fees.

 

[vegavega25]

New benefits on the UOB Evol credit card - net positive for those not using it for 10% cashback overseas, right?

Surprising, really. Or, what am I missing?

I like that mobile contactless overseas also qualifies.

 

[nestnest]

is it not only 1% for fx spending?