UOB ONE Account

[kenplicity]

Bonus interest in! Thank you uob! $151.85

Congras on the return of ur 75k

 

[ericccc]

New bonus interest from 01 August 2018 if you satisfy the required conditions and have ADB of $75k in the account :

[(1.85+2.0+2.15+2.30+3.88)×15000)−(0.05×75000)]÷100×(no of days in the month)÷365

or ($4.903)×(no of days in the month)

28 days in the month = $137.28
29 days in the month = $142.18
30 days in the month = $147.08
31 days in the month = $151.98

All amounts are approximate, could be off by $0.01 or $0.02 due to rounding off error.

based on your calculation, it has total annual interest $1827 vs $1789.46 difference
31 151.98
28 137.28
31 151.98
30 147.08
31 151.98
30 147.08
31 151.98
31 151.98
30 147.08
31 151.98
30 147.08
31 151.98

 

[chiokcc]

Bonus interest from 01 August 2018 if you satisfy the required conditions and have ADB of $75k in the account :
($4.903)×(no of days in the month)

28 days in the month = $137.27
29 days in the month = $142.18
30 days in the month = $147.08
31 days in the month = $151.98

B.U.M.P. for info. Updated 28 days (Feb) value.

 

[JetStorm]

Max interest received for this month! Next month lower liao coz trf to ocbc 360...

Sent from Samsung SM-G950F using GAGT

 

[bladez87]

Depending on what you opt for during Giro application, Minimum Payment or Full Payment for Credit Card.

Giro will be deducted on due date - 1 on UOB ONE account.

oh so if my CC is due on 4 Apr, the GIRO will take effect on 3 Apr?
Wow this is the best and safest arrangement to ensure no late payments?!

If my outstanding was $1000, but I paid $800 manually before 3 Apr, will the GIRO request for $200, or $1000 for a full payment request?

Thanks!

 

[NTTDoCoMo]

oh so if my CC is due on 4 Apr, the GIRO will take effect on 3 Apr?
Wow this is the best and safest arrangement to ensure no late payments?!

If my outstanding was $1000, but I paid $800 manually before 3 Apr, will the GIRO request for $200, or $1000 for a full payment request?

Thanks!

For the given scenario, if you make partial payment before due date, then opt for full payment.

From my understanding, GIRO for Minimum Payment will only kicks in when partial payment made is lesser than Minimum Payment stated in the Credit Statement. (some banks might have minimum amount in order for GIRO to be deducted)

Also if you intend to make partial payment, do make it 5 workings before the due date (To be safe). If not, the stated amount (Full / Minimum) will still be deducted.

 

[Perisher]

Bonus interest from 01 August 2018 if you satisfy the required conditions and have ADB of $75k in the account :
($4.903)×(no of days in the month)

28 days in the month = $137.28
29 days in the month = $142.18
30 days in the month = $147.08
31 days in the month = $151.98

B.U.M.P. for info

Thanks. Just joined.

 

[GotBetrayed]

Eh can I use this account together with a card that supports ez link Apple Pay payments? UOB one card is visa so I think it doesn’t work for me.

 

[JetStorm]

Thanks. Just joined.

Out of curiousity... Where were ur funds parked at previously?

Sent from Samsung SM-G950F using GAGT

 

[bright_84]

Out of curiousity... Where were ur funds parked at previously?

Sent from Samsung SM-G950F using GAGT

Smells like maybank at the very least haha

 

[Perisher]

Out of curiousity... Where were ur funds parked at previously?

Sent from Samsung SM-G950F using GAGT

Currently I have DBS multiplier+Citi Maxigain. 2%+ and 2.4%.
Further back, I was with SCB, the transfer here and there trick and OCBC 360.

Just to note, i have many retail bonds/SSB and also stocks thus, many levels to pull. Individual circumstances will varied widely so dyodd.

 

[Trazora]

Eh can I use this account together with a card that supports ez link Apple Pay payments? UOB one card is visa so I think it doesn’t work for me.

The credit cards that work with this account are uob one/yolo/lady. Dun quite understand why you saying visa don't work with apple pay, uob one should work mah.

 

[NTTDoCoMo]

The credit cards that work with this account are uob one/yolo/lady. Dun quite understand why you saying visa don't work with apple pay, uob one should work mah.

UOB Lady Card is MasterCard, it will fulfil his requirement for UOB One account spending and Apple Pay as Transport?

Constraint is that only Ladies can apply the Lady Card?

 

[iduncheckmail]

The credit cards that work with this account are uob one/yolo/lady. Dun quite understand why you saying visa don't work with apple pay, uob one should work mah.

Visa currently cant use with SimplyGo. For now its just mastercard.

 

[awful999]

Visa currently cant use with SimplyGo. For now its just mastercard.

I am invited by UOB to use uob one card on simplygo to use on transport but can only use after 8 of April, so I think Visa card can use on simplygo soon too

 

[NTTDoCoMo]

I am invited by UOB to use uob one card on simplygo to use on transport but can only use after 8 of April, so I think Visa card can use on simplygo soon too

Does this trial cover mobile payment or only physical card tapping?

I never receive this email but managed to register my UOB One card on SimplyGo website.

 

[awful999]

Does this trial cover mobile payment or only physical card tapping?

I never receive this email but managed to register my UOB One card on SimplyGo website.

I can add this card in simplygo and Google pay, so I guess should be OK for mobile payment, I will tried it out and update here

 

[kenplicity]

Does this trial cover mobile payment or only physical card tapping?

I never receive this email but managed to register my UOB One card on SimplyGo website.

But will u get rebate if u re not invited？

 

[KinoChoco]

But will u get rebate if u re not invited？

more curious if such transaction are counted towards the uob 'eligible' spending. Since transit top ups are excluded.

 

[madtari]

It should be counted since it will earn rebates. Weird if it doesn't.

more curious if such transaction are counted towards the uob 'eligible' spending. Since transit top ups are excluded.