UOB ONE Account

[comex_1]

using AXS-moble with Grabpay to pay the SP bill, and this transaction does not involve UOB One card.

Hi guys, I've searched through this thread. May I confirm that this is still true:

1) paying SP Services bill using SP app & One CC is counted towards minimum spend?

2) paying SP Services bill using AXS-mobile app & One CC is not counted?

3) how about paying it using AXS-mobile app & grabpay?

Thanks!

 

[decibel.]

using AXS-moble with Grabpay to pay the SP bill, and this transaction does not involve UOB One card.

Think he meant topping up grab pay with UOB one

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[vsvs24]

Hi guys, I've searched through this thread. May I confirm that this is still true:

1) paying SP Services bill using SP app & One CC is counted towards minimum spend?

2) paying SP Services bill using AXS-mobile app & One CC is not counted?

3) how about paying it using AXS-mobile app & grabpay?

Thanks!

1. Yes. And get 1% additional rebate.

2. No. AXS excluded.

3. You get card rebate plus 5% additional rebate for Grab topup. AXS excluded.

 

[luvpraline]

using AXS-moble with Grabpay to pay the SP bill, and this transaction does not involve UOB One card.

Thank you for the confirmation!

 

[luvpraline]

1. Yes. And get 1% additional rebate.

2. No. AXS excluded.

3. You get Grab rebate plus 5% additional rebate for Grab topup. AXS excluded.

Thank you! Looks like 3 is a better route than 1

 

[vsvs24]

Thank you! Looks like 3 is a better route than 1

Check your PM.

3 should be :

3. You get card rebate plus 5% additional rebate for Grab topup. AXS excluded.

Had a typo which I corrected. Should be Card rebate.

 

[chekseng80]

Hi All,

I got a question which is more related to online banking feature. I am considering to jump from OCBC 360 to UOB ONE but one of the feature that is important for me is the ability to create virtual sub-accounts. I use it to separate the spending from different type of savings. Does UOB has similar feature?

Thanks!

Lastly, good to see that SP bill got 1% extra however it would be perfect if they can somehow find ways to pay SP bill via recurring payment facility.

 

[Jyvonchi]

Hi All,

I got a question which is more related to online banking feature. I am considering to jump from OCBC 360 to UOB ONE but one of the feature that is important for me is the ability to create virtual sub-accounts. I use it to separate the spending from different type of savings. Does UOB has similar feature?

UOB One doesn’t have this feature.

 

[decibel.]

Anyone apply using MyInfo? I thought it's suppose to be instant? About few hours already and it's not opened in my iBanking yet

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[ChinTuaKi]

I applied last friday....using MyInfo...till now only received an email...thats all

 

[ahflirt23]

Hi. It took me about 1 week to receive the confirmation that the account is open. Its not immediate

 

[chekseng80]

UOB One doesn’t have this feature.

Thx for yr confirmation.

 

[ChinTuaKi]

Hi. It took me about 1 week to receive the confirmation that the account is open. Its not immediate

Thanks for the info....

UOB is really misleading in their few hours promise..

 

[ahflirt23]

Sorry for the confusion. HDB maintenance fee and seasonal parking are still considered under GIRO transaction.

Edited my post.

Just to confirm, HDB Maintenance fee is referring to the S&CC fees?

 

[decibel.]

I applied last friday....using MyInfo...till now only received an email...thats all

I don't even have email? Only a reference number.

Hi. It took me about 1 week to receive the confirmation that the account is open. Its not immediate

Wah then they overpromise, the headline writes immediate. That's misleading.

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[Travis_Touchdown]

Just to confirm, HDB Maintenance fee is referring to the S&CC fees?

Yes, S&CC fees.

 

[djhawkey]

All,

Newbie here. I just opened my UOB one account by middle of this month. I have also OCBC360 account where I typically credit my salary.

Am I correct to say that all the 3 GIRO that I am setting up (UOB CC, OCBC CC GIRO, IRAS tax) wouldn't be deducting/debiting anything by this December month? I think so as i expect those GIRO deductions to happen in January onward,but please correct me if I am wrong.

If correct, i plan to keep my salary crediting in OCBC as I earn 1.6%/12 on 70k there on December, vs 0.94%/12 on 75k in UOB account. I will still be earning 1.5% on 75k from UOB one as long as I meet 500 minimal CC spending.

What do you all think? Any advise on whether there is a way for me to setup fast GIRO that will deduct by this December month so that I can gain extra 0.94%/12 interest this December.

Any advise from all the GURUs here are much appreciated

 

[Streetsoldier]

Hi guys,

I’ve been using my uob one card for about a year plus.

Usually when i pay my uob one credit card, there will be a minimum payment of $50.00 but for this month there isn’t any. I have paid a few days back.

Does that mean that i have already paid for this month’s minimum payment?

For example it shows up as Minimum Payment: $0.00SGD

 

[Jyvonchi]

Hi guys,

I’ve been using my uob one card for about a year plus.

Usually when i pay my uob one credit card, there will be a minimum payment of $50.00 but for this month there isn’t any. I have paid a few days back.

Does that mean that i have already paid for this month’s minimum payment?

For example it shows up as Minimum Payment: $0.00SGD

There may be a promotion on “no payment for the month” for selected customer, do check out & confirm with UOB. (Never know such promo still exists)
Btw, my advise to you is *not to accumulate* your spendings by paying the minimum, the interest charge of 26.82% APR will kill you. Clear your expenditures monthly before the interest kicks in and never take up banks’ “no payment promo”.

 

[Streetsoldier]

I see. Thank you for the information. Yep usually I will pay about 6-7x the minimum payment amount. I was just wondering why there wasn't any minimum payment stated for the next billing.