UOB ONE Account

[NS_Hippo]

Grab top-up no longer counts towards spend for the min. $500-2000 spending a month

I see. Darn, that sucks..

What about mobile/telcom bill payment, I suppose its still counted for base spending ($500-2000) rebate unless payment is done via axs

 

[Trazora]

Grab top-up no longer counts towards spend for the min. $500-2000 spending a month

Basis ?

 

[Sethisfy]

Basis ?

Wef 16 Mar 2020, please be informed that selected transactions such as Grab mobile wallet top-ups, wire transfers, payments to Non-Financial Institutions (such as crypto-currencies etc), quasi-cash and more will be excluded from the awarding of cash rebate on the UOB One Card and bonus interest on the UOB One Account. For clarity, all other Grab transactions will continue to be eligible for the awarding of cash rebate on the UOB One Card. Insurance payments will be excluded from the awarding of cash rebate on the UOB One Card but continue to earn bonus interest on the UOB One Account. For details, visit uob.com.sg/onetncs for the UOB One Card T&Cs and uob.com.sg/oneaccount for the UOB One Account T&Cs. Insured up to S$75k by SDIC.

 

[Trazora]

Wef 16 Mar 2020, please be informed that selected transactions such as Grab mobile wallet top-ups, wire transfers, payments to Non-Financial Institutions (such as crypto-currencies etc), quasi-cash and more will be excluded from the awarding of cash rebate on the UOB One Card and bonus interest on the UOB One Account. For clarity, all other Grab transactions will continue to be eligible for the awarding of cash rebate on the UOB One Card. Insurance payments will be excluded from the awarding of cash rebate on the UOB One Card but continue to earn bonus interest on the UOB One Account. For details, visit uob.com.sg/onetncs for the UOB One Card T&Cs and uob.com.sg/oneaccount for the UOB One Account T&Cs. Insured up to S$75k by SDIC.

Lol, I visited uob.com.sg/onetncs for the UOB One Card T&C for details (as stated in this message) but dun see where state/imply grab topup is excluded from the quarterly rebate

 

[Sethisfy]

Lol, I visited uob.com.sg/onetncs for the UOB One Card T&C for details (as stated in this message) but dun see where state/imply grab topup is excluded from the quarterly rebate

https://www.uob.com.sg/personal/cards/credit/one/

Yeah it’s not explicit in the PDF TnC, but it is quite clear on the website TnC.

 

[maumu]

Lol, I visited uob.com.sg/onetncs for the UOB One Card T&C for details (as stated in this message) but dun see where state/imply grab topup is excluded from the quarterly rebate

if u look at the tnc again... the exclusion table... it (top up grab wallet) can fit into several categories of the MCC such as 6050, 6529, 6530, etc... we dunno how UOB decides to categorise it.

else, there's this overarching statement:

(h) any other transactions as may be prescribed by the Bank from time to time.

so, it's pointless to debate over whether it is still included for card rebate or not as the main page clearly stated the exclusion:

"… selected transactions such as Grab mobile wallet top-ups, wire transfers, payments to Non-Financial Institutions (such as crypto-currencies etc), quasi-cash and more will be excluded from the awarding of cash rebate on the UOB One Card and bonus interest on the UOB One Account"

 

[Tp101s]

Go ahead and use this if you insist. Topup and wait for next payout

Lol, I visited uob.com.sg/onetncs for the UOB One Card T&C for details (as stated in this message) but dun see where state/imply grab topup is excluded from the quarterly rebate

 

[juelim]

What about Favepay transactions linked to UOB One (not GB)? Are they counted as valid transactions for the min spend?

 

[Sethisfy]

What about Favepay transactions linked to UOB One (not GB)? Are they counted as valid transactions for the min spend?

It should, but the MCC depends on the merchant where Fave is used. You can always ask CSO after spending to see if eligible

 

[saintgtril]

Hey pcmdan, thanks. These products require salary as a key input lor. Sian.
BonusSaver
BOC SmartSaver
DBS Multipler
Maybank Save Up
OCBC 360

Are there any products (that is like UOB one) that do not require salary as a mandatory input?

Uobone doesnt require a salary. Anything without salary..better off staying with uobone.

Unless u dont mind even lower.. u dunit any credit card spend

Hi all, any other alternative for people with 0 income? I am one of the unfortunate one whom cannot filfill the salary requirement.

 

[Cumzilla]

Hey pcmdan, thanks. These products require salary as a key input lor. Sian.
BonusSaver
BOC SmartSaver
DBS Multipler
Maybank Save Up
OCBC 360

Are there any products (that is like UOB one) that do not require salary as a mandatory input?

Maybank Saveup is salary OR giro.

 

[iduncheckmail]

Hey pcmdan, thanks. These products require salary as a key input lor. Sian.
BonusSaver
BOC SmartSaver
DBS Multipler
Maybank Save Up
OCBC 360

Are there any products (that is like UOB one) that do not require salary as a mandatory input?

DBS Multipler is now using "income" cat, which can be either salary or dividends.

 

[pcmdan]

Maybank Saveup is salary OR giro.

Almost not possible to hit the 3rd product unless u got house loan car loan education loan. Bo liao product now

 

[pcmdan]

Hey pcmdan, thanks. These products require salary as a key input lor. Sian.
BonusSaver
BOC SmartSaver
DBS Multipler
Maybank Save Up
OCBC 360

Are there any products (that is like UOB one) that do not require salary as a mandatory input?

Eh uobone
Citi maxigain
Cimb


If u wan high interest but no income, no such thing.

 

[Cumzilla]

Almost not possible to hit the 3rd product unless u got house loan car loan education loan. Bo liao product now

true, even though do not have to hit 3 pdts to get interest, salary/giro and card spend can only give u up to 0.8% pa more...

 

[Trazora]

Eh uobone
Citi maxigain
Cimb


If u wan high interest but no income, no such thing.

Can ah. As mentioned, can use dividend to fulfil income category for dbs multiplier.

 

[pcmdan]

Can ah. As mentioned, can use dividend to fulfil income category for dbs multiplier.

Dividend must from investment right?

 

[pcmdan]

true, even though do not have to hit 3 pdts to get interest, salary/giro and card spend can only give u up to 0.8% pa more...

Ya lo so no point

 

[shpesft]

Might as well go CIMB. Can hit 1-1.3+% without any conditions.

true, even though do not have to hit 3 pdts to get interest, salary/giro and card spend can only give u up to 0.8% pa more...

 

[yiwei]

Hey pcmdan, thanks. These products require salary as a key input lor. Sian.
BonusSaver
BOC SmartSaver
DBS Multipler
Maybank Save Up
OCBC 360

Are there any products (that is like UOB one) that do not require salary as a mandatory input?

BOC SmartSaver salary is not mandatory, each requirement is independent.