UOB ONE Account

[rrr2015]

yeah didn't like the need to incrementally increase ADB & eventually sitting in account earning low interest (if balance already >70k). anyway too much of hassle for me

actually UOB one also gives another 5% rebate if u spend min $500 in dairyfarm group

Salary 0.9%
Incremental $500 balance 0.3%
Base 0.5%
Total 1.25% without need card spend. Which free up for spending on cards with higher rebate.

0.3% if u increase ADB by $500 over previous month.

 

[Trazora]

yeah didn't like the need to incrementally increase ADB & eventually sitting in account earning low interest (if balance already >70k). anyway too much of hassle for me

actually UOB one also gives another 5% rebate if u spend min $500 in dairyfarm group

Ok so long it works for you.

 

[maumu]

yeah didn't like the need to incrementally increase ADB & eventually sitting in account earning low interest (if balance already >70k). anyway too much of hassle for me

the trick is not to push it to $70k from the start and slowly transfer in $500 each month. Once reach $70k reset the cycle.

Knowing how to use Excel spreadsheet to do the math for you helps, for those who want to squeeze every cent out from the principal amount.

 

[arctician]

Ok so long it works for you.

the trick is not to push it to $70k from the start and slowly transfer in $500 each month. Once reach $70k reset the cycle.

Knowing how to use Excel spreadsheet to do the math for you helps, for those who want to squeeze every cent out from the principal amount.

you guys happen to know if salary crediting is countered as part of the incremental $500? I was thinking since u crediting salary already should qualify for the incremental balance.

 

[Trazora]

you guys happen to know if salary crediting is countered as part of the incremental $500? I was thinking since u crediting salary already should qualify for the incremental balance.

Yes if the salary credited results in the average daily balance being $500 higher than that of previous month.

 

[Henabi]

The new interest is in.... Dropped a lot compared to last month

Sent from Henabi virus using GAGT

 

[rrr2015]

but how not to push when you are already salary crediting monthly? too confusing for me, probably squeeze every brain juice out of me instead

thanks ... i think simple plan works better for my mental health

the trick is not to push it to $70k from the start and slowly transfer in $500 each month. Once reach $70k reset the cycle.

Knowing how to use Excel spreadsheet to do the math for you helps, for those who want to squeeze every cent out from the principal amount.

 

[swathe]

Will favepay debit from credit card eligible for cash rebate?

Anyone has confirmation on whether Favepay is included?

 

[skyjockie]

Try check again. Should be max 1.2% for $75000

max 1.2% for $75000 ?!!! I'm going to move my funds to Etiqa Elastiq - guaranteed 1.8% for 3 years, or maybe Endowus

 

[eDisFieD]

Guys, any good suggestion for a last minute GIRO deduction? M1 offered rebates and I wasn't charged any amount this month

 

[Utonian]

Guys, any good suggestion for a last minute GIRO deduction? M1 offered rebates and I wasn't charged any amount this month

giro where got last minute one.

can try community chest donation...

 

[Cumzilla]

Guys, any good suggestion for a last minute GIRO deduction? M1 offered rebates and I wasn't charged any amount this month

i think there are advice before to do more than 3 Giros per month, in case such scenarios happen...

 

[rrr2015]

with technology making leaps & bounds, i can't understand why GIRO still so inefficient

giro where got last minute one.

can try community chest donation...

 

[path_of_rainbow]

for payment of Road Tax in OneMotoring website using UOB One Credit Card, is it considered as eligible spending for bonus interest computation ?

 

[naocan]

for payment of Road Tax in OneMotoring website using UOB One Credit Card, is it considered as eligible spending for bonus interest computation ?

No. Not eligible.

 

[vodka_water]

Does paying singtel bill thru singtel app count towards the $500 spending?

 

[Utonian]

Does paying singtel bill thru singtel app count towards the $500 spending?

direct within singtel app and not through axs should be counted.
i paid M1 bill was counted

 

[duststorm]

Does paying singtel bill thru singtel app count towards the $500 spending?

Yes counted

 

[vodka_water]

Thanks both for the prompt reply

 

[shimesa]

Hi guys, UOB One Credit card is my first credit card that i apply since i work full time.

Can i know why am i getting charge for a $3 interest?