UOB ONE Account

[RedsYWNA]

it's always the second working day of the month isn't it?

so, should be by tomorrow (4 Jan).

Oh I c I c.. OK thanks!

 

[maumu]

Oh I c I c.. OK thanks!

ok, bonus interest is in liao.

 

[maumu]

By the way, for those who keep track, for deposits made on 1 Jan/2 Jan (public holiday/sunday), are they recognised on those days, or only from 3 Jan onwards? How does it affect the monthly average balance?

(I noticed that the website shows monthly average balance for Dec, Nov and Oct... dunno when they will update for Jan.)

 

[RedsYWNA]

ok, bonus interest is in liao.

Thanks, just saw the bonus interest is in. Initially I was a bit worried that ipaymy transactions will not qualify but looks like it's ok for now.

 

[rokawa2]

Thanks, just saw the bonus interest is in. Initially I was a bit worried that ipaymy transactions will not qualify but looks like it's ok for now.

i think u can just click the Interest Tracker button at One Account page.
Will tell you your valid transactions reached yet or not.
I think only applicable for $500. As in wont be able to see if $1000 valid transaction value or $1500.

 

[RedsYWNA]

i think u can just click the Interest Tracker button at One Account page.
Will tell you your valid transactions reached yet or not.
I think only applicable for $500. As in wont be able to see if $1000 valid transaction value or $1500.

Oh I didnt know of this interest tracker function. Is v useful indeed, thanks!

 

[chiokcc]

Bonus interest for month of July 2021 should be in within the next 2 days ....

Bonus interest if you satisfy the required conditions and have ADB of $75k in the account :
From 01 Nov 2020 to ....

28 days in the month = $54.65
29 days in the month = $56.60
30 days in the month = $58.56
31 days in the month = $60.51

Bonus interest computation .....

 

[stealth0128]

shifus,
I've setup a giro payment for my UOB One CC bill. I wonder if it's possible to set it up for other bank's CC bill as well? If can please advise how to do so.

 

[Cumzilla]

i think u can just click the Interest Tracker button at One Account page.
Will tell you your valid transactions reached yet or not.
I think only applicable for $500. As in wont be able to see if $1000 valid transaction value or $1500.

because it is only a tracker for One account bonus interest where the condition is just the $500 min spend for credit card, and NOT for the One card's quarterly rebates.

 

[Ben1975]

i think u can just click the Interest Tracker button at One Account page.
Will tell you your valid transactions reached yet or not.
I think only applicable for $500. As in wont be able to see if $1000 valid transaction value or $1500.

May I know where is the interest tracker?

 

[zeiten]

May I know where is the interest tracker?

If using mobile app on android, go to Accounts tab at the bottom, select your bank account, then select Details tab at the top.

 

[sohguanh]

I have a UOB One (white colour) card but never use long time and they keep waiving my annual fee. Becuz my cc spending is about 20-50 every month so cannot qualify for rebates. So I have it gather dust. Strange why cc spending 0 every month for many years bank don't terminate my card? They still periodically send hardcopy statement so not environment friendly.

Or they find out I am their customer for their United SGD fund so from there they feel I am their paying customer?

 

[Ben1975]

does anyone know if the giro payment to uob credit cards considered the eligible 3 giro transactions?
If I have two credit cards, will that be 2 transactions?

 

[maumu]

does anyone know if the giro payment to uob credit cards considered the eligible 3 giro transactions?
If I have two credit cards, will that be 2 transactions?

yes it does

 

[Ben1975]

yes it does

Thanks. Do you mean two giro arrangement for two uob credit cards are considered two eligible giro?

 

[maumu]

Thanks. Do you mean two giro arrangement for two uob credit cards are considered two eligible giro?

oh I mean UOB GIRO counts as eligible GIRO. as for whether two UOB GIRO arrangements for two separate cards count as two, I can't vouch for that as I have only one card with them.

but I would feel that as long as they are two separate GIRO arrangements on two different dates of deduction.. I would think it will count as two, not one. maybe those with two or more UOB cards can confirm.

 

[ECyClone]

I have a UOB One (white colour) card but never use long time and they keep waiving my annual fee. Becuz my cc spending is about 20-50 every month so cannot qualify for rebates. So I have it gather dust. Strange why cc spending 0 every month for many years bank don't terminate my card? They still periodically send hardcopy statement so not environment friendly.

Or they find out I am their customer for their United SGD fund so from there they feel I am their paying customer?

Auto waived? Never got such "good service" or maybe the first year they do auto waived but subsequently need to request. Or should say see got annual subscription fee from IB, even when statement is not out already quickly jump into action to request waiver.

 

[vsvs24]

Auto waived? Never got such "good service" or maybe the first year they do auto waived but subsequently need to request. Or should say see got annual subscription fee from IB, even when statement is not out already quickly jump into action to request waiver.

Yah lor. Debit card which acts as ATM card they also want to charge $18 after first 2 or 3 years.

Of all my banks, only UOB charge for debit card cum ATM card.

They keep saying just make a certain number of transactions. But why should I even do that ? In the end go branch and replace with normal ATM.

When I open the account was not told of charges for debit card. Otherwise would have opted for normal ATM card. Those who don't check their accounts may not even realise they are paying for debit card because charges start after 2 or 3 years.

 

[ECyClone]

Yah lor. Debit card which acts as ATM card they also want to charge $18 after first 2 or 3 years.

Of all my banks, only UOB charge for debit card cum ATM card.

They keep saying just make a certain number of transactions. But why should I even do that ? In the end go branch and replace with normal ATM.

When I open the account was not told of charges for debit card. Otherwise would have opted for normal ATM card. Those who don't check their accounts may not even realise they are paying for debit card because charges start after 2 or 3 years.

Do banks still give ATM cards? My last encounter was with MayBank when I open an account, was given a debit card. Not given a choice.

On another occasion when my mother's OCBC ATM card expired and they did not issue a new card saying probably because they did not record an usage and thus think that she does not need a replacement ATM card. At the bank, the staff say they only issue debit card now.

 

[vsvs24]

Do banks still give ATM cards? My last encounter was with MayBank when I open an account, was given a debit card. Not given a choice.

On another occasion when my mother's OCBC ATM card expired and they did not issue a new card saying probably because they did not record an usage and thus think that she does not need a replacement ATM card. At the bank, the staff say they only issue debit card now.

UOB have 2 options. One that is both ATM card and debit card and one that is pure ATM card

Maybank only have card that is ATM cum debit card.

OCBC not sure. I have account but no ATM card. End up cannot reserve new notes online because must have ATM card or credit card with OCBC then can do their online reservation. Lousy bank.