UOB ONE Account

[kyteo79]

hahaha yes, normal for u cos u started on 5 Jan, so only 27 days of interest lor, about $89.88, so $88.xx plus there interest u received on day 1, correct? hahaha

Did you hack my account ? You know everything ...

What about the one card rebate ... ?

 

[wts2013]

Did you hack my account ? You know everything ...

What about the one card rebate ... ?

hahaha u overcharge by 2k for uob1 card, that amt no rebate lor. U need to check what is your quarterly cycle, then charge 2k per mth for the next statement cycle (most likely 1 more statement cycle for new card, so call to check), then u can earn 5% = $200 (2/3 of $300 for 2 cycle hit), this rebate will only be credited in the new qrterly cycle, so manage it carefully otherwise all rebates gone ah, hahaha

 

[frustrateddude]

...
What about the one card rebate ... ?

ehm uob1 cc best is 2k max spending (w 3 transactions ) per month hor

 

[kyteo79]

hahaha u overcharge by 2k for uob1 card, that amt no rebate lor. U need to check what is your quarterly cycle, then charge 2k per mth for the next statement cycle (most likely 1 more statement cycle for new card, so call to check), then u can earn 5% = $200 (2/3 of $300 for 2 cycle hit), this rebate will only be credited in the new qrterly cycle, so manage it carefully otherwise all rebates gone ah, hahaha

Wah lau ... my spending is about 5-7k monthly on Credit card (one card now 3k) ...

what can i do ?

Pls teach me boss!

 

[kyteo79]

ehm uob1 cc best is 2k max spending (w 3 transactions ) per month hor

I have 10-20 transaction ranging from 50 bucks to thousands ..

No problem yah ?

 

[Trazora]

Wah lau ... my spending is about 5-7k monthly on Credit card (one card now 3k) ...

what can i do ?

Pls teach me boss!

divert the spending above $2000 each month to other cards lor. What you spending on?

 

[kyteo79]

divert the spending above $2000 each month to other cards lor. What you spending on?

Now:
Makan
Petrol
Season parking
Insurance monthly Premium
Hobbies
Fines
Purchases IT products

Possible (Please guide)
Income tax ?
Road tax ?

++

I have only preferred Stand chart and UOB cards (one/signature/worldmastercard/infinite)

I dun find holding too many cards useful cos they are pain in the ass remembering when to repay ...

Too many debits on saving account also dun look too nice.


QUESTIONS TO ALL SENIORS;

so at 2k max out the UOB one card benefits ?

 

[chiokcc]

UOB one account monthly bonus interest calculation if you meet both criteria and has at least $50k :

((1.5*10000)+(2.0*20000)+(3.33*20000)-(0.05*50000))/100*[no of days in the month]/365

or simply

$(3.263*[no of days in the month])

Eg. Jan got 31 days, so it is $101.15

 

[frustrateddude]

road tax
http://www.onemotoring.com.sg/publi...ion_guidelines/maintain_vehicle/road_tax.html

 

[Cumzilla]

road tax
http://www.onemotoring.com.sg/publi...ion_guidelines/maintain_vehicle/road_tax.html

road tax is one time giro, cannnot spread out the 6/12mth by monthly deduction..

 

[Yo2020]

Wah lau ... my spending is about 5-7k monthly on Credit card (one card now 3k) ...

what can i do ?
Pls teach me boss!

since ur cc spending is so high n if u hv more than $50k cash, u shld open another similar acct such as boc smartsaver (with shop card).

if u hv more than $110k cash, u shld consider a 3rd 1 such as ocbc 360 (with 365 card).

 

[chiokcc]

UOB one account monthly bonus interest calculation if you meet both criteria and has at least $50k :

((1.5*10000)+(2.0*20000)+(3.33*20000)-(0.05*50000))/100*[no of days in the month]/365

or simply

$(3.263*[no of days in the month])

Eg. Jan got 31 days, so it is $101.15

There is something interesting if you look at the calculation above. I was using 365 days in a year, whereby 2016 has 366 days.

I wonder if come Feb, whether it will take on 28 or 29 days.

If it is 29 days, this will mean that for the whole of 2016, they may end up giving one extra day of interest of $3.26?

 

[dowzkeh]

Just received a sms that prepaid top ups do not qualify for cash rebate. Anyone knows what pre paid top ups are?

Sent from Asus ASUS_Z011D using GAGT

 

[Panerex]

If my property tax and income tax is GIROed via this ONE account, would it be counted as 2 GIRO arrangements?

 

[oceanicmanta]

If my property tax and income tax is GIROed via this ONE account, would it be counted as 2 GIRO arrangements?

yes, 2 giro

 

[Trazora]

Just received a sms that prepaid top ups do not qualify for cash rebate. Anyone knows what pre paid top ups are?

Sent from Asus ASUS_Z011D using GAGT

You can refer to the tnc for the uob one card

 

[chiokcc]

Just received a sms that prepaid top ups do not qualify for cash rebate. Anyone knows what pre paid top ups are?

Sent from Asus ASUS_Z011D using GAGT

http://www.uob.com.sg/assets/pdfs/one_card_full_tnc.pdf

Pg. 3

 

[chopra]

There is something interesting if you look at the calculation above. I was using 365 days in a year, whereby 2016 has 366 days.

I wonder if come Feb, whether it will take on 28 or 29 days.

If it is 29 days, this will mean that for the whole of 2016, they may end up giving one extra day of interest of $3.26?

Just for 3sgd.... just saying

 

[SBC]

Believe the usage of this card has dropped a lot in recent months.

Its popularity will drop.

 

[Jazzbie]

There is something interesting if you look at the calculation above. I was using 365 days in a year, whereby 2016 has 366 days.

I wonder if come Feb, whether it will take on 28 or 29 days.

If it is 29 days, this will mean that for the whole of 2016, they may end up giving one extra day of interest of $3.26?

Don't get your logic. You are still keeping your savings with them during that extra day what. Interest is accrued daily and paid monthly.