UOB ONE Account

[StaRChO]

What should be the interest credited on 2nd feb? I gotten $383.75

 

[Sambuca78]

What should be the interest credited on 2nd feb? I gotten $383.75

See ur monthly average balance then calculate lo

Mine is around 95.5k and got 391.16

 

[chiokcc]

https://forums.hardwarezone.com.sg/threads/uob-one-account.5037662/post-145065834
From 01 Dec 2022, if you spend min. $500 on eligible CC spend and credit your salary, and has $100k in UOB one acct, the bonus interest per month should be :


28 days in the month = $371.91
29 days in the month = $393.48
30 days in the month = $407.05
31 days in the month = $420.62

Bonus interest was in yesterday .....

 

[maumu]

I cant remember what i sign up for that Christmas promo.

Gotten 30k funds earmarked and $180 credited.

Anybody got a link or sms screenshot of any advert about it? I totally cant remember. Just want to know this earmarked is for how long.

Also abit bo hua like that. Once earmarked, the amount wont get bonus interest. If one has 100k in the account, factoring the bonus interest on the last 25k at 7.8 percent and 5k at the next below tier at 4.85... the bonus interest for 30k of earmarked account will be more than the $180 credit given.

Anyone knows its gonna earmarked for how long? Ahhh they damn smart doing this. ultimately paying ppl lesser already haha.. i should have read it or understand it earlier before sending the sms for the promo lol..

is this still true that the earmarked amount won't be counted under the incremental balance for bonus interest?

want to double check those who signed up the christmas promo to see if they got their bonus interest for January (should have been posted on 2 or 3 Feb) based on top-up amount or top-up minus earmarked amount.

 

[hyperfuse]

is this still true that the earmarked amount won't be counted under the incremental balance for bonus interest?

want to double check those who signed up the christmas promo to see if they got their bonus interest for January (should have been posted on 2 or 3 Feb) based on top-up amount or top-up minus earmarked amount.

It is counted for bonus interest still

 

[maumu]

It is counted for bonus interest still

really?

that's great will probably be signing up by the end of the month with 100k...

 

[tidalstorm]

Bonus interest was in yesterday .....

so long neh see such threads. last time to see was the isavvy thread moons ago

 

[tidalstorm]

It is counted for bonus interest still

oh. I gonna with withdraw and moolah out and tamba again as fresh funds. 100k think got 1888

 

[Sambuca78]

oh. I gonna with withdraw and moolah out and tamba again as fresh funds. 100k think got 1888

Y need to withdraw? I thot it is based on the amount u have on 31 dec?

 

[tidalstorm]

Y need to withdraw? I thot it is based on the amount u have on 31 dec?

if I recall, is for fresh funds

 

[Sambuca78]

if I recall, is for fresh funds

Yes fresh funds after 31 Dec ma. So why do u need to withdraw from uob one and deposit it back again?

 

[Ronaldo_7]

Huh? Withdraw then put back again also work? If like that then a lot will probably do it this way?

just asking cause nv take up any of these offers before.. only park money there to earn interest each mth.

thanks

 

[simongoh2000]

Hi guys,

Sorry if this has been asked before, I'll like to check about min $500 spend on UOB One Card for UOB account to earn max interest.

Do exclusions for UOB One Card Quarterly Cashback qualify as spend? For example, S&CC charges is excluded from Cashback, does it still count towards $500 spend?

Thanks.

 

[blahblah4321]

Hi

I wanted to ask if there was two SALARY GIRO credit on janurary as 31 Dec was a PH , is it possible to request UOB to topup the differences for the interest given for Dec. (Since requesting hr to credit salary earlier is not an option)

 

[Trazora]

Hi guys,

Sorry if this has been asked before, I'll like to check about min $500 spend on UOB One Card for UOB account to earn max interest.

Do exclusions for UOB One Card Quarterly Cashback qualify as spend? For example, S&CC charges is excluded from Cashback, does it still count towards $500 spend?

Thanks.

the $500 card spend has it's own exclusion list which is mostly similar to that of uob one card.

 

[Trazora]

Hi

I wanted to ask if there was two SALARY GIRO credit on janurary as 31 Dec was a PH , is it possible to request UOB to topup the differences for the interest given for Dec. (Since requesting hr to credit salary earlier is not an option)

dun think the bank is obliged to give the interest difference. Next time just FAST in "salary" from your other bank

 

[RedsYWNA]

dun think the bank is obliged to give the interest difference. Next time just FAST in "salary" from your other bank

Do you mean UOB will accept a self-initiated FAST transaction with the description "salary", instead of "salary" transaction from HR?

 

[Trazora]

Do you mean UOB will accept a self-initiated FAST transaction with the description "salary", instead of "salary" transaction from HR?

yes

 

[maumu]

yes

Wow, is that an open secret? If I knew this earlier, I wouldn't need to ask my HR to update my salary crediting to UOB... darn it.

 

[Cumzilla]

yes

woah, din know this is possible...

just checked the FAQs on salary crediting, FAST transaction is not acceptable...

https://www.uob.com.sg/web-resource...one-account/uob-one-account-salary-credit.pdf