UOB ONE Account

[final1]

i always spend $500 within first few days of the month.

in fact. my other credit card spends amount to $12k or more haha...
have to rotate different cards.

Every month spend $12k or more? Got so many things to buy meh?

 

[sohguanh]

Every month spend $12k or more? Got so many things to buy meh?

In another forum some reader share sometimes the high spending is not for one family, it could be also help to spend for sibling or relative or parents those not IT trained senior ppl.

Another reader share parents retire liao can take cpf monies but clueless so reader say manage on their behalf and part of his strategy is this kind of high yield savings account. With those conditions try ways to meet as long as overall earn more is ok.

 

[Barbiedoll]

I love this account. Gives me S$200 plus mthly and good CC rebate too.

 

[final1]

I love this account. Gives me S$200 plus mthly and good CC rebate too.

cc rebate i wont say is good.
3.33% is ok and acceptable because it is paired with the higher interest from the bank account.
3.33% by itself is not great. Furthermore, spending cap is low.
But, i am not complaining.

 

[edwinksl]

Best to spend / clock the min. spending amount about 1 week before the month end; some transaction takes very long to get posted in, in result your post date might be crossed over to the new month.

yeah simplygo transactions can occasionally take a long time to be posted

 

[sgbird]

Bonus interest is in, but the calculation seems not match with my expectation.

CC spending > S$500 + Salary Credit In, is the effective interest rate is 5.5%

 

[final1]

Bonus interest is in, but the calculation seems not match with my expectation.

CC spending > S$500 + Salary Credit In, is the effective interest rate is 5.5%

For purely mathematical issues, computer calculate will never be wrong.
Might wanna recheck your calculation.

 

[Space303]

Miss out 1 giro as 1 org billing was later this month

Learnt my lesson n set extra giro

 

[LouisSaha]

I got $168 only.
Maybe prorated because i put in 100k in 15 April? Despite meeting the $500 spending and salary giro credit.

 

[RedsYWNA]

I love this account. Gives me S$200 plus mthly and good CC rebate too.

Highest cash yielding account for me at 5% and > $400 monthly.

UOB is so much better than DBS!

 

[Barbiedoll]

Highest cash yielding account for me at 5% and > $400 monthly.

UOB is so much better than DBS!

Yeah I switched my salary crediting over from DBS too.

 

[edwinksl]

I got $168 only.
Maybe prorated because i put in 100k in 15 April? Despite meeting the $500 spending and salary giro credit.

yes because the interest is calculated on a daily basis.

 

[iadpotato]

Me. I should receive 2 carrots. But only 1 received last month. I think the Referral one is missing.

i should be getting all 3... didn't receive a single one...

 

[sgbird]

For purely mathematical issues, computer calculate will never be wrong.
Might wanna recheck your calculation.

Thanks for ur reply. I double checked, banking calculated DAB much lower than I thought. Okay, will not move the money here and there anymore

 

[KOPS1974]

Hi all,

Can I check, does GIRO for town council qualify for one of the 3 Giro requirement?

 

[i_dun_understand]

Hi all,

Can I check, does GIRO for town council qualify for one of the 3 Giro requirement?

yes, it is

 

[ice_angel]

i should be getting all 3... didn't receive a single one...

Did you get the 88/888/1888 least month?

 

[liquidlight]

Hi all,

Can I check, does GIRO for town council qualify for one of the 3 Giro requirement?

but not advisable to use TC as giro unless you got more than 3 giro tx as some month give rebate and end up not paying in the past.

 

[iadpotato]

Did you get the 88/888/1888 least month?

yes i got the $1888 first.... followed by $88 for new account opening or what, then followed by
$50 for salary credit.... still waiting for the 3x $28 carrots ley....

 

[LouisSaha]

yes i got the $1888 first.... followed by $88 for new account opening or what, then followed by
$50 for salary credit.... still waiting for the 3x $28 carrots ley....

The 50$ credit salary normally take hw long before they credit in for you?