UOB ONE Account

[AMD_FREAK]

Yes. Bonus interest based on spending, not rebate.

Still qualify. As u have spent 500 in 1 month.

Nice thanks!

But any reversal (even from previous month) will definitely be taken into account right?

 

[Trazora]

Nice thanks!

But any reversal (even from previous month) will definitely be taken into account right?

Yes. Need to spend $500 more than the reversal amount in that month there is reversal.

 

[kkcheng77]

New sign up here. I received an approval letter last night Asked me to deposit $$ into the account..Will they send me online banking device or I have to apply for that separately?

 

[cal3135]

Just applied ONE online. About to start using this acct.
Getting to understand ONE. )-

 

[Trazora]

Just applied ONE online. About to start using this acct.
Getting to understand ONE. )-

Think you should try to set up 3x giro bill payments ASAP.

 

[chiokcc]

Just realised in UOB iBanking, they publish "MONTHLY AVERAGE BALANCE" for the previous 3 months when you select to view your accts details.

Also, they added one extra column to show "Balance" after each "Withdrawal/Deposit" transaction

 

[chiokcc]

UOB one account monthly bonus interest calculation if you meet both criteria and has at least $50k :

((1.5*10000)+(2.0*20000)+(3.33*20000)-(0.05*50000))/100*[no of days in the month]/365

or simply

$(3.263*[no of days in the month])

Eg. Jan got 31 days, so it is $101.15

End of September BUMP ...

Sep : 30 days : $ 97.89
Oct : 31 days : $101.15
Nov : 30 days : $ 97.89
Dec : 31 days : $101.15

B,.U.M.P.

 

[zoossh]

Also, they added one extra column to show "Balance" after each "Withdrawal/Deposit" transaction

Hope ocbc do that too.

 

[rerear]

Does town council fees count towards clocking 500 sgd spend anymore?

 

[chiokcc]

Does town council fees count towards clocking 500 sgd spend anymore?

Yes... but note that TC fees ( & utility bill) is not consistently a fixed value every month as for 3-4 months in a year, government give rebate ...

So must take note of which of those rebate months are, and make adjustment accordingly to make sure you hit min $500

 

[chopra]

Just pay lump sum lor.......

Sent from hoping for a slower paced singapore using GAGT

 

[1982-1994]

I'm with OCBC 360.
thinking to move over UOB.
my monthly CC spending hits $500.
salary credit 2k monthly.
3 giro payment.
but savings below 50k.
shall i stick with OCBC?

 

[SBC]

If saving is below $50k, suggest to swing to UOB 1. Easier with UOB CC.

 

[1982-1994]

If saving is below $50k, suggest to swing to UOB 1. Easier with UOB CC.

recently getting $80+ of interest monthly from OCBC.
so if shift over UOB, interest is definitely more every month?

 

[SBC]

Need to check the tiering requirement.

I am getting 2.2% of 60k on OCBC 360, getting 2.4x% of 50k on UOB 1.
Salary credit is with OCBC.

 

[Trazora]

recently getting $80+ of interest monthly from OCBC.
so if shift over UOB, interest is definitely more every month?

Need to do the maths. Depends how much less than 50k.

 

[SBC]

Both accounts are giving me about $200 per mth.

Plus other CC, I am getting at least $380 per mth from the banks.

 

[mummy1234]

Both accounts are giving me about $200 per mth.

Plus other CC, I am getting at least $380 per mth from the banks.

Wow, that is a lot...but your CC spending high also?

 

[SBC]

Yap, due to insurance payment, grocery, family spending. > 3k each month.

Still selling your landed?

 

[mummy1234]

Yap, due to insurance payment, grocery, family spending. > 3k each month.

Still selling your landed?

Waiting for good offer....but more testing the market...