UOB ONE Account

[zhoholang]

4% p.a. EIR and $250 bonus.

what is earmarking?

I have a similar question as gobin74 , however my capital only 70k. Will the interest yield be 4% also? I am comparing OCBC and uob .

 

[sglandscape]

what is earmarking?

I have a similar question as gobin74 , however my capital only 70k. Will the interest yield be 4% also? I am comparing OCBC and uob .

No it would be lower due to the tiered interest for UOB One. Ocbc also has tiered interest rate so you may wish to check the calculator on the bank website

 

[ThreeSteps]

what is earmarking?

I have a similar question as gobin74 , however my capital only 70k. Will the interest yield be 4% also? I am comparing OCBC and uob .

Refer to bank website : https://www.uob.com.sg/personal/save/everyday-accounts/one-account.page
Scroll down, there is a table showing the various tiers of interest rates. There is also a calculator.

Earmarking is related to Big Savings Payout Promotion.
Refer to bank website : https://www.uob.com.sg/personal/pro...00324-:Q1SAVE24:na:na&vid=na&pid=CD07Q1SAVE24

Refer to promotion t&cs: https://www.uob.com.sg/web-resource...68F454E6DA2A0A4C98A6%40AdobeOrg|TS=1715386909

 

[iadpotato]

what is earmarking?

I have a similar question as gobin74 , however my capital only 70k. Will the interest yield be 4% also? I am comparing OCBC and uob .

For UOB ONE to me, it’s either 150k or put your money elsewhere. Try BOC smart saver or DBS multiplier. I got all 3 earning 4%, 4.6% and 4.1% p.a. EIR respectively.

 

[supersimon1982]

Waiting for earmark

 

[zi]

Just to update about my previous cc underspending and late merchant posting.. called to appeal for bonus interest. Appeal approved provided I spend the underspent amt in the following month and got to call back again .

 

[chiokcc]

One annoying thingy about the UOB one account, they never indicate, for the earmarked amounts of money, when it is expected to be available .......

 

[Froggyman]

One annoying thingy about the UOB one account, they never indicate, for the earmarked amounts of money, when it is expected to be available .......

Remember I saw it on theT&C on the promotion pdf file.
if you are referring to the recent CNY promotion, I believe the release of those earmarked amount is 17 May if you join in Jan 24.( hope I remember the date correctly)

 

[royalmix]

One annoying thingy about the UOB one account, they never indicate, for the earmarked amounts of money, when it is expected to be available .......

Everything is in the tnc, very detailed document UOB provides!

Even if it is unmarked, will you withdraw and lose your 4% pa interest? Under old tnc (100k 5%), maybe you can!

I play with Stash, I cannot withdraw until first day next mth or I lose my EIR!

 

[chiokcc]

Thanks for the info .... I would still think it would be a customer convenience, and less ambiguous ....

 

[royalmix]

Thanks for the info .... I would still think it would be a customer convenience, and less ambiguous ....

UOB dun teach you how to play games to make more from them! You have to be savvy to play the games correctly to max your returns!

 

[bobby6679]

For those who subscribed the Big Promotion in Apr, should the earmark be around May 16? Anyone got update? Thanks

 

[gobin74]

For those who subscribed the Big Promotion in Apr, should the earmark be around May 16? Anyone got update? Thanks

nothing yet for me at least ...cheers

 

[arty79]

Hi all
For usage of UNI$ for petrol payment from UOB one card , does that payment count towards UOB one bonus interest accumulation?

Can’t seem to find in UOB FAQ that UNI$ usage will not be counted, so appreciate if someone could clarify.

thanks!

 

[xXxJavierxXx]

Can i still earn 4% if I deposit 150k for the remaining month may from now?

 

[sglandscape]

Can i still earn 4% if I deposit 150k for the remaining month may from now?

You can deposit more to get to an ADB of 150k

 

[chopra]

rising dragon promo done

2jan deposited 100k
14feb gotten 558 promo
between 13may to 18may un-earmarked


Read HWZ Forum Rules!

 

[Froggyman]

Saw the un-earnmarked $ (join in Jan)back in the account

 

[vsvs24]

Can move out the funds released from earmark today ?

 

[Froggyman]

Can move out the funds released from earmark today ?

Why not? Just dont earn the interest.. promotion should end with the release of fund.