UOB ONE Account

[Sambuca78]

How does it works for MooMoo? You mean deposit $$ into Moomoo , hold and do not withdraw for 2 months and get 6.8% interest? Is moomoo safe?

Ya, treat it as 2 months FD. Safe or not is subjective. It is not sdic. I previously placed 40k and got the interest lo.

If i can get 6.8% while leaving my UOB one empty for June, why not?

 

[Sambuca78]

Hi both, by doing that, you will

1. incur penalty fee for maintaining below the required MAB?
2. still eligible after joining the promotion before?

Thanks!

Maintain $1000 for the MAB lo. Anyway the earmarked promo is for fresh fund leh.

 

[maggiemee10]

Anyone got their money earmark already for those apply at April ?

Funds are earmarked. Cash reward credited as well. 20/5/2024

 

[highsulphur]

Funds are earmarked. Cash reward credited as well. 20/5/2024

Mine still not ear marked

 

[hyperfuse]

Funds are earmarked. Cash reward credited as well. 20/5/2024

i apply for this when this promo just launch..

then after a month or 2, i reapply by sending the sms and fill up form again ( forget that i done so earlier)

till now my funds didnt earmark yet. So maybe they take my 2nd application to overwrite my first application?

 

[ThreeSteps]

Funds are earmarked. Cash reward credited as well. 20/5/2024

Please help to clarify this question:
Assuming you indicated incremental fresh fund $50k in your submission form, did the bank earmark only $50k or ($50k + an amount equal to your March’s monthly average balance) ?
Thanks.

 

[MiloMocha]

i apply for this when this promo just launch..

then after a month or 2, i reapply by sending the sms and fill up form again ( forget that i done so earlier)

till now my funds didnt earmark yet. So maybe they take my 2nd application to overwrite my first application?

As per Clause 2.7 in the TnC -

If you have submitted more than one Participation Form during the Promotion Period under this Promotion, UOB will only use and recognise the last Participation Form submitted within the earliest Qualifying Period (as defined in Clause 2.9 below) to determine your eligibility for the Cash Credit and for earmarking purposes.

 

[MiloMocha]

Please help to clarify this question:
Assuming you indicated incremental fresh fund $50k in your submission form, did the bank earmark only $50k or ($50k + an amount equal to your March’s monthly average balance) ?
Thanks.

$50k as per your submission

 

[hyperfuse]

As per Clause 2.7 in the TnC -

If you have submitted more than one Participation Form during the Promotion Period under this Promotion, UOB will only use and recognise the last Participation Form submitted within the earliest Qualifying Period (as defined in Clause 2.9 below) to determine your eligibility for the Cash Credit and for earmarking purposes.

oh no. haha i guess i wont qualify then.

i reapplied 2nd time, then i transferred the amount on 1st of May. i believe the 2nd batch qualifying period wont be for 1st may to deposit in i believe?

Because my funds not even earmark at all haha..

 

[ThreeSteps]

i apply for this when this promo just launch..

then after a month or 2, i reapply by sending the sms and fill up form again ( forget that i done so earlier)

till now my funds didnt earmark yet. So maybe they take my 2nd application to overwrite my first application?

I believe you should have received 2 acknowledgement emails if you submit online twice.
For this type of issue, you should contact the bank immediately to clarify.

 

[hyperfuse]

I believe you should have received 2 acknowledgement emails if you submit online twice.
For this type of issue, you should contact the bank immediately to clarify.

i check my email. its on 26 april application.

and i top up 1st may after 12am.

by right it should qualify and get earmarked ya. but silly me. i went to apply 20k only but i top up 50k instead to make it 150k haha...

 

[vsvs24]

I believe you should have received 2 acknowledgement emails if you submit online twice.
For this type of issue, you should contact the bank immediately to clarify.

A lot of people received acknowledgement email.

But I did not. Funds earmarked though.

 

[sglandscape]

A lot of people received acknowledgement email.

But I did not. Funds earmarked though.

Checked spam? Realised sometimes it may end up there because UOB sends quite a bit of marketing materials

 

[ThreeSteps]

i check my email. its on 26 april application.

and i top up 1st may after 12am.

by right it should qualify and get earmarked ya. but silly me. i went to apply 20k only but i top up 50k instead to make it 150k haha...

If you submit form in April but did not do top-up in April, then April is over and not applicable for you.
Since you do top-up in May and depending on how many forms you submit in May, they will use the latest submitted form in May. The earmark will happen in June.
T&Cs: (https://www.uob.com.sg/web-resource...68F454E6DA2A0A4C98A6%40AdobeOrg|TS=1714173992)
Point#1.6 Incremental Fresh Funds
Point#2.3 & 2.4 How to participate (must register)
Point#2.9 Earmarking of Incremental Fresh Funds and Cash Credit

If not sure, can call the bank & ask.

 

[hyperfuse]

If you submit form in April but did not do top-up in April, then April is over and not applicable for you.
Since you do top-up in May and depending on how many forms you submit in May, they will use the latest submitted form in May. The earmark will happen in June.
T&Cs: (https://www.uob.com.sg/web-resources/personal/pdf/personal/save/common/terms-and-conditions-savings-promotion.pdf?s_cid=grm:sgwnednlweb:casaprom:bu:na:casa:010124-300324:Q1SAVE24:na:na&vid=na&pid=CD07Q1SAVE24&adobe_mc=MCMID=11081980119923798650343466082162391021|MCORGID=116168F454E6DA2A0A4C98A6%40AdobeOrg|TS=1714173992)
Point#1.6 Incremental Fresh Funds
Point#2.3 & 2.4 How to participate (must register)
Point#2.9 Earmarking of Incremental Fresh Funds and Cash Credit

If not sure, can call the bank & ask.

hi i didnt submit in may though. i submit in April 26th as mentioned and top up May 1st. Am i still eligible?

I saw the mailer and it states for submission in April, it doesnt state here when to top up, but it just state that the participating deposit will be earmark and cash credit by 31st may. So i just top up May 1st since its only On may 1st that the uob account has interest for amounts from 100 to 150k, thats why i chose to top up in May 1st.

 

[ThreeSteps]

hi i didnt submit in may though. i submit in April 26th as mentioned and top up May 1st. Am i still eligible?

I saw the mailer and it states for submission in April, it doesnt state here when to top up, but it just state that the participating deposit will be earmark and cash credit by 31st may. So i just top up May 1st since its only On may 1st that the uob account has interest for amounts from 100 to 150k, thats why i chose to top up in May 1st.

Since you deposited your top-up on 1st May, then you just need to submit the form within May any time now.
Check the bank acknowledgement email.
Any doubts, then call the bank & ask them to check your top-up & form, & confirm your participation.

 

[royalmix]

hi i didnt submit in may though. i submit in April 26th as mentioned and top up May 1st. Am i still eligible?

I saw the mailer and it states for submission in April, it doesnt state here when to top up, but it just state that the participating deposit will be earmark and cash credit by 31st may. So i just top up May 1st since its only On may 1st that the uob account has interest for amounts from 100 to 150k, thats why i chose to top up in May 1st.

U can attach the tnc pic but dun read/understand? Whichever is later applies, so you deposit in May, it will be earmarked in Jun!

If you made mistakes in amt, you can resubmit to override the prior submission.

 

[ekardo]

Since you deposited your top-up on 1st May, then you just need to submit the form within May any time now.
Check the bank acknowledgement email.
Any doubts, then call the bank & ask them to check your top-up & form, & confirm your participation.

That's what I did as I top up in may.

 

[hyperfuse]

U can attach the tnc pic but dun read/understand? Whichever is later applies, so you deposit in May, it will be earmarked in Jun!

If you made mistakes in amt, you can resubmit to override the prior submission.

oh alamak i see i see.

but then all it reads is, i assume u referring to this,

Participating deposit will be earmarked and cash credited will be credited by 28 June 2024

So from that statement i just assume cash credit comes in by 28 June, but nv state the date of earmarking is in June though. Anyway maybe my bad for understanding that statement wrongly. didnt know it also means earmarking starts in June.

 

[maggiemee10]

Please help to clarify this question:
Assuming you indicated incremental fresh fund $50k in your submission form, did the bank earmark only $50k or ($50k + an amount equal to your March’s monthly average balance) ?
Thanks.

They will only earmark the 50k if your submission is 50k.

I emptied my account early march, making MAB less than 3K. I then sign up for the promo 150K early April and put in the 150K around 10th. So MAB for Apr is 100+k (5%). And on 20 May, they earmarked 150k, and credited the 1K cash reward. For the period my money is earmarked, I will get 4% on 150k.