UOB ONE Account

[Jirachi]

SALA fast transfer still works?

From my own experience, yes.

 

[Jirachi]

interest is in. the last interest that is still on 4 percent for $150k

Same here. Received this morning

 

[rob1977]

From my own experience, yes.

This month still works?

 

[Jirachi]

This month still works?

Based on the tracker yes.

 

[ekardo]

Bonus interest is in

 

[tytyty333]

when will the GIRO deduction happen? around 4pm?

 

[hyperfuse]

What's the plan now that interest rate is lower?

i doing options. use the 150k to sell cash secured puts. its generating way more returns. 3k to 6k usd. But anyway its 2 entirely different products.

UOB one is a cash savings account while selling CSP is on the stock market.

 

[chiokcc]

April 2025 was the final month before the new T&Cs kick in ....

Computed bonus interest for the first $150k principal amount (average daily balance) :

Till 30 April 2025,

28 days in the month = $454.52 (verified with February 2025 statement)
29 days in the month = $470.75 (no chance to verify)
30 days in the month = $486.98 (verified with June, September, November 2024, April 2025 statements)
31 days in the month = $503.21 (verified with May, July, August, October, December 2024, January, March 2025)

From 1st May 2025,

28 days in the month = $373.97 (not yet verified)
29 days in the month = $387.32 (not yet verified)
30 days in the month = $400.68 (not yet verified)
31 days in the month = $414.04 (not yet verified)

Disclaimer : actual amounts may differ by a few cents due to rounding off, pls refer to bank for eventual amounts .....

 

[tytyty333]

Has IRAS Giro deducted today?

 

[highsulphur]

Has IRAS Giro deducted today?

Not yet but soon

 

[tytyty333]

Not yet but soon

Thanks. First time set GIRO from UOB.

 

[dgeralds]

Has IRAS Giro deducted today?

Only deducted property tax...income tax not yet...

 

[bobby6679]

Is there notification for the Giro deduction? PS never use UOB Giro before.

 

[tytyty333]

judging from my own experiences, should be at ~2.40 pm

Just checked my account balance, still not detected yet.

 

[ericcsn]

Income tax just got deducted at 5.06pm from UOB one

 

[dgeralds]

Income tax just got deducted at 5.06pm from UOB one

Yes.

How and when will the Tax Payment Rebate be given? Will it go into One Account? When?

 

[ericcsn]

Yes.

How and when will the Tax Payment Rebate be given? Will it go into One Account? When?

These can be found in its FAQ: https://www.uob.com.sg/personal/save/one-account-tax-saver.page.
It gave the example for tax giro in May, payout is end of July (takes more than 2 months) into One account

 

[shingo86]

"Tax Payment Rebates will be credited directly into your One Account within the next (2) calendar months. " From the t&c.

 

[camholicx]

Am I still eligible for Income tax payment rebate? So, I need to put GIRO to my UOB ONE account, and paynow using UOB as well? Am I too late to do it now?

 

[sglandscape]

Am I still eligible for Income tax payment rebate? So, I need to put GIRO to my UOB ONE account, and paynow using UOB as well? Am I too late to do it now?

Do this month, would start from next month.