UOB ONE Account

[royalmix]

If I transfer $150K into my UOB one today and fulfilled Salary credit n $500 card spend do I get 1.90% interest from today till 30 June? Or do I only get 0.75% cos my MAB is only $35K for June? Anyone knows?

If you account existed since June1, your MAB is correct, ie it is not a new account just opened.

 

[koolkool]

New quarterly promotion. Reference month is june.

 

[maumu]

New quarterly promotion. Reference month is june.

unfortunately Uniplus account is not one of the eligible accounts hor?

 

[waterpighead]

New quarterly promotion. Reference month is june.

I sent the registration form but the email i rec’d still says ‘Thank you for registering for the UOB Stack Your Cash Savings Promotion (1 April 2026 to 30 Jun 2026)’…

 

[koolkool]

unfortunately Uniplus account is not one of the eligible accounts hor?

I checked t&c uniplus is not in list of eligible account.

 

[koolkool]

I sent the registration form but the email i rec’d still says ‘Thank you for registering for the UOB Stack Your Cash Savings Promotion (1 April 2026 to 30 Jun 2026)’…

Oh. I have not registered yet. But I guess uob should honour this. Maybe can call them to confirm you are enrolled? Also I do notice the clause in t&c that they will honour the last registration. So can retry again for peace of mind.

 

[ericcsn]

Bonus paid this morning: $228.08.

 

[chiokcc]

epeating post to share here :

Computed bonus interest for the first $150k principal amount (average daily balance),
and meet $500 card spend & $1.6k salary :

From 1st Dec 2025 onwards

28 days in the month = $212.87 (verified for February)
29 days in the month = $220.47 (not yet verify)
30 days in the month = $228.08 (verified for April)
31 days in the month = $235.68 (verified for December, January, March)

For those who has no salary credit to UOB one account, but still satisfy $500 credit card spend and 3 GIRO deductions in a calendar month, the bonus interest are as such :

28 days in a month : $129.45
30 days in a month : $138.69
31 days in a month : $143.32

Disclaimer : actual amounts may differ by a few cents due to rounding off, pls refer to bank for eventual amounts .....

Old bonus interest. pls see
https://forums.hardwarezone.com.sg/threads/uob-one-account.5037662/post-157941641

 

[iadpotato]

just found out the EVOL card no more annual fee for life liao since 1 Jul 2026... and its included to clock ONE account spending.

Good card for big ticket item since min spend is $800 to get $30 rebates for online local and mobile wallet transactions. A good up to 3.75% rebate.

 

[ThreeSteps]

just found out the EVOL card no more annual fee for life liao since 1 Jul 2026... and its included to clock ONE account spending.

Good card for big ticket item since min spend is $800 to get $30 rebates for online local and mobile wallet transactions. A good up to 3.75% rebate.

Yes, EVOL is useful. I inform cashier to split a recent payment ($1k plus) into $800 charge to EVOL card & the remaining charge to a second card.

 

[sohguanh]

just found out the EVOL card no more annual fee for life liao since 1 Jul 2026... and its included to clock ONE account spending.

Good card for big ticket item since min spend is $800 to get $30 rebates for online local and mobile wallet transactions. A good up to 3.75% rebate.

I believe the first bank to start the no annual fees forever is CIMB credit cards years ago. It take a while for other banks to follow same though.

 

[demoforce1]

I believe the first bank to start the no annual fees forever is CIMB credit cards years ago. It take a while for other banks to follow same though.

HSBC Revo too

 

[Jun666]

IRAS GIRO not deducted today yet

 

[linuskltan]

IRAS GIRO not deducted today yet

My IRAS GIRO deduction has been made when I checked.

 

[iadpotato]

I believe the first bank to start the no annual fees forever is CIMB credit cards years ago. It take a while for other banks to follow same though.

My OCBC Frank credit card and its 3 supp cards are all under lifetime annual waiver due to some special promo donkey years ago.

 

[tangifox]

have a question for the 3 GIRO arrangements needed to unlock higher interest tier for One Account.
Does it have to be the traditional GIRO arrangements, or can it be recurring payment set up using the UOB Debit card or credit card ?

 

[Euqorab]

have a question for the 3 GIRO arrangements needed to unlock higher interest tier for One Account.
Does it have to be the traditional GIRO arrangements, or can it be recurring payment set up using the UOB Debit card or credit card ?

Recurring payment set up is not eligible

https://www.uob.com.sg/web-resource...hequeing/one-account/uob-one-account-giro.pdf

Emphasis added

3. What are NOT considered eligible GIRO transactions? Transactions that are NOT considered as GIRO transactions:
• Any Bill Payment to any billing organisation via UOB Internet Banking, UOB Mighty or UOB ATM
• Recurring Bill Payment via any UOB Credit or Debit card
• Successfully sign up for GIRO payment with a Billing Organisation
• GIRO transactions not made within the CALENDAR month
• Any other transactions we may exclude from time to time without prior notice.

 

[Euqorab]

To add on, these 6 organisations can direct apply Giro on UOB IB...

for myself, me set up for UOB One Card payment (1x), then filled dinosaur giro form for HDB season parking and town council S&CC charges and insurance premium.. cannot rely on S&CC because when the month govt gives rebate, there cannot be giro deduction

4. How do I sign up for GIRO debit transaction made to a Billing Organisation on the UOB One Account? There are various methods to sign up for GIRO debit transactions: 

Method 1: Sign up via UOB Personal Internet Banking and follow the steps :
o Login to UOB Personal Internet Banking
o Go to Apply For and choose “GIRO Arrangement”
o You will be able to apply directly online with following organisations :
Geneco
Seraya Energy
HDB
IRAS
Pacific Light Energy Pte Ltd
UOB Credit card Centre

 

[yiwei]

have a question for the 3 GIRO arrangements needed to unlock higher interest tier for One Account.
Does it have to be the traditional GIRO arrangements, or can it be recurring payment set up using the UOB Debit card or credit card ?

Why do you want to do this though when 500 spend + salary credit give you higher interest.
The spend part is mandatory, 3 giro will land you with lower interest compared with salary credit.

 

[ECyClone]

have a question for the 3 GIRO arrangements needed to unlock higher interest tier for One Account.
Does it have to be the traditional GIRO arrangements, or can it be recurring payment set up using the UOB Debit card or credit card ?

You can setup recurring GIRO payment to your other banks account. Amount need not be big.