UOB ONE Account

[maumu]

Those who want to clear their one account to prep for june earmark, don't transfer out to account seldom use cuz will kena 24 hours cool down so transfer to the account that you always use.

Moi got save cimb and ocbc but the cimb seldom use so kena 24 hours cool down but ocbc got use a lot so no issue.

I don't think it matters whether the receiving account is seldom used or not.

mine was blocked despite the receiving account being regularly used.

 

[Sambuca78]

sure u will get it. Question is :
1. what's the balance you must maintain including the fresh fund qualified for the earmark
2. when is the actual earmark date. for paticipating date of April 2026, the earmark date is by 31 May, so which date exactly it will get earmark.

I forgot already... can i participate this earmarked promo with UOB One now then participate the next earmarked promotion with stash?

If can, mean i need to empty my stash account now le...

Thanks.

 

[rob1977]

I forgot already... can i participate this earmarked promo with UOB One now then participate the next earmarked promotion with stash?

If can, mean i need to empty my stash account now le...

Thanks.

can loh. the promo till end of june mah

 

[rob1977]

I forgot already... can i participate this earmarked promo with UOB One now then participate the next earmarked promotion with stash?

If can, mean i need to empty my stash account now le...

Thanks.

https://www.uob.com.sg/web-resource.../promotions/save/stack-your-cash-cmpg-tnc.pdf

 

[Sambuca78]

can loh. the promo till end of june mah

Thanks i meant participate in 2 earmarked promotion with 2 different accounts.

 

[chaiscool]

I don't think it matters whether the receiving account is seldom used or not.

mine was blocked despite the receiving account being regularly used.

Oh then don't know why moi ocbc never kena block but cimb one did.

Thanks i meant participate in 2 earmarked promotion with 2 different accounts.

Iirc can even use more than 2 accounts if you have more uob accounts.

 

[ericcsn]

Repeating post to share here :

Computed bonus interest for the first $150k principal amount (average daily balance),
and meet $500 card spend & $1.6k salary :

From 1st Dec 2025 onwards

28 days in the month = $212.87 (verified for February)
29 days in the month = $220.47 (not yet verify)
30 days in the month = $228.08 (verified for April)
31 days in the month = $235.68 (verified for December, January, March)

For those who has no salary credit to UOB one account, but still satisfy $500 credit card spend and 3 GIRO deductions in a calendar month, the bonus interest are as such :

28 days in a month : $129.45
30 days in a month : $138.69
31 days in a month : $143.32

Disclaimer : actual amounts may differ by a few cents due to rounding off, pls refer to bank for eventual amounts .....

Old bonus interest. pls see
https://forums.hardwarezone.com.sg/threads/uob-one-account.5037662/post-157941641

interest paid.
$235.68

(this is from 1.9% less the prevailing interest of 0.05% ie ((1.9-0.05)/100*150k*31/365) = $235.68)
https://forums.hardwarezone.com.sg/threads/uob-one-account.5037662/post-158840151

 

[chaiscool]

Earmark promo can withdraw balance? Say june mab is 1k so transfer in a fresh deposit 100k for promotion, after earmark the 100k can withdraw the $1k?

 

[sglandscape]

https://www.uob.com.sg/web-resource.../promotions/save/stack-your-cash-cmpg-tnc.pdf

Assuming 1.9% for UOB One + this would be 2.7%, not bad yield but need to keep it for 7 months which seems to be rather long.

The dbs casa a bit better can at least spread it out a bit, some at 1.5%, then some at 1.5% + Multiplier don't have to lock in 150k one shot.

 

[vsvs24]

Assuming 1.9% for UOB One + this would be 2.7%, not bad yield but need to keep it for 7 months which seems to be rather long.

The dbs casa a bit better can at least spread it out a bit, some at 1.5%, then some at 1.5% + Multiplier don't have to lock in 150k one shot.

How did you get 2.7% ?

If place in June, release only in Jan 2027 to get $700. Will have to hold till end Jan 2027 to get full interest for UOB One for Jan.

 

[sglandscape]

How did you get 2.7% ?

If place in June, release only in Jan 2027 to get $700. Will have to hold till end Jan 2027 to get full interest for UOB One for Jan.

You place end June, 7 months until Jan 2027 before release. 700 for 150k is 0.8%.

 

[Jun666]

this month IRAS GIRO deduct on Monday right?

 

[ericcsn]

this month IRAS GIRO deduct on Monday right?

Yes 6th working day after 5pm

 

[Baymax12]

For this UOB Stack cash promo is it ok to move funds into UOB One account towards month end like 29/6 or 30/6? Anybody tried?

 

[CaptainWu]

For this UOB Stack cash promo is it ok to move funds into UOB One account towards month end like 29/6 or 30/6? Anybody tried?

That should be okay according to T&C, I moved in by end May and waiting for fund to be embarked and with cash credit end June.

 

[Baymax12]

Ok noted thank you!

 

[Sambuca78]

Has anyone monies earmarked for this month yet?

 

[jseyong]

Has anyone monies earmarked for this month yet?

Not yet, but probably soon as previous month was earmarked on the 18th.

 

[world weary]

Still not earmarked on my end also~

 

[Nanonited]

Anyone got the tax rebate bonus credited yet?