UOB ONE Account

[Happygirlzz]

After CPF decution and chinese/malay/indian association deduction.

aiya.. like that i cannot qualify for this liao... cuz mine is basic 1.4k gross before cpf, which is about 1.1k after cpf deduction...and if i work OT OT OT, then still have chance hit 2k gross. hahha ok i understand le..thanks

 

[Happygirlzz]

Same happened to me. Did not get the interest

huh?? why not? u got spend and meet the requirements mahh?

 

[xXxJavierxXx]

Thank you UOB for the interest!

 

[chiokcc]

Bonus interest is in for One acct!

 

[Gamma~]

Just curious, anyone received lesser One Bonus Interest credited on 02 Mar 2016 (that is meant for Feb)? It's $6.53 lesser for me. Not a big deal but just don't understand how the calculation works. Account balance is the same, salary crediting also happening and monthly One Card expenses is at least $500. Is it because Feb has only 29 days?

 

[chiokcc]

UOB one account monthly bonus interest calculation if you meet both criteria and has at least $50k :

((1.5*10000)+(2.0*20000)+(3.33*20000)-(0.05*50000))/100*[no of days in the month]/365

or simply

$(3.263*[no of days in the month])

Eg. Jan got 31 days, so it is $101.15

29 days = $94.63

 

[SBC]

$101.xx for me from UOB1.

Looking forward to OCBC 360.

 

[Gamma~]

29 days = $94.63

Thanks, so my guess is correct after all haha

But why do we need to deduct 0.05% from the bonus interest? And from their site, it says One Account Interest (yearly) is $1216 based on $50k balance and other criteria met. It's not $1216/365 = $3.33/day?

 

[chiokcc]

Thanks, so my guess is correct after all haha

But why do we need to deduct 0.05% from the bonus interest? And from their site, it says One Account Interest (yearly) is $1216 based on $50k balance and other criteria met. It's not $1216/365 = $3.33/day?

0.05% would have been deposited on the last day of the month, so need to deduct to get the exact 'bonus' component

 

[spiritGate]

Only got 16 dollar from uob.. Hahaha

Sent from sent from gagt using GAGT

 

[chiokcc]

0.05% would have been deposited on the last day of the month, so need to deduct to get the exact 'bonus' component

Also, the last day of the month interest credited also includes the 0.05% on any amount above $50k.

 

[tiny]

Anyone tried to do GIRO $1 transfer from UOB ONE to other bank savings accounts? Does that count as meeting the 3 GIRO criteria?

 

[Trazora]

Anyone tried to do GIRO $1 transfer from UOB ONE to other bank savings accounts? Does that count as meeting the 3 GIRO criteria?

If I remember correctly from earlier posts, GIRO will not occur for bill <$20

 

[flyboy]

Anyone tried to do GIRO $1 transfer from UOB ONE to other bank savings accounts? Does that count as meeting the 3 GIRO criteria?

the 3 GIRO requirements must be BILL right? Giro funds transfer not counted.

 

[more3cm]

If I remember correctly from earlier posts, GIRO will not occur for bill <$20

Not really... I ever had a $1 giro to M1 before.

 

[dork32]

i got giro for 7.94 for my saf aviva insurance. counted as 1 giro

 

[tiny]

i got giro for 7.94 for my saf aviva insurance. counted as 1 giro

Thanks dork32. I forgot all about Aviva SAF.

1) Charity donation Giro
2) Income tax monthly Giro
3) Aviva SAF Giro.

Set!

 

[Trazora]

Not really... I ever had a $1 giro to M1 before.

Oic. Probably there is a min for paying of credit card bill

 

[linoleum33]

link

am I able to link my UOB one card to my ATM?

currently my ATM is with UOB Direct

 

[Nature_call]

am I able to link my UOB one card to my ATM?

currently my ATM is with UOB Direct

yes possible, i done it before. queue up and do at bank branch.