UOB ONE Account

[assiak71]

No... The statement is for 1 Jan to 31 Jan. It showed you the transactions and eligible spend for Jan. Only the bonus interest (credited in Jan statement) is due to what you have earned for Dec period. If you don't believe you can login to your internet banking and take a look at your own statement. It said Jan Statement.

Its all for dec. Need 1 more month to see jan and i suspect a few of us are going to see $0 while in dec it was $500

 

[assiak71]

Anyone has the full old tnc for 40.12 on pg 24?

 

[madtari]

sorry for the misinformation then! their statement is really damm confusing!

Both the bonus interest and total card eligible spend in Jan statement are referring to Dec. I know, it is confusing.

Its all for dec. Need 1 more month to see jan and i suspect a few of us are going to see $0 while in dec it was $500

 

[madtari]

This one I am very sure... cos when the OEM supplier themselves market their plans, they got promotion tie-up with UOB & OCBC. If you pay using their card, you can get rebate from OEM as well as rebates from the credit card!

anyone can confirm paying to the OEM retailers qualify for the min spend? I called up and the CSO was unsure also, basket

 

[vddgnd]

Anyone has the full old tnc for 40.12 on pg 24?

40.12
“Retail transactions” refers to local and foreign retail transactions and recurring bill payment but excludes the following:
(a) previous months’ outstanding;
(b) cash advances, balance transfers, fund transfers and fund withdrawals;
(c) instalment loans, monthly instalment under instalment payment plans or SmartPay;
(d) transactions arising from the use of your UOB credit card or UOB debit card for ATM transactions, NETS transactions, bill payments at AXS machines, SAM machines and NETS machines;
(e) fees, interests, late payment charges and other financial charges imposed by UOB;
(f) payment of funds to any prepaid accounts, including but not limited to top-ups on any stored value facility, EZ Link card transactions and other transit link transactions;
(g) unposted, voided, cancelled, disputed and/or reversed transactions within the calendar month for any reason. We reserve the right to debit the amount of Bonus Interest credited from any of your Accounts if the adjustments arising from such unposted, voided, cancelled, disputed and/or reversed transactions have not been made within the relevant month; and
(h) any other transactions we may exclude from time to time without prior notice.

 

[Cumzilla]

This one I am very sure... cos when the OEM supplier themselves market their plans, they got promotion tie-up with UOB & OCBC. If you pay using their card, you can get rebate from OEM as well as rebates from the credit card!

what about those retailers still using SP services bill? I don't think the bank so eng go and filter out bill for electricity from the retailer and gas/water from SP group.

 

[Trazora]

what about those retailers still using SP services bill? I don't think the bank so eng go and filter out bill for electricity from the retailer and gas/water from SP group.

Sp services also counted for rebate and bonus interest

 

[Cumzilla]

Sp services also counted for rebate and bonus interest

i dont think so, it falls under govt services.

 

[NTTDoCoMo]

i dont think so, it falls under govt services.

UOB is standardizing the UOB One Account Exclusion with UOB Credit Card Exclusion.

SP Services MCC Code is 4900 and it is consider as Electric, Gas, Sanitary and Water Utilities.

It is not excluded.

 

[Cumzilla]

UOB is standardizing the UOB One Account Exclusion with UOB Credit Card Exclusion.

SP Services MCC Code is 4900 and it is consider as Electric, Gas, Sanitary and Water Utilities.

It is not excluded.

so it is not very clear if OEM retailers are excluded if you choose to use UOB One card for their bill payment

 

[NTTDoCoMo]

so it is not very clear if OEM retailers are excluded if you choose to use UOB One card for their bill payment

You can pay one time.
Once it is posted, call in to check the with the CSO for the MCC Code and whether it is excluded.

There is no need to wait for statement to check MCC Code

 

[Cumzilla]

You can pay one time.
Once it is posted, call in to check the with the CSO for the MCC Code and whether it is excluded.

There is no need to wait for statement to check MCC Code.

applied recurring payment not yet bill, will terminate if it doesnt qualify, already removed town council charges

 

[NTTDoCoMo]

applied recurring payment not yet bill, will terminate if it doesnt qualify, already removed town council charges

Town Council confirmed is not eligible.

Once it is shown in the unposted statement, call in to check with the CSO. If not eligible, still have time to make up the difference.

 

[oceanicmanta]

i dont think so, it falls under govt services.

Unless something has changed recently, SP Services was not previously excluded

IIRC, the Govt services exclusion was introduced in Dec 2017 for CC rebate and I was still getting rebate in Jan 2018 for SP Services

 

[Trazora]

i dont think so, it falls under govt services.

What makes you think SP is excluded? People have been getting rebate and bonus interest for it even after government services are added to the exclusions

 

[Cumzilla]

What makes you think SP is excluded? People have been getting rebate and bonus interest for it even after government services are added to the exclusions

all along i thought it is excluded after they started to exclude govt services, did not charge that to my card previously so was unsure myself, since all have been getting the rebate still, i was wrong about that then..

 

[madtari]

For those who falls under SP billing, u can pay using credit card... but SP only allows recurring payments using dbs/posb credit cards. To use other cards, u need to pay manually over the CS counter.

And for the record, Singapore Power has been fully privatised... it's not under govt services. Only PUB remained under govt.

what about those retailers still using SP services bill? I don't think the bank so eng go and filter out bill for electricity from the retailer and gas/water from SP group.

 

[madtari]

Can I check which card r u using for paying of SP Services? Can setup recurring payment or u need to pay over e counter every mth? From my understanding only dbs/posb cards r allowed for recurring payment.

Unless something has changed recently, SP Services was not previously excluded

IIRC, the Govt services exclusion was introduced in Dec 2017 for CC rebate and I was still getting rebate in Jan 2018 for SP Services

 

[assiak71]

Can cardup pay sp services? I guess thats one way to pay for sp services using uob one cc for those who find it inconvenient to travel to sp counter. Please correct me if wrong

 

[oceanicmanta]

Can I check which card r u using for paying of SP Services? Can setup recurring payment or u need to pay over e counter every mth? From my understanding only dbs/posb cards r allowed for recurring payment.

all along use UOB One, pay at SP counter at Toa Payoh