UOB ONE Account

[yiwei]

A concise summary of the various savings account rates in the market now:


https://therantingpanda.com/2020/06...020-get-the-highest-interest-on-your-savings/

I also think DBS Multiplier is very competitive now after multiple adjustments from the other banks.
Also BOC bank should be 2.75%, the writer forget to add the base interest of 0.4%.

 

[Trazora]

I also think DBS Multiplier is very competitive now after multiple adjustments from the other banks.
Also BOC bank should be 2.75%, the writer forget to add the base interest of 0.4%.

The writer assumed $500 spend and salary $2000 in the table

 

[IcYFl4mEz]

Missed out on the additional interest as one of my giro failed to go through last month. Anyone here with similar experience tried to appeal by making it up in some other ways? successful? I've seen people here saying that the CSO allowed them to make it up by spending more the following month when they missed the minimum spend by a little bit.

I missed one of the Giro because of waiver of annual fee.
outstanding balance 100+ , they waive my annual fee refunded $196.
thus giro is not activated as they take the annual fee refund as a "payment".
then my outstanding balance B/F to next month. WTF man
pending appeal outcome.

 

[cervelo1]

Seems like a good deal... gonna consider uob

 

[path_of_rainbow]

Is PayPal transaction counted as eligible spending for the bonus interest ?

 

[maumu]

Is PayPal transaction counted as eligible spending for the bonus interest ?

not all are eligible. some aren't.

see 5.1(h): https://www.google.com.sg/url?sa=t&...full_tnc.pdf&usg=AOvVaw2PFfwAyL8hs50faP_fZKfG

 

[Trazora]

not all are eligible. some aren't.

see 5.1(h): https://www.google.com.sg/url?sa=t&...full_tnc.pdf&usg=AOvVaw2PFfwAyL8hs50faP_fZKfG

Depends on MCC also

 

[eDisFieD]

Routinely, I will have 3 x GIRO and spend a min. of $500 on UOB One card. However, I just received my credit card bill and realised I miss to hit the min. $500 for the month of May by $3.

How come I'm still receiving interests earlier this month June?

 

[yiwei]

Routinely, I will have 3 x GIRO and spend a min. of $500 on UOB One card. However, I just received my credit card bill and realised I miss to hit the min. $500 for the month of May by $3.

How come I'm still receiving interests earlier this month June?

Think bill balance less than $500 is due to ONE card rebate?

 

[eDisFieD]

Think bill balance less than $500 is due to ONE card rebate?

Nope. Initially, I thought likewise, but there wasn't any rebate after going through.

 

[Trazora]

Nope. Initially, I thought likewise, but there wasn't any rebate after going through.

Not sure what u meant by going through. Btw rebate is by statement month awarded once after a quarter, interest by calendar month

 

[dynlim]

Interest is based on calendar month.

Routinely, I will have 3 x GIRO and spend a min. of $500 on UOB One card. However, I just received my credit card bill and realised I miss to hit the min. $500 for the month of May by $3.

How come I'm still receiving interests earlier this month June?

 

[eDisFieD]

Not sure what u meant by going through. Btw rebate is by statement month awarded once after a quarter, interest by calendar month

What I meant was going through all the transactions in my CC bill statement, no rebates. The pure spending alone doesn't hit $500

 

[eDisFieD]

Interest is based on calendar month.

I suppose the bank interest I earned on the 2nd June is for the month of May.
Which based on my transactions in my credit card (from 1st - 31st May) didn't hit $500.

So I'm just curious how the system works.

 

[Henabi]

I suppose the bank interest I earned on the 2nd June is for the month of May.
Which based on my transactions in my credit card (from 1st - 31st May) didn't hit $500.

So I'm just curious how the system works.

When I first switched to uob one... The monthly interest is very low

But from 2nd month onward, it's very stable...

Sent from Henabi virus using GAGT

 

[yiwei]

I suppose the bank interest I earned on the 2nd June is for the month of May.
Which based on my transactions in my credit card (from 1st - 31st May) didn't hit $500.

So I'm just curious how the system works.

By posting date?

 

[vsvs24]

Today suddenly could not use UOB Mighty app. Error says critical threats found Root/Jailbreak.

But did not do anything to my phone. App working fine all along until today.

Anyone encounter this or have a solution ? Android phone.

 

[Utonian]

Today suddenly could not use UOB Mighty app. Error says critical threats found Root/Jailbreak.

But did not do anything to my phone. App working fine all along until today.

Anyone encounter this or have a solution ? Android phone.

just tried, able to login uob mighty app.

using andriod phone
app version 11.2.0

 

[vsvs24]

just tried, able to login uob mighty app.

using andriod phone
app version 11.2.0

Same version.

 

[kkcheng77]

Today suddenly could not use UOB Mighty app. Error says critical threats found Root/Jailbreak.

But did not do anything to my phone. App working fine all along until today.

Anyone encounter this or have a solution ? Android phone.

happened to me too. I reboot my phone, and the app asked me to re-authenticate virtual token. was able to log in after 10mins wait .