UOB ONE Account

[JetStorm]

Any suggestion?

As a general spending card 3.33% I think is ok especially if you are consistent in your general spending.

My general spending also geared towards those extra cash back items like shoppee/macdonalds/utilities/simply go so I also nv really find an alternative card to switch to since it helps to clock my spending for my UOB one account requirement as well.

If you know your specific catergories of spend and breakdown pls share here so we can suggest an alternative card.

 

[xRenol]

Any suggestion?

You can consider OCBC if you have 360 Account.

 

[Euqorab]

UOB Festive Savings Promotion

https://forms.uob.com.sg/personal/save/savings-festival.html


Make the festive season even more rewarding! Grow your balances and earn more cash by topping up your UOB account.

Here’s how you can get up to S$800 cash (Existing-to-UOB Deposits customers) or up to S$1,000 cash (New-to-UOB Deposits customers)*:

Step 1: Register your participation by 31 December 2026

Step 2: Deposit a minimum of S$20,000 in new funds1 into your UOB One Account, UOB Stash Account, UOB Lady’s Savings Account or UOB Passbook Savings account. The new funds deposited will be earmarked and cannot be withdrawn for a period of approximately 7 months^.

• Top up S$20,000 new funds to get S$80 cash.
• Top up S$50,000 new funds to get S$230 cash
• Top up S$100,000 new funds to get S$500 cash. (New-to-UOB Deposits customers get S$600 cash).
• Top up S$150,000 new funds to get S$800 cash. (New-to-UOB Deposits customers get S$1,000 cash).

*UOB Festive Savings Promotion ends 31 December 2026 and is only open to Personal Banking, Wealth Banking and Privilege Banking segment customers. Subject to qualifying criteria. T&Cs apply.

 

[Euqorab]

UOB Festive Savings Promotion

https://forms.uob.com.sg/personal/save/savings-festival.html


Make the festive season even more rewarding! Grow your balances and earn more cash by topping up your UOB account.

Here’s how you can get up to S$800 cash (Existing-to-UOB Deposits customers) or up to S$1,000 cash (New-to-UOB Deposits customers)*:

Step 1: Register your participation by 31 December 2026

Step 2: Deposit a minimum of S$20,000 in new funds1 into your UOB One Account, UOB Stash Account, UOB Lady’s Savings Account or UOB Passbook Savings account. The new funds deposited will be earmarked and cannot be withdrawn for a period of approximately 7 months^.

• Top up S$20,000 new funds to get S$80 cash.
• Top up S$50,000 new funds to get S$230 cash
• Top up S$100,000 new funds to get S$500 cash. (New-to-UOB Deposits customers get S$600 cash).
• Top up S$150,000 new funds to get S$800 cash. (New-to-UOB Deposits customers get S$1,000 cash).

*UOB Festive Savings Promotion ends 31 December 2026 and is only open to Personal Banking, Wealth Banking and Privilege Banking segment customers. Subject to qualifying criteria. T&Cs apply.

Earmark until 14 May if sign up in October, June if in November, and July if in December

 

[xRenol]

UOB Festive Savings Promotion

https://forms.uob.com.sg/personal/save/savings-festival.html


Make the festive season even more rewarding! Grow your balances and earn more cash by topping up your UOB account.

Here’s how you can get up to S$800 cash (Existing-to-UOB Deposits customers) or up to S$1,000 cash (New-to-UOB Deposits customers)*:

Step 1: Register your participation by 31 December 2026

Step 2: Deposit a minimum of S$20,000 in new funds1 into your UOB One Account, UOB Stash Account, UOB Lady’s Savings Account or UOB Passbook Savings account. The new funds deposited will be earmarked and cannot be withdrawn for a period of approximately 7 months^.

• Top up S$20,000 new funds to get S$80 cash.
• Top up S$50,000 new funds to get S$230 cash
• Top up S$100,000 new funds to get S$500 cash. (New-to-UOB Deposits customers get S$600 cash).
• Top up S$150,000 new funds to get S$800 cash. (New-to-UOB Deposits customers get S$1,000 cash).

*UOB Festive Savings Promotion ends 31 December 2026 and is only open to Personal Banking, Wealth Banking and Privilege Banking segment customers. Subject to qualifying criteria. T&Cs apply.

The interest rates based on the cash are as follows:

• Top up S$20,000 new funds to get S$80 cash. - ~0.685% p.a.
• Top up S$50,000 new funds to get S$230 cash. - ~0.789% p.a.
• Top up S$100,000 new funds to get S$500 cash. - ~0.857% p.a.
• Top up S$150,000 new funds to get S$800 cash. - ~0.914% p.a.

 

[neanea]

The interest rates based on the cash are as follows:

• Top up S$20,000 new funds to get S$80 cash. - ~0.685% p.a.
• Top up S$50,000 new funds to get S$230 cash. - ~0.789% p.a.
• Top up S$100,000 new funds to get S$500 cash. - ~0.857% p.a.
• Top up S$150,000 new funds to get S$800 cash. - ~0.914% p.a.

Trying to scam?

 

[Euqorab]

The interest rates based on the cash are as follows:

• Top up S$20,000 new funds to get S$80 cash. - ~0.685% p.a.
• Top up S$50,000 new funds to get S$230 cash. - ~0.789% p.a.
• Top up S$100,000 new funds to get S$500 cash. - ~0.857% p.a.
• Top up S$150,000 new funds to get S$800 cash. - ~0.914% p.a.

Thanks! Didn’t have time to work out the yield, but gut feel is not that high that why the

 

[CaptainWu]

The interest rates based on the cash are as follows:

• Top up S$20,000 new funds to get S$80 cash. - ~0.685% p.a.
• Top up S$50,000 new funds to get S$230 cash. - ~0.789% p.a.
• Top up S$100,000 new funds to get S$500 cash. - ~0.857% p.a.
• Top up S$150,000 new funds to get S$800 cash. - ~0.914% p.a.

I checked previous promotion is around 0.83% and my one with earmarked end by 18 Dec, so unless I withdraw then register the new promotion then move back the fund?

 

[Euqorab]

I checked previous promotion is around 0.83% and my one with earmarked end by 18 Dec, so unless I withdraw then register the new promotion then move back the fund?

You can go for the December tranche… earmark will then release by 14 July 2027

edit: sorry, fresh fund only!

 

[demoforce1]

UOB Festive Savings Promotion

https://forms.uob.com.sg/personal/save/savings-festival.html


Make the festive season even more rewarding! Grow your balances and earn more cash by topping up your UOB account.

Here’s how you can get up to S$800 cash (Existing-to-UOB Deposits customers) or up to S$1,000 cash (New-to-UOB Deposits customers)*:

Step 1: Register your participation by 31 December 2026

Step 2: Deposit a minimum of S$20,000 in new funds1 into your UOB One Account, UOB Stash Account, UOB Lady’s Savings Account or UOB Passbook Savings account. The new funds deposited will be earmarked and cannot be withdrawn for a period of approximately 7 months^.

• Top up S$20,000 new funds to get S$80 cash.
• Top up S$50,000 new funds to get S$230 cash
• Top up S$100,000 new funds to get S$500 cash. (New-to-UOB Deposits customers get S$600 cash).
• Top up S$150,000 new funds to get S$800 cash. (New-to-UOB Deposits customers get S$1,000 cash).

*UOB Festive Savings Promotion ends 31 December 2026 and is only open to Personal Banking, Wealth Banking and Privilege Banking segment customers. Subject to qualifying criteria. T&Cs apply.

your Participating Deposit must result in at least a corresponding increase in your Participating Account’s day-end balance throughout the Promotion Period and Earmark Period when compared against your Participating Account’s Monthly Average Balance for September 2026;

 

[Euqorab]

your Participating Deposit must result in at least a corresponding increase in your Participating Account’s day-end balance throughout the Promotion Period and Earmark Period when compared against your Participating Account’s Monthly Average Balance for September 2026;

Oh ya!!! Sorry fresh find only I pogma myself

I checked previous promotion is around 0.83% and my one with earmarked end by 18 Dec, so unless I withdraw then register the new promotion then move back the fund?

You can go for the December tranche… earmark will then release by 14 July 2027

 

[Sambuca78]

The interest rates based on the cash are as follows:

• Top up S$20,000 new funds to get S$80 cash. - ~0.685% p.a.
• Top up S$50,000 new funds to get S$230 cash. - ~0.789% p.a.
• Top up S$100,000 new funds to get S$500 cash. - ~0.857% p.a.
• Top up S$150,000 new funds to get S$800 cash. - ~0.914% p.a.

With the 1.9% UOB one, total EIR for 150k would be around 2.8%, is that correct?

 

[koolkool]

With the 1.9% UOB one, total EIR for 150k would be around 2.8%, is that correct?

It's around there if you consider just the 7 month. If you are using One account for years, and want to participate this, you need to consider the cost of moving the fund for at least 30 days from One account (lower interest, or if you have giro income tax, you are not getting the cashback for that month），then you have to consider period where you have to move out the fund after the earmark ended for the next quarterly promotion. There will be one month at least you are not getting 2.8%. The EIR is less than 2.8% over 1 year. But I will still do this promo to max interest from UOB One.

 

[demoforce1]

Has anyone received the $50 tax giro?

 

[chiokcc]

Has anyone received the $50 tax giro?

Nope, it seems it has been coming in later in the month ......

 

[iadpotato]

Has anyone received the $50 tax giro?

was about to ask this also.. haven't received my $50 yet as of today..

 

[iadpotato]

In Liao! HUAT AH!

 

[demoforce1]

In Liao! HUAT AH!

same here

 

[Wingst]

The interest rates based on the cash are as follows:

• Top up S$20,000 new funds to get S$80 cash. - ~0.685% p.a.
• Top up S$50,000 new funds to get S$230 cash. - ~0.789% p.a.
• Top up S$100,000 new funds to get S$500 cash. - ~0.857% p.a.
• Top up S$150,000 new funds to get S$800 cash. - ~0.914% p.a.

If interests drop halfway and we want to withdraw, can we request to withdraw and forgo the rewards, like DBS one? Thanks

 

[Baymax12]

If interests drop halfway and we want to withdraw, can we request to withdraw and forgo the rewards, like DBS one? Thanks

Cannot. The amount will be deducted from your UOB One a/c so you cannot withdraw.