UOB one card

[Trazora]

UOB have the highest cash back 5% for all spend.
And just 3 transaction per mth.
So if plan carefully , quite ok to get the 5%.

Well I prefer using multiple cards to get 6 to 10% or more for all my spending (including those excluded by uob one) without having to force spending to $2000.

 

[zoossh]

just curious, the UOB one quarterly max rebate is capped at $200, so isn't it better to have another card that can possibly give $70 per month? Is there something about the UOB one card that I'm missing?

isnt it 300 for those spending 2k x 3 mths?

 

[zoossh]

Well I prefer using multiple cards to get 6 to 10% or more for all my spending (including those excluded by uob one) without having to force spending to $2000.

that's a lot of hard work leh.

let me guess. u r using combi of singpost, dividend and cimb cc?

 

[Allen_C_Sharp]

that's a lot of hard work leh.

let me guess. u r using combi of singpost, dividend and cimb cc?

No, he cancelled dividend, lol..

 

[Trazora]

No, he cancelled dividend, lol..

Not yet cancelled. Not using it for soending but using it for balance transfer lol.

 

[Allen_C_Sharp]

Not yet cancelled. Not using it for soending but using it for balance transfer lol.

Oic, not bad also.

 

[dolphins_rainbow]

One CSO told me to follow statement dates, one told me another way.

CSO 1:
If 1st statement date is 12 April, then my 1st Quarter will be:
~12 April, ~12 May, ~12June.

So meaning if I spent today (7 June 16), should be consider in this quarter right?


CSO 2:
Account opened in March so my 1st Quarter is: Mar, Apr, May.
If I spend today is consider June.
And I should quickly spend now if I want to qualify for June, July, Aug rebates.


It's so confusing, I hope that I can get some enlightenment here. Thanks in advance!




*I can spend anytime cos I got banquet $$ to pay.

CSO 1 is correct. If u spend on 7 june it will be this quarter (June statement). If you spend on 13 June then it will be consider for next quarter (July statement).

 

[midnightpapa]

Banks have seasons too lol. Seems to be a lot of randomness in acceptance/rejection for all banks, not just Uob.

Yup, OCBC can reject my debit card application, yes, debit card.

in the end, used the ATM card with no visa anything one..

 

[midnightpapa]

The cashback earned will be used to offset your jun or later statement till the cashback is used up. It is not out front credited as in other rebate cards.

yup, got it, accurate as you said.

 

[jacques.jiean]

Your qualifying quarter should be stated on your statement.
Anyway I think CSO 2 is more correct.

sry bro, where can i find it on my statement?

 

[Trazora]

sry bro, where can i find it on my statement?

 

[Sausage]

Can I confirm for this One card, you need to spend $500 every month, for 3 months, to get a $30 cashback at the end of it? Isn't this lower than other banks offering 6-7% cashback and also more difficult to achieve?

 

[Trazora]

Can I confirm for this One card, you need to spend $500 every month, for 3 months, to get a $30 cashback at the end of it? Isn't this lower than other banks offering 6-7% cashback and also more difficult to achieve?

But can spend on some things not covered under the categorical spending on other cards.

 

[denial86]

Can I confirm for this One card, you need to spend $500 every month, for 3 months, to get a $30 cashback at the end of it? Isn't this lower than other banks offering 6-7% cashback and also more difficult to achieve?

Is $50 not $30. Unless it changed without my knowing, lol.

This card is good for general users who don't like to have to use separate cards for different types of expenditures like groceries, dining, petrol, retail shopping, online shopping. You can use ONE card for everything muahaha.

 

[Gamma~]

For general spending, this card is actually same as DBS Altitude card yeah? It's just that this comes with cash rebates and the other comes with miles.

 

[Trazora]

For general spending, this card is actually same as DBS Altitude card yeah? It's just that this comes with cash rebates and the other comes with miles.

There are some exclusions on this card not on altitude card eg prepaid (including ezlink, nets flashpay)

 

[Gamma~]

There are some exclusions on this card not on altitude card eg prepaid (including ezlink, nets flashpay)

By exclusions you mean to say that top-ups made for ezlink do not count towards their minimum spending criteria for the respective cashback tier ($50/$100 for $500/$1000)?

 

[cyrenic]

Can I confirm for this One card, you need to spend $500 every month, for 3 months, to get a $30 cashback at the end of it? Isn't this lower than other banks offering 6-7% cashback and also more difficult to achieve?

Less limits on category.

I find it quite hard to spend on single type of item for $500-$700.

 

[Trazora]

By exclusions you mean to say that top-ups made for ezlink do not count towards their minimum spending criteria for the respective cashback tier ($50/$100 for $500/$1000)?

Yes. 10 char

 

[bluewave]

hmmm are ur records ok? i make it a point to pay my 3 other cards from other banks in full every single month. also, they gave me a link to submit my cpf contributions online and i did it the same day.

in fact already received my card and activated them. from applying to receiving my card, it took about 10 to 11 days.

That's very long. They advertised on their website that if you apply online with supporting documents, you will get it within the same day. I thought that was impressive, given that Citibank has on-the-spot approval. But Citibank's offerings are not really as good.

Totally not true! I sent my documents in 2 days ago, but have not gotten any status confirmation. The worse thing is the CSO gave me an incorrect email address. And their was no confirmation that my email was received.

I'm thinking of OCBC 365 but it seems like UOB One Card with the One Account is still better.

Anyone here didn't manage to get their card fee waived even with $500 - $1000K monthly spending and UOB one account?