UOB one card

[maumu]

I've checked with iPayMy, their MCC code for any rentals are MCC 6513 which are under exclusion list in UOB One Card. So I suppose rent is not eligible if you use UOB One Card with iPayMy for rental expenses

not sure about ipaymy but i'm using cardup and rental is included (as advertised).

in fact cardup is getting more 'friendly' with more and more features being accepted as eligible transactions based on their advertisement.

 

[Sethisfy]

not sure about ipaymy but i'm using cardup and rental is included (as advertised).

in fact cardup is getting more 'friendly' with more and more features being accepted as eligible transactions based on their advertisement.

CardUp still on 7399 so should still work

 

[silverbomb]

not sure about ipaymy but i'm using cardup and rental is included (as advertised).

in fact cardup is getting more 'friendly' with more and more features being accepted as eligible transactions based on their advertisemen ultimately it's the MCc

not sure about ipaymy but i'm using cardup and rental is included (as advertised).

in fact cardup is getting more 'friendly' with more and more features being accepted as eligible transactions based on their advertisement.

Ultimately it's the mcc code coming from merchant that will be crucial to determine the cashback eligibility. Diff company diff style. So always be on the feets especially if mcc changes (if any)

 

[taotato]

not sure about ipaymy but i'm using cardup and rental is included (as advertised).

in fact cardup is getting more 'friendly' with more and more features being accepted as eligible transactions based on their advertisement.

CardUp still on 7399 so should still work

Hi, do you use promo code for these rental transactions ? I heard that the MCC code is different if use promo code. Not sure if it's really the case. Thanks

 

[IcYFl4mEz]

Anybody got tally last few month uob one shopee extra 5%, correct?
for my jan-mar statement, uob acknowledged shortfall credit but take 2 months or more didnt "processing"

 

[rootbeer]

Regarding shopee pay, does anyone know if topping up ShopeePay will qualify as the transaction for (original) rebates?

I know it's not qualified for the extra 5% Marketplace rebate.

 

[maumu]

Anybody got tally last few month uob one shopee extra 5%, correct?
for my jan-mar statement, uob acknowledged shortfall credit but take 2 months or more didnt "processing"

it's a known issue (at least in this forum). i got mine rectified after one month of calling and writing emails.

will have another chance to see if they have rectified at their source when my next additional rebates are credited end of this month (for Feb - Apr).

 

[nintendog]

I've checked with iPayMy, their MCC code for any rentals are MCC 6513 which are under exclusion list in UOB One Card. So I suppose rent is not eligible if you use UOB One Card with iPayMy for rental expenses

Got the cash back with ipaymy rental until last cycle so far

 

[Trazora]

Got the cash back with ipaymy rental until last cycle so far

I suppose u did not use rental promo code

 

[nintendog]

I suppose u did not use rental promo code

no
Is there any promo code? I just selected rental and the rate was automatically reduced to 1.x%

 

[maumu]

i got a feeling that the claim about not being eligible for rebate / different MCC if using promo code is probably half-truth. so far I've been using cardup promo codes since late last year when they release one code after another.. and after applying all those codes to reduce the admin fees, the transactions were still eligible for rebate.

at least that's my experience with cardup so far.

 

[silverbomb]

i got a feeling that the claim about not being eligible for rebate / different MCC if using promo code is probably half-truth. so far I've been using cardup promo codes since late last year when they release one code after another.. and after applying all those codes to reduce the admin fees, the transactions were still eligible for rebate.

at least that's my experience with cardup so far.

I can say the MCC issue I observed is more of ppl paying rent. All other payments are ok. Only rental payments need to be careful. I don't pay rent so I cannot give my advice.

 

[maumu]

I can say the MCC issue I observed is more of ppl paying rent. All other payments are ok. Only rental payments need to be careful. I don't pay rent so I cannot give my advice.

Hmm. I just think it doesn't make sense for them (cardup or ipaymy) to promote the use of promo codes at the expense of the entire transaction not being eligible for the card rebate with the bank.

the basic purpose of using cardup/ipaymy is to let them charge the bank using a MCC which is eligible for the card holder's cashback/rebate. so if the basic purpose is not met, I wonder what's the point (of using cardup/ipaymy) in the first place...

 

[silverbomb]

Hmm. I just think it doesn't make sense for them (cardup or ipaymy) to promote the use of promo codes at the expense of the entire transaction not being eligible for the card rebate with the bank.

the basic purpose of using cardup/ipaymy is to let them charge the bank using a MCC which is eligible for the card holder's cashback/rebate. so if the basic purpose is not met, I wonder what's the point (of using cardup/ipaymy) in the first place...

We dunno what's going on behind the scenes. They may have some agreements with banks for rental cannot earn miles/rebates on the basis that users enjoying a smaller fee. But this defeats the purpose as I can't visualise someone paying a fee to use their service and not reaping any rewards. It's a strange thing. Someone interested may want to drop both their CS a email and ask if this affects your rental payments.

 

[fone]

Hmm. I just think it doesn't make sense for them (cardup or ipaymy) to promote the use of promo codes at the expense of the entire transaction not being eligible for the card rebate with the bank.

It depends. At least for business account, I do have a representative who claims that with (business) promo codes, I'm not eligible for credit card points. MCC was still the same as before (6513 for rent and 7399 for others), and my points coming in proved otherwise.

 

[Asure7]

Hmm now can link credit card to google pay...
So if use google pay to charge to credit card, does it still count towards the rebates?
I reckon statement will put merchant as “Google Pay” instead?

 

[Trazora]

Hmm now can link credit card to google pay...
So if use google pay to charge to credit card, does it still count towards the rebates?
I reckon statement will put merchant as “Google Pay” instead?

googlepay is just a medium of paying, no change to the merchant or merchant category code if pay via googlepay.

 

[swathe]

If I hit $500 in a single transaction, can the remaining 4 be amount of $0.10 from the same merchant?

thinking of paying my telco bill 4 times

 

[Trazora]

If I hit $500 in a single transaction, can the remaining 4 be amount of $0.10 from the same merchant?

thinking of paying my telco bill 4 times

can. but your telco can pay $0.10?

 

[Asure7]

googlepay is just a medium of paying, no change to the merchant or merchant category code if pay via googlepay.

thanks for clarification!

wonder if can use credit card thru googlepay, if the shop don't accept CC but can use googlepay QR... will give it a try