UOB one card

[Mickey01]

sorry i hijack a bit.. my uob Feb statement under Payment Summary "Total Amount Due" is SGD 5k but "Minimum Payment Due" is SGD 0.00 and "Payment Due Date" is 05 MAR 2019. At the end of the statement there is this line "THIS MONTH, YOU CAN CHOOSE A PAYMENT HOLIDAY WITH NO MINIMUM PAYMENT. PREVAILING INTEREST CHARGES APPLY." Anyone else got this? Really so good?

you already highlighted the last sentence in capital letters They charge you interest for not paying the outstanding lor. As to what the interest rate is, check the T&Cs.

 

[atanbh91]

you already highlighted the last sentence in capital letters They charge you interest for not paying the outstanding lor. As to what the interest rate is, check the T&Cs.

Not good lah, cos prevailing interest charges apply.

I always pay my credit card bill in full so there is no previous outstanding and I've never tio interest before. This time got "payment holiday" so I'm wondering if I should let it roll over to next month so that my bank acct average daily balance will be higher for a few more weeks.

 

[Trazora]

I always pay my credit card bill in full so there is no previous outstanding and I've never tio interest before. This time got "payment holiday" so I'm wondering if I should let it roll over to next month so that my bank acct average daily balance will be higher for a few more weeks.

So you got our point? Dun get tricked! You incur credit card interest 25.9%, but get only bank acct interest about 3%, lose big time if dun pay in full

 

[MaoZeDuo]

Hi, planning to sign up uob one. The quarterly rebate needs to be clock at jan-mar, apr-jun, jul-sep, oct-dec? Or the quarter count starts when from the date we received the card?

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[wolfenlim]

Hi does anyone know whether youtrip topups qualify for cash back?

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[Trazora]

Hi, planning to sign up uob one. The quarterly rebate needs to be clock at jan-mar, apr-jun, jul-sep, oct-dec? Or the quarter count starts when from the date we received the card?

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1st month is the month of card approval. Then you may like to call in to change statement date to end of month when u received card.

 

[Trazora]

Hi does anyone know whether youtrip topups qualify for cash back?

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Not counted.

 

[MaoZeDuo]

1st month is the month of card approval. Then you may like to call in to change statement date to end of month when u received card.

Thanks again

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[kenplicity]

Hi all, is recurring Giro deduction for SP and m1 and town council consider qualifying spending for hitting the $500? Thanks in advance.

 

[Trazora]

Hi all, is recurring Giro deduction for SP and m1 and town council consider qualifying spending for hitting the $500? Thanks in advance.

SP cannot pay via Giro using this card, dbs/posb card only.
M1 count to $500 for rebate and $500 for bonus interest.
Town council excluded under govt. service, so not counted.

 

[Freyya]

Hello, can I check if anyone have tried to top-up their grabpay, if it is counted towards the card's minimum spending? Quite confused regarding the current Grab promotion as they are giving 5% cashback. Thanks

 

[kenplicity]

SP cannot pay via Giro using this card, dbs/posb card only.
M1 count to $500 for rebate and $500 for bonus interest.
Town council excluded under govt. service, so not counted.

If fill up paper form ok, SP app only accept dbs/posb

 

[laladuck]

shld be able to appeal, especially if it's your first .. in the past, UOB asked me to spend additional in the following month to make up the shortfall

Hi, did you get the full rebate for the appeal?

My card is new and I managed to appeal for the pro-rated rebate for my 1st qtr, but they only awarded me with 1/3 of the rebate. I was expecting 2/3 of the rebate
1st month - not qualified
2nd month - qualified
3rd month - less than 5 transactions, charged more than $500 to the card

 

[oceanicmanta]

Hi, did you get the full rebate for the appeal?

My card is new and I managed to appeal for the pro-rated rebate for my 1st qtr, but they only awarded me with 1/3 of the rebate. I was expecting 2/3 of the rebate
1st month - not qualified
2nd month - qualified
3rd month - less than 5 transactions, charged more than $500 to the card

how much CC rebate did u get ? $16.7 ?

u shld ask again, specifically appealing to get 2/3 ..

i got full rebate & bonus interest after appealing ... my situation slightly different - missed some criteria for only 1 of the months, but not first 3 months ...

 

[Danger21]

Anyone know caroupay eligible for rebates?

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[laladuck]

how much CC rebate did u get ? $16.7 ?

u shld ask again, specifically appealing to get 2/3 ..

i got full rebate & bonus interest after appealing ... my situation slightly different - missed some criteria for only 1 of the months, but not first 3 months ...

Thanks! I should be getting $16.67 for the 2nd (qualified) month, and another $16.67 for the
3rd (appealed) month.

Have requested for a call back from the CSO who has handled my request.

 

[petertan85]

Can check if monthly semb corp electricity billed charged to uob one card is entitled to rebates ?

 

[kenplicity]

Hi, asking, how do you all hit the $500 monthly for eligible spending? Can share? As there are better cash back card for online, I mostly charge my online on others card, trying to hit 500 on this one card. Thanka.

 

[felsor]

Hi, asking, how do you all hit the $500 monthly for eligible spending? Can share? As there are better cash back card for online, I mostly charge my online on others card, trying to hit 500 on this one card. Thanka.

monthly insurance premiums, utilities bill (new companies), singtel dash (if you need to make up a little to hit min spending, top up $10 etc)

 

[Freyya]

Hello, can I check if anyone have tried to top-up their grabpay, if it is counted towards the card's minimum spending? Quite confused regarding the current Grab promotion as they are giving 5% cashback. Thanks

Just to update, UOB CSO told me that grabpay will be part of minimum spending. I shall try this month and see if it’s true