“Card Transactions” means the transactions successfully charged to the Card Account by the Principal and
Supplementary Cardmembers AND posted on the Bank’s systems, but excludes the Exclusions.
“Exclusions” refers to the Card Transactions described under Clause 5 below.
5.1 The following Card Transactions (collectively referred to as the “Exclusions”) do not qualify to earn any
Quarterly Cash Rebates or Base Cash Rebates. The Bank reserves the right to amend the list set out below
from time to time without any prior notice or giving any reason or being liable to any party.:--
(a) any cash advances;
(b) any late payment charges or interest charges on any Card;
(c) any fees payable to the Bank (or any other third party) for transfer of any debit balance on any
other credit card to a Card;
(d) any other interest, fees and charges (including without limitation, cash advance, annual or monthly
fees or charges) imposed by the Bank from time to time;
(e) balance and/or funds transfers to or from the Card Account;
(f) any credit card transaction that was subsequently cancelled, voided or reversed for any reason;
any other transactions as may be prescribed by the Bank;
(g) any payments made to government institutions and services (for example, court costs, fines, bail
and bond payments, tax payment, postal services, intra-government purchases and any other
government services not classified here)
(h) any payment made to charitable/religious organizations;
(i) monthly instalments under 0% Instalment Payment Plan and SmartPay;
(j) any payment made on gambling or trading platforms (including but not limited to websites for
trading of shares, foreign currency and cryptocurrency)
(k) any payment of funds to any prepaid accounts including without limitation,:-
(i) top-ups made for any pre-paid card;
(ii) payment of funds to any prepaid accounts;
(l) any transactions made with the following transaction descriptions:
• AXS* • PAYPAL * OANDAASIAPA
• CITYINDEX* • PAYPAL * CAPITALROYA
• EZ LINK* • PLUS500
• EZ-LINK* • PLUS500UK LIMITED
• EZLINK* • Saxo Cap Mkts Pts Ltd
• EZLINKS* • SKR*PLUS500CY LTD
• FLASHPAY* • SKR*SKRILL.COM
• NETSFLASHPAY* • TRANSIT*
• MB * MONEYBOOKERS.COM • TRANSIT LINK*
• OANDA ASIA PAC • TRANSITLINK*
• OANDAASIAPA • WWW.IGMARKETS.COM.SG
• PAYPAL* PLUS500 • WWW.MYEZLINK.COM.SG
• PAYPAL* PLUS500.COM • WWW.PLUS500.CO.UK
• PAYPAL * BIZCONSULTA