All,
Newbie here. I just opened my UOB one account by middle of this month. I have also OCBC360 account where I typically credit my salary.
Am I correct to say that all the 3 GIRO that I am setting up (UOB CC, OCBC CC GIRO, IRAS tax) wouldn't be deducting/debiting anything by this December month? I think so as i expect those GIRO deductions to happen in January onward,but please correct me if I am wrong.
If correct, i plan to keep my salary crediting in OCBC as I earn 1.6%/12 on 70k there on December, vs 0.94%/12 on 75k in UOB account. I will still be earning 1.5% on 75k from UOB one as long as I meet 500 minimal CC spending.
What do you all think? Any advise on whether there is a way for me to setup fast GIRO that will deduct by this December month so that I can gain extra 0.94%/12 interest this December.
Any advise from all the GURUs here are much appreciated
