UOB one card

[maumu]

At least 2k per mth for the past 1 year and paid up on time every mth through auto GIRO deduction. Not sure is it because I haven't paid my outstanding bills for the current statement.

I also haven't paid my May statement.. using GIRO also. guess it's best you talk to a CSO. good luck!

 

[LIN_JOEL]

Was yours recently? It only mention will call back.

DO u have any installment plan ongoing?

Last year I'm stuck with 0% IPP and waiver was rejected although it's my salary credit bank , can't recall my spending for the year.
When the CSO called, I told him I wish to terminate my card and his replies was firm and I was given 2 options.
1. Settle the balance IPP of $200 to $300 with $150 early repayment fees.
2. Apply for loan and they will assist to submit my waiver for approval.

I choose option 1 as the differences between early repayment and card fees is approx $42.60 and I can use the card for another year for Shopee / Lazada vouchers.

This year I use the automated request for waiver and surprisingly, it was approval in a day or two and my spending is definitely low as I do not get any cash back for the whole year.

 

[vsvs24]

DO u have any installment plan ongoing?

Last year I'm stuck with 0% IPP and waiver was rejected although it's my salary credit bank , can't recall my spending for the year.
When the CSO called, I told him I wish to terminate my card and his replies was firm and I was given 2 options.
1. Settle the balance IPP of $200 to $300 with $150 early repayment fees.
2. Apply for loan and they will assist to submit my waiver for approval.

I choose option 1 as the differences between early repayment and card fees is approx $42.60 and I can use the card for another year for Shopee / Lazada vouchers.

This year I use the automated request for waiver and surprisingly, it was approval in a day or two and my spending is definitely low as I do not get any cash back for the whole year.

Hmmm. Could it be UOB don't waive for big spenders ? Mine was waived on the spot through automated call in Apr 2021. I hardly use the card from Jul 2020 to Mar 2021.

 

[LIN_JOEL]

Hmmm. Could it be UOB don't waive for big spenders ? Mine was waived on the spot through automated call in Apr 2021. I hardly use the card from Jul 2020 to Mar 2021.

Don’t think so.
You can cancel your card if you are not tied to any outstanding loan or installment.

From their website.
One Card Fees:
Enjoy automatic waiver of annual fee waiver on the anniversary date with a minimum spend of S$12,000.

 

[deathman91]

I also haven't paid my May statement.. using GIRO also. guess it's best you talk to a CSO. good luck!

Just curious how's your spending like on the card?

Last year I'm stuck with 0% IPP and waiver was rejected although it's my salary credit bank , can't recall my spending for the year.
When the CSO called, I told him I wish to terminate my card and his replies was firm and I was given 2 options.
1. Settle the balance IPP of $200 to $300 with $150 early repayment fees.
2. Apply for loan and they will assist to submit my waiver for approval.

I choose option 1 as the differences between early repayment and card fees is approx $42.60 and I can use the card for another year for Shopee / Lazada vouchers.

This year I use the automated request for waiver and surprisingly, it was approval in a day or two and my spending is definitely low as I do not get any cash back for the whole year.

No I don't have any loan or installment plan with UOB.

Hmmm. Could it be UOB don't waive for big spenders ? Mine was waived on the spot through automated call in Apr 2021. I hardly use the card from Jul 2020 to Mar 2021.

I am also wondering, are banks more likely to waive fees for inactive user?

 

[maumu]

Just curious how's your spending like on the card?

From their website.
One Card Fees:
Enjoy automatic waiver of annual fee waiver on the anniversary date with a minimum spend of S$12,000.

$1.5k of my $2k spend is on cardup... for a couple of insurance plans. other than that it's just lose payments here and there.

looks like one of us has shared the criteria for automatic waiver - $12k per year? That should be easily met if you clock $2k per month... so shouldn't be a problem getting the waiver. maybe they're just dragging the matter

 

[CrashWire]

From their website.
One Card Fees:
Enjoy automatic waiver of annual fee waiver on the anniversary date with a minimum spend of S$12,000.

Just realised how misleading this is, because I just had to call in this month to request the waiver, even when I met the minimum spend.

That was not "automatic".

 

[yiwei]

https://www.uob.com.sg/personal/cards/credit/one/Please note that automatic waiver of annual fee on the anniversary date with a minimum spend of S$12,000 will cease from 1 March 2020.


Most people no issue with annual fee waiver anyway.

They announced ceasing of auto waiver back in Feb/Mar last year.

 

[fone]

anyone haven get the rebate? i hit 2000 for the quarter feb mar april but mayb still nv get

Just got time to check my account, mine also Feb-Apr. I received the additional rebate, but not the quarterly rebate. Will call on Monday and check. Only possible scenario is that cardup not counted.

 

[Trazora]

Just got time to check my account, mine also Feb-Apr. I received the additional rebate, but not the quarterly rebate. Will call on Monday and check. Only possible scenario is that cardup not counted.

Guess you did not make any spend in May, the quarterly rebate should be reflected in your rewards to be redeemed in your future spend.

 

[fone]

Guess you did not make any spend in May, the quarterly rebate should be reflected in your rewards to be redeemed in your future spend.

Yes, you are right. Just did the chat services and they confirmed this. Under internet banking, it states the rebate is there, but not posted as nothing to offset. First time I'm not spending in a quarter.

 

[silverbomb]

Yes, you are right. Just did the chat services and they confirmed this. Under internet banking, it states the rebate is there, but not posted as nothing to offset. First time I'm not spending in a quarter.

The rebates can always be seen in the 4th month in 2 ways. Either via 1) iBanking showing under rebates section in a box and; 2) cashback summary towards the end of the statement.

It only gets utilised only when you spend, no spending no utilisation there won't be any credit entries on the card. Normally people that continuously spend without gap quarters will see the actual rebate seen credited in the 5th month statement (2 bills after a quarter of 3 bills).

 

[PaulLevesque]

I used this card for shoppe, how do i check the 10% cashback?

 

[maumu]

I used this card for shoppe, how do i check the 10% cashback?

It's actually 5% if you spent 2k or more in total or 3.33% if between $500 and $2k.

Then you get additional 5% cashback.

 

[Moreau]

Today I received an sms from UOB telling me I got rebate of $86.66 credited to my account. Is this the shopee rebate? I called up UOB previously about the missing shopee rebates and they told me they having technical issues so once resolved it will be auto credited to my account. Anyone received similar sms?

 

[Trazora]

Today I received an sms from UOB telling me I got rebate of $86.66 credited to my account. Is this the shopee rebate? I called up UOB previously about the missing shopee rebates and they told me they having technical issues so once resolved it will be auto credited to my account. Anyone received similar sms?

you can ask uob?

 

[maumu]

Today I received an sms from UOB telling me I got rebate of $86.66 credited to my account. Is this the shopee rebate? I called up UOB previously about the missing shopee rebates and they told me they having technical issues so once resolved it will be auto credited to my account. Anyone received similar sms?

Yes... it's their SOP to send customers SMS to inform them the amount of rebate for the quarter... (3.33%/5% + bonus 5%, if any).

You'll receive 1 month after the end of a quarter. Say if your quarter is Feb - Apr, you'll get the SMS on 1 June.

 

[Moreau]

Yes I asked UOB, cos since the start of their collaboration till now, I have not received a single rebate from shopee. Is it because I failed to clock the min 500/500/500?

 

[Moreau]

Yes... it's their SOP to send customers SMS to inform them the amount of rebate for the quarter... (3.33%/5% + bonus 5%, if any).

You'll receive 1 month after the end of a quarter. Say if your quarter is Feb - Apr, you'll get the SMS on 1 June.

Let’s say if you failed to hit the qtr qualifying spend but you still spend on shopee/grab, will uob still send you the sms to inform you of the rebate? Or you will just outright not qualify for all rebates earned from spending on shopee/grab ?

 

[maumu]

Let’s say if you failed to hit the qtr qualifying spend but you still spend on shopee/grab, will uob still send you the sms to inform you of the rebate? Or you will just outright not qualify for all rebates earned from spending on shopee/grab ?

I'm afraid you need to meet the min. qualifying spend ($500/mth) first before you can collect the additional rebate for shopee..

1Cardmembers who have been awarded the quarterly cashback will get an additional 5% cashback on the total Dairy Farm Singapore such as Cold Storage, Giant, Guardian, 7-Eleven, Marketplace, Jasons, Jasons Deli, Grab (excludes mobile wallet top-ups), Shopee Singapore transactions (excludes ShopeePay) and UOB Travel (excludes online and flight only bookings) transactions successfully charged and posted to the Card Account in each statement month.