UOB one card

[Trazora]

I received my 4th statement, why not even 0.3% cash rebate for the 3 consecutive months I spend... so if I didn't hit the minimum spend for one of the month, means not even 0.3% cash rebate?

Can try appeal to make up spend for the month to get the quarterly rebate.

“Base Cashback” means the cashback awarded at the end of the statement months between January to December in a calendar year calculated at 0.03% of the total Card Transactions amount in that year.

The Base Cashback will be credited to the Card Account in the month of February of the following calendar year if no Quarterly Cashback has been awarded for any Quarter in a calendar year.

 

[harky]

This uob one.

Yesterday I passby a mall then got this insurance.. Ask me open and buy insurance from them to cap the max interest..

Is it worth to open?
Let say I got salary go in...
3 giro..

The thing is credit spent is $500..

I got one ocbc one.. Salary go in also got interest.

 

[Trazora]

This uob one.

Yesterday I passby a mall then got this insurance.. Ask me open and buy insurance from them to cap the max interest..

Is it worth to open?
Let say I got salary go in...
3 giro..

The thing is credit spent is $500..

I got one ocbc one.. Salary go in also got interest.

if have salary go in, no need 3 giro. Can do $500 spend on credit cards to get good miles/rebate. Dun need buy insurance.

 

[harky]

if have salary go in, no need 3 giro. Can do $500 spend on credit cards to get good miles/rebate. Dun need buy insurance.

The $500 spending can be from anything? Like mobile bill, internet? Haha

 

[Trazora]

The $500 spending can be from anything? Like mobile bill, internet? Haha

anything so long not excluded. mobile bill, internet are eligible spend. Spending need to be on uob one/evol/lady/debit cards

 

[harky]

anything so long not excluded. mobile bill, internet are eligible spend. Spending need to be on uob one/evol/lady/debit cards

Just wonder which Better because I also got Ocba.. Haha

 

[Trazora]

Just wonder which Better because I also got Ocba.. Haha

uob evol effective 6.67% on $250 online+$250 mobile contactless+$100 on others/online/mobile contactless

change to uob one, better interest than ocbc, can also enter the uob savings promotions for additional cashback

 

[harky]

uob evol effective 6.67% on $250 online+$250 mobile contactless+$100 on others/online/mobile contactless

change to uob one, better interest than ocbc, can also enter the uob savings promotions for additional cashback

i just worry i cant hit the 500 spending

 

[oceanicmanta]

i just worry i cant hit the 500 spending

i m surprised UOB staff did not psycho u to charge Insurance premium to your UOB Debit card to meet the $500 spend per month


u can ask Staff if u get UOB One card, can charge the premium there or not ? .. get both rebate n bonus interest

 

[harky]

i m surprised UOB staff did not psycho u to charge Insurance premium to your UOB Debit card to meet the $500 spend per month


u can ask Staff if u get UOB One card, can charge the premium there or not ? .. get both rebate n bonus interest

got la.. the insurance person...

 

[oceanicmanta]

got la.. the insurance person...

if that insurance plan is regular monthly premium, and is charged to your DC, then that shld qualify as eligible spend

can share if your monthly premium is $500 ? or more ? or less ?

years ago, my SIL kena psycho $500 a month charged to her Debit Card ... if only I was with her, I wld challenge staff to charge to her UOB One lor and ask for premium to be eligible spend if not, deal is off

 

[harky]

if that insurance plan is regular monthly premium, and is charged to your DC, then that shld qualify as eligible spend

can share if your monthly premium is $500 ? or more ? or less ?

years ago, my SIL kena psycho $500 a month charged to her Debit Card ... if only I was with her, I wld challenge staff to charge to her UOB One lor and ask for premium to be eligible spend if not, deal is off

Never buy. But that person want me to buy $500 monthly de..

 

[Trazora]

if that insurance plan is regular monthly premium, and is charged to your DC, then that shld qualify as eligible spend

can share if your monthly premium is $500 ? or more ? or less ?

years ago, my SIL kena psycho $500 a month charged to her Debit Card ... if only I was with her, I wld challenge staff to charge to her UOB One lor and ask for premium to be eligible spend if not, deal is off

actually now premium on debit card/one card only count to bonus interest and dun count to rebate

 

[sillyb0y]

Anyone know if you gotten the credit card rebates, and following month spend $500.

does the eligible spending is still considered $500 or $500 deduct credit card rebates?

 

[maumu]

Anyone know if you gotten the credit card rebates, and following month spend $500.

does the eligible spending is still considered $500 or $500 deduct credit card rebates?

Still considered $500. Rebates aren't counted so don't worry.

Only need to worry when merchants give refunds (eg. for claims or failed transactions).

 

[Mecisteus]

Anyone knows if possible to lower credit limit for Supp card only ?

Can lower to $1k ?

 

[vsvs24]

Anyone knows if possible to lower credit limit for Supp card only ?

Can lower to $1k ?

From here seems can set as low as $500.

https://www.uob.com.sg/personal/cards/supplementary-card.page

 

[Mecisteus]

From here seems can set as low as $500.

https://www.uob.com.sg/personal/cards/supplementary-card.page

Funny during application, they put $2k as minimum.

Must submit another form to lower.

 

[hellomeister]

first time received SP bill auto-recurring payment fail. will SP retry or need to manually pay?

edit: SP auto-retry again and went through

 

[ekardo]

is this the best UOB card after Lady's card?
6MPD ending Feb 2024 so time to look out for another UOB card. Mainly to clock $500 spending to earn the higher deposit interest..