UOB one card

[chengsun]

Yes, all counted. UOB include all charges towards this $300 min spend.

ok, thanks, this is the card then

 

[dlrowehtleah]

if I got this card, and apply recurring payment to pay for my telco and CC bill, are these counted contributing to part of the monthly $300 minimum expenses?

no. u cant pay CC bill, recurring or not, using dis card. in fact, u cant use a CC 2 pay another CC. (not considering cash advance)

also every month u need 2 charge at least 3x 2 d card 2 qualify 4 d qtrly rebate.

 

[hwmook]

no. u cant pay CC bill, recurring or not, using dis card. in fact, u cant use a CC 2 pay another CC. (not considering cash advance)

also every month u need 2 charge at least 3x 2 d card 2 qualify 4 d qtrly rebate.

You can use DBC card to pay Amex card bills actually.

 

[lcpteck]

You can use DBC card to pay Amex card bills actually.

Except for UOB ones it seems.

 

[chengsun]

no. u cant pay CC bill, recurring or not, using dis card. in fact, u cant use a CC 2 pay another CC. (not considering cash advance)

also every month u need 2 charge at least 3x 2 d card 2 qualify 4 d qtrly rebate.

sorry for misunderstanding, actually i mean to say town council service and conservancy charges. as for the 3 times, should not be a problem

 

[oscar]

sorry for misunderstanding, actually i mean to say town council service and conservancy charges. as for the 3 times, should not be a problem

Town council service and conservancy charges count as recurring, just tag anything to make the 300/800/1500.

The 3 times just buy any small item via paywave

 

[Soon__]

there is an enhancement to UOB one card to earn up to 5.33% for overseas spend.

 

[greddy88]

there is an enhancement to UOB one card to earn up to 5.33% for overseas spend.

if one has the option to have his purchases done in SGD or other currency..
anyone knows how's the exchange is like? worth to do in other currency for the 5.33% or not?

 

[hwmook]

there is an enhancement to UOB one card to earn up to 5.33% for overseas spend.

The terms exclude online transaction turn me off. Maybe can use in future.

 

[hwmook]

if one has the option to have his purchases done in SGD or other currency..
anyone knows how's the exchange is like? worth to do in other currency for the 5.33% or not?

Always use foreign currency, you use SGD in foreign country will always lose out.

 

[ankSing]

Always use foreign currency, you use SGD in foreign country will always lose out.

Would like to ask the same question - is it worth to use the card overseas?

Rebate is 5.33%.
If transaction is in non-AUD, non-USD ccy, then as per this
UOB Cardmembers Agreement
....the amount will be converted into USD first and then into SGD.
The link also mentions a admin fee of 2.5% (not sure whether it includes the 1% of Master/Visa or not). Does it mean 5% or 7% of charges (for non-USD or non-AUD expenses)? Or does this double conversion apply only to the VISA/Master fee and not on bank's admin charges? Does anyone know?

When i called up, the CSO mentioned a charge of 2.75% from any ccy to SGD, and there is no differentiation between charging in USD or in a non-USD ccy, which looks to be certainly incorrect.

 

[hwmook]

Would like to ask the same question - is it worth to use the card overseas?

Rebate is 5.33%.
If transaction is in non-AUD, non-USD ccy, then as per this
UOB Cardmembers Agreement
....the amount will be converted into USD first and then into SGD.
The link also mentions a admin fee of 2.5% (not sure whether it includes the 1% of Master/Visa or not). Does it mean 5% or 7% of charges (for non-USD or non-AUD expenses)? Or does this double conversion apply only to the VISA/Master fee and not on bank's admin charges? Does anyone know?

When i called up, the CSO mentioned a charge of 2.75% from any ccy to SGD, and there is no differentiation between charging in USD or in a non-USD ccy, which looks to be certainly incorrect.

The CSO is correct, all banks will do it this way. Convert all non-USD currency to USD then to SGD. The rate they use is spot rate thus no extra charges involved. You will still expect the rate to be around 2.75% higher than spot rate regardless of which currency you use.

 

[ankSing]

The CSO is correct, all banks will do it this way. Convert all non-USD currency to USD then to SGD. The rate they use is spot rate thus no extra charges involved. You will still expect the rate to be around 2.75% higher than spot rate regardless of which currency you use.

thanks, So you mean the card is totally worth it with 5.33% rebate and 2.75% charges - still ~2.5% rebate, right?

 

[chengsun]

Fxxx! I kena from UOB!
My One card got approved on 15th May and I received it on 16th or 17th and start using it. On this Monday I called UOB to ask about the billing cycle and how to count the period for at least $300, the CS said based on bill statement date. Fxx, but she never told me my May statement date is 24th May! Today kena shocked to received the statement of May, and I missed the $300 mark by less than $50! I could have used it for my Amazon purchases on 21st and 22nd!

My 1st cycle is wasted now, feel so so so so sianz! Even my June, July statement got over $300 also no use right?

 

[Techno Pride]

UOB : Personal Banking

With effect from 1 June 2013, annual card membership fee for UOB One Card will be revised to:
a) Principal Card – S$128.40 (inclusive of GST)
b) 2nd Supplementary Card – S$64.20 (inclusive of GST)

 

[anfielder]

Fxxx! I kena from UOB!
My One card got approved on 15th May and I received it on 16th or 17th and start using it. On this Monday I called UOB to ask about the billing cycle and how to count the period for at least $300, the CS said based on bill statement date. Fxx, but she never told me my May statement date is 24th May! Today kena shocked to received the statement of May, and I missed the $300 mark by less than $50! I could have used it for my Amazon purchases on 21st and 22nd!

My 1st cycle is wasted now, feel so so so so sianz! Even my June, July statement got over $300 also no use right?

Not true, if you just got the card then the first quarter's cashback can be pro-rated if you meet $300 for 2 out of 3 months. Read the tnc for details?

 

[hwmook]

Fxxx! I kena from UOB!
My One card got approved on 15th May and I received it on 16th or 17th and start using it. On this Monday I called UOB to ask about the billing cycle and how to count the period for at least $300, the CS said based on bill statement date. Fxx, but she never told me my May statement date is 24th May! Today kena shocked to received the statement of May, and I missed the $300 mark by less than $50! I could have used it for my Amazon purchases on 21st and 22nd!

My 1st cycle is wasted now, feel so so so so sianz! Even my June, July statement got over $300 also no use right?

1st month is pro-rated, no need to meet any figure. If your next 2 months get $300 then you will get $28.33 rebate, $8.33 rebate for your $250 spent during first month.

 

[chengsun]

Ohh, okokok, thanks thanks for the info!

 

[chengsun]

This is my 1st card with UOB. Using their internet banking now, may I know, if we are able to see the transaction details of my card? I only have this card with them, no saving account. When I am inside, I can only see the total that I have spent. Unlike SCB, I can see the transaction of the card in internet banking.

 

[Techno Pride]

This is my 1st card with UOB. Using their internet banking now, may I know, if we are able to see the transaction details of my card? I only have this card with them, no saving account. When I am inside, I can only see the total that I have spent. Unlike SCB, I can see the transaction of the card in internet banking.

Can or can't?

How Long did It Take for You to receive the ibanking login after Receiving The Card?