UOB one card

[edwinttt1978]

Yup. Told CSO to cancel the card. TBH the rebates are not the fantastic also.

The CSO probably thinks the same: This customer is also not fantastic.

 

[blue_thing]

The CSO probably thinks the same: This customer is also not fantastic.

I totally agree... spend so little, ask so much...

 

[Allen_C_Sharp]

well, if it is consistently 7-10 days, maybe can work around by doing the ATU like 6 days before the end of the previous month, so that it will be counted to current month.

It is inconsistent, I just noticed I had a ATU on 25Sep but posted today, this is 12 days alrdy......they must be put me into a special pool...

 

[edwinttt1978]

Ever noticed that an ATU actual transaction date sometimes changes on statement?
Eg. ATU on 20th, but shown on statement as 19th and posted up to 7 days later.

 

[hogrider88]

Ever noticed that an ATU actual transaction date sometimes changes on statement?
Eg. ATU on 20th, but shown on statement as 19th and posted up to 7 days later.

Yes , i got that all the time till i cant be bothered. Transaction date wrong, posting date so many days then post.

I donno if im notice wrongly but other cc nfp atu dun hv wrong transaction date problem

 

[Allen_C_Sharp]

Yes , i got that all the time till i cant be bothered. Transaction date wrong, posting date so many days then post.

I donno if im notice wrongly but other cc nfp atu dun hv wrong transaction date problem

ya, my frank atu does not have such problems, quite consistent also.

 

[haohaowan2]

hi guys, need help, i wonder uob one card can use to pay other bank credit card ?

 

[hwmook]

hi guys, need help, i wonder uob one card can use to pay other bank credit card ?

Cannot, don't ask silly questions.

 

[19degC]

hi guys, need help, i wonder uob one card can use to pay other bank credit card ?

Technically u can. Go atm (u need pin no) take out cash and pay whatever cc u want.

 

[k8118k]

Technically u can. Go atm (u need pin no) take out cash and pay whatever cc u want.

Min 200 max 3k withdraw.
28% pa and process fee is 6% or min 15.
Defeat cc rebate advantage.

 

[19degC]

Min 200 max 3k withdraw.
28% pa and process fee is 6% or min 15.
Defeat cc rebate advantage.

Cash advance no rebates

 

[Executor 84]

Hi all,

Jus got an approval for this card, howeveram confuse about the cash rebate and would like to ask couple of questions.

1) understand that each month gotta spend 500 for 3 months. Like example 500 in oct, 500 in nov, 500 in dec and it mus hav minimium 3 transaction..
Can i like pay my m1 bill in oct, about 300, then another week 100 for other things, then another week 50 and the last week 50 etc... To make october month 500, and the same for nov n dec... Will it be counted also??

2) understand there will b $50 cash rebate for 500 spend for quarter, wad does it mean..?
Is it 500 * 3 = 1500? For 3 months? But they will give some sort of special discount so instead of 1500 i pay 1450??

3) lastly, if i use this card to buy things and immediately pay using my other bank cards. Will it be counted??

Like today i spend 200, then tml pay back..

Pls advise my noob questions and thanks..

 

[k8118k]

Cash advance no rebates

Get cc is to earn rebate.
Cash advance is defeat initial purpose

 

[zoossh]

Hi all,

Jus got an approval for this card, howeveram confuse about the cash rebate and would like to ask couple of questions.

1) understand that each month gotta spend 500 for 3 months. Like example 500 in oct, 500 in nov, 500 in dec and it mus hav minimium 3 transaction..
Can i like pay my m1 bill in oct, about 300, then another week 100 for other things, then another week 50 and the last week 50 etc... To make october month 500, and the same for nov n dec... Will it be counted also??

goes by bill cycle, not by calender month.
if bill cycle 12th oct - 11th nov, u spend 500 in this period.

payment made near 11th nov, may get posted into another bill cycle. local bill avoid 1 week before end of cycle. overseas bill avoid 2 weeks or more.

2) understand there will b $50 cash rebate for 500 spend for quarter, wad does it mean..?
Is it 500 * 3 = 1500? For 3 months? But they will give some sort of special discount so instead of 1500 i pay 1450??

jan - spend 501
feb - spend 502, pay back 501
mar - spend 503, pay back 502
apr - spend 504, pay back 503 (quarter statement)
may - spend 505, pay back 454 (rebate of 50 in statement)
jun - spend 506, pay back 505

3) lastly, if i use this card to buy things and immediately pay using my other bank cards. Will it be counted??

Like today i spend 200, then tml pay back..

Pls advise my noob questions and thanks..

counted.

 

[Executor 84]

goes by bill cycle, not by calender month.
if bill cycle 12th oct - 11th nov, u spend 500 in this period.

payment made near 11th nov, may get posted into another bill cycle. local bill avoid 1 week before end of cycle. overseas bill avoid 2 weeks or more.



jan - spend 501
feb - spend 502, pay back 501
mar - spend 503, pay back 502
apr - spend 504, pay back 503 (quarter statement)
may - spend 505, pay back 454 (rebate of 50 in statement)
jun - spend 506, pay back 505



.

Sorry but i dun get this 2 answer.
Can u explain in simple terms..?

 

[Trazora]

Not sure what you mean by immediately paying using other bank card

 

[Executor 84]

Not sure what you mean by immediately paying using other bank card

Like for example today i spend 500 on things, then tml i use axs (posb saving debit card) to pay using axs..

 

[kokitty]

Sorry but i dun get this 2 answer.
Can u explain in simple terms..?

to make things simplier....

If you want to get your rebates then you cannot "today spend 200, then tml pay back" for the month rebate is due to be credited to your account. UOB will not credit the rebate. It's silly but it's their rule.

 

[arigatoast]

Like for example today i spend 500 on things, then tml i use axs (posb saving debit card) to pay using axs..

UOB will tally your spends ( debit) for the tier spend.
so if u spend 500 within your bill cycle, u qualify for the rebate ( provided u do that for the next 2 months for the qualifying quarter)

if you pay 500 the next day, your debit still remains 500 although the nett is 0.
so u r still entitle to the rebate.

i hope i uds your qns correctly

 

[Trazora]

Like for example today i spend 500 on things, then tml i use axs (posb saving debit card) to pay using axs..

The rebate is based on spending on the UOB One card, not affected by payment to UOB One card bill.