UOB stash interest

[FlyGuardX]

Trust is a digibank right?

Yea but 100k guaranteed

 

[LionKingBu]

Yea but 100k guaranteed

2% for how long?

 

[FlyGuardX]

2% for how long?

Should be end Dec. Go check the trustbank thread. Got some steps to fulfil and need to leave it there without withdrawal

 

[xRenol]

2% for how long?

It you are referring to the TurboSave, it seems to be by invitation only.

 

[tehhalia]

in the current climate eir 1.5% seem uncompetitive, hope UOB revise it upwards soon if not at the end of earmark period going to move liao

 

[GrandJedi]

in the current climate eir 1.5% seem uncompetitive, hope UOB revise it upwards soon if not at the end of earmark period going to move liao

So I plan to empty my account. Should I do it on the first day of the Oct to earn maximum interest from the previous month?

 

[tehhalia]

So I plan to empty my account. Should I do it on the first day of the Oct to earn maximum interest from the previous month?

Yes. If that’s your goal, interest in straight empty

 

[chiokcc]

UOB Stash increase interest rates ....

With effect from 1st November 2026, we will be revising the interest rates for the UOB Stash Account. Current total interest p.a.1 Account Monthly Average Balance (MAB) Base Interest (p.a.) Bonus Interest (p.a.) Total Interest (p.a.) First S$10,000 0.05% 0.00% 0.05% Next S$30,000 0.05% 1.35% 1.40% Next S$30,000 0.05% 1.55% 1.60% Next S$30,000 0.05% 1.95% 2.00% Above S$100,000 0.05% 0.00% 0.05% Revised total interest p.a.2 Account Monthly Average Balance (MAB) Base Interest (p.a.) Bonus Interest (p.a.) Total Interest (p.a.) First S$10,000 0.05% 0.00% 0.05% Next S$30,000 0.05% 1.45% 1.50% Next S$30,000 0.05% 1.85% 1.90% Next S$30,000 0.05% 2.95% 3.00% Above S$100,000 0.05% 0.00% 0.05% The existing bonus interest qualifying criteria for UOB Stash Account will remain unchanged, providing you with a simple and rewarding way to grow your savings with us. Simply maintain or increase your Monthly Average Balance3 (MAB), as compared to the previous month to qualify for the bonus interest. There is no lock-in period so you can enjoy the flexibility of withdrawing your funds anytime, as long as you top up before the month ends to maintain your MAB. Manage and keep track of your money with UOB TMRW app to find out the required top up amount balance to maintain for the month to earn bonus interest. With this revision, you can continue to maximise your savings in your UOB Stash Account to earn up to S$1,920 total interest in a year for a deposit balance of S$100,000. Thank you for your continued support. Stay safe with these measures The best line of defence to fight scams effectively is still public’s vigilance. Please follow these measures to protect yourself. Protect your savings with Money Lock Set a Money Lock amount in your existing UOB accounts to protect your savings against digital scams and unauthorised transfers/withdrawals while continuing to earn interest. Unlock in-person at any UOB ATM in Singapore. You may still participate in the UOB Level Up Your Savings Promotion even if you have set up Money Lock on your account. Set your Transaction Alert Preference Receive real-time notifications so that you will be alerted for any unauthorised transaction, and choose how you would like to be notified (via SMS or email). Terms & Conditions Total interest is equivalent to Base Interest plus current Bonus Interest; where Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your Stash Account. Base interest is calculated based on each day-end balance in the UOB Stash Account®, and Bonus Interest is calculated based on Monthly Average Balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month. 1Current Maximum Effective Interest Rate (EIR) on the Stash Account is 1.50% p.a. for deposits of S$100,000, provided the customer’s Monthly Average Balance (MAB) for the present calendar month is equal to or more than the MAB for the preceding calendar month. 2Revised Maximum Effective Interest Rate (EIR) on the Stash Account is 1.92% p.a. for deposits of S$100,000, provided the customer’s Monthly Average Balance (MAB) for the present calendar month is equal to or more than the MAB for the preceding calendar month. 3Monthly Average Balance refers to the summation of each day-end balance in the UOB Stash Account® for each calendar month divided by the number of calendar days for that month. Your MAB will be compared between 2 months. Your current month’s MAB will be compared against your previous month’s MAB. If the difference is zero or higher and your MAB is more than S$10,000, you would have met the criteria to enjoy bonus interest. Month 2 MAB – Month 1 MAB ≥ 0 Insured up to S$100k by SDIC.

 

[tehhalia]

Slow in increasing.. Would have moved out if not for money being locked under earmark promotion.

 

[bumdssa]

Seems not bad if combine with savings promo

 

[ericcsn]

seems like higher than UOB 1 with the revised and earmarked and promo

 

[Nanonited]

seems like higher than UOB 1 with the revised and earmarked and promo

Ya i was going to say how come stash is now higher than UOB one with more criterias

 

[xRenol]

seems like higher than UOB 1 with the revised and earmarked and promo

Ya i was going to say how come stash is now higher than UOB one with more criterias

The deposit balance is different - S$100,000 for UOB Stash as compared to S$150,000 for UOB One.

 

[Nanonited]

The deposit balance is different - S$100,000 for UOB Stash as compared to S$150,000 for UOB One.

Yeah but uob one you need to credit salary and spend. Even with higher qualifying amt should still be marginally higher. Its like saboing your own products?

 

[koolkool]

Thanks. Combine with quarterly cashback promo seemed good. Assuming I have joined the July to sep quarterly promo for UOB One, I can join the Oct to dec quarterly promo for stash account, correct? I don't see any clause in t&c that state otherwise.

 

[spikeling]

Ya i was going to say how come stash is now higher than UOB one with more criterias

UOB One is going for revamp soon with added investment, insurance, morgage criterias etc... Need to match the competitons..

 

[xRenol]

Yeah but uob one you need to credit salary and spend. Even with higher qualifying amt should still be marginally higher. Its like saboing your own products?

Agreed. Anyway, I am moving my money out of UOB.

 

[tehhalia]

UOB One is going for revamp soon with added investment, insurance, morgage criterias etc... Need to match the competitons..

insider info?

 

[itchying]

UOB One is going for revamp soon with added investment, insurance, morgage criterias etc... Need to match the competitons..

Pls also change the uob one cc quarterly spend also. So hard to monitor and achieve for 3mth. Change to monthly better and up the cash rebate.

 

[chiokcc]

Is there any bank deposit accounts that work similarly to UOB Stash, that no need to have minimum spend, investment, etc. to get good interest rate, other than fixed deposits?