which bank the credit card very easy to apply?

[Artemm]

Cimb.
When banks rejected my application for CC and renovation loans, cimb was the one that approved everything.
I still remember I got mocked by one of the banks when my renovation loan got rejected. The agent called and ask how much I have in my savings bank and I replied 2k (mostly wiped out to buy furnitures & appliances). She said 2k most likely will reject my reno loan, usually they only loan to people with more savings. I said if I got savings I no need apply loan from bank. After that, she just 'oh ok lor' and kup the phone. Few mins later, I received email that my loan got rejected, I only want to loan 10k nia
So until now I still support CIMB, their cashback also not bad.

 

[Mclairs83]

AMEX fastest. within a week to send u.

 

[Velana]

I think OCBC should be considered easiest, so long as you hit the salary limit they set, otherwise I don't see any reason why they won't give you.

 

[purplewave]

ocbc keep rejecting moi leh

 

[Artemm]

ocbc keep rejecting moi leh

Do you have a credit card before? I think ocbc usually approve those that have credit rating or better credit rating. Now my rating is AA, they macham approve with eyes closed.

 

[purplewave]

Do you have a credit card before? I think ocbc usually approve those that have credit rating or better credit rating. Now my rating is AA, they macham approve with eyes closed.

Got Citi, Amex, CIMB and MB

 

[Atrina_Boy]

Easy to apply any CC as long you have a clean credit record I guess

 

[Ye_Rongtian]

Cimb.
When banks rejected my application for CC and renovation loans, cimb was the one that approved everything.
I still remember I got mocked by one of the banks when my renovation loan got rejected. The agent called and ask how much I have in my savings bank and I replied 2k (mostly wiped out to buy furnitures & appliances). She said 2k most likely will reject my reno loan, usually they only loan to people with more savings. I said if I got savings I no need apply loan from bank. After that, she just 'oh ok lor' and kup the phone. Few mins later, I received email that my loan got rejected, I only want to loan 10k nia
So until now I still support CIMB, their cashback also not bad.

Just saw that there is no annual fee for their CIMB CC.

 

[purplewave]

Just saw that there is no annual fee for their CIMB CC.

since day 1 bro.

 

[Ye_Rongtian]

since day 1 bro.

Didn't know that. Found it very troublesome to request for annual fee waiver when I seldom use for my previous CC so I cancelled all and just used my debit card. CIMB really forever no annual fee?

 

[semiret]

CIMB card no annual fees at all for FD acct holders

I don't think you need to be FD account holder to enjoy no annual fee for your CR cards. The no annual fee offer is to all approved CR card holder without any conditions I think. As I'm retired currently I only hold CIMB cr cards and 1 useless OCBC cr card. All my cards are no annual fees for life. I'm thinking to terminate my OCBC card due to I can't purchase goods online as it can't generate OTP password unless I opens an OCBC online account.

 

[KusitoriBuro]

i earn 20k/m .. all easy

 

[netzach]

POSB Everyday.
applied and approved within hours online.


Read HWZ Forum Rules!

 

[Artemm]

Didn't know that. Found it very troublesome to request for annual fee waiver when I seldom use for my previous CC so I cancelled all and just used my debit card. CIMB really forever no annual fee?

So far I didn't pay any annual fee. Before you apply for cimb CC, you have to know that cimb dont have a lot of merchant promos like other cards. And I dont think you can link it to google pay.

 

[Dinoboyboy]

which bank can apply without minimum income.

 

[kakaBoBo]

cash is king lah.

 

[Ye_Rongtian]

So far I didn't pay any annual fee. Before you apply for cimb CC, you have to know that cimb dont have a lot of merchant promos like other cards. And I dont think you can link it to google pay.

I think they just added? No promotion nevermind since I am just getting one for the "convenience". But then their SMS transaction alert minimum threshold amount is $100..... not like debit card where can set to 1 cent. Safe or not

https://www.cimb.com.sg/en/personal...ment-transfers/mobile-payment/google-pay.html

 

[Shion]

amex ???????

 

[theMKR]

AMEX.

best cashback

best customer service.

srsly the customer service so good, moi willing to pay the annual fee.

but then again, always free

 

[middleclass]

which bank can apply without minimum income.

YouTrip card